Bethel, CT homeowners insurance is nearly $755 to $1,027, about $62-$85/month. Our all inclusive guide shows customers can save as much as $356 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bethel, CT | Homeowners Insurance Agency Near Bethel, CT | Address |
|---|---|---|
| Liberty Mutual Independent | James P Murphy & Associates | 3 BELDEN AVE, NORWALK, CT, 6850 |
| State Farm | Jim Demaio | 246 Main St Ste 12, New Paltz, NY, 12561-1621 |
| State Farm | Mario Russo | 1123 New Britain Ave Ste A, West Hartford, CT, 06110-2412 |
| Allstate | Yen Lin | 55 W Old Country Rd, Hicksville, NY, 11801 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Redding town, Fairfield County, Connecticut | $123 | $163 | $245 |
| Danbury city, Connecticut | $110 | $147 | $220 |
| Newtown town, Fairfield County, Connecticut | $115 | $153 | $230 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bethel, CT | 3.0% | 8.0% |
| Redding | 2.2% | 8.16% |
| Danbury | 3.25% | 9.86% |
| Newtown | 2.58% | 7.83% |
| Bethel Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 44 | 3.0% | $324 |
| $200 to $299 | 18 | 1.0% | $774 |
| $300 to $499 | 24 | 1.0% | $1224 |
| $500 to $749 | 39 | 2.0% | $1899 |
| $750 to $999 | 241 | 17.0% | $2649 |
| $1,000 to $1,499 | 741 | 53.0% | $3774 |
| $1,500 or more | 283 | 20.0% | $5424 |
| Streets in Bethel Area | Homeowners Insurance Cost |
|---|---|
| Northern Spy Ct, Roberts Dr, Reynold's Ridge, Ichabod Ln, Sand Hill Rd, Cortland Dr, Jacklin Rd, Midway Dr, Nashville Rd Exd, Evergreen Dr | $917 |
| Reservoir St, Van Campen Ln, Sympaug Park Rd, Deepwood Dr, Sky Edge Ln, Manor Ln, Birnam Wood Rd, Rita Dr, Katrina Cir, Oven Rock Rd | $918 |
| Chestnut Ridge Rd, Shelley Rd, Park Lawn Dr, Library Pl, Goodhill Rd, Chimney Dr, Judd Ave, Governors Ln, Starr Rd, Blackman Ave | $914 |
| Old Shelter Rock Rd, Westview Dr, Canaan Dr, Grove Pl, Chipmunk Ter, Weed Rd, Waterhorse Brook Dr, Four Gables Rd, Milwaukee Ave, Kingswood Dr | $869 |
| Buff Ln, Putnam Park Rd, Huntington Ct, Grassy Plain St, Wine Sap Run, Pleasant Rise, Old Field Dr, Fleetwood Ave, Fleetwood Park, Edmond Rd | $872 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bethel | $133 to $136 |
| Redding | $147 |
| Danbury | $132 |
| Newtown | $138 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $3,800 |
| Yearly Bethel Homeowner Insurance Premium Example | $5,000 | $4,000 |
| Out of Pocket Expense During Claim | $800 | $3,800 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $20,800 | $19,800 |
| Net Savings to Bethel Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Bethel, CT Home Replacement Value MORE than Home Value | Bethel, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $320,500 | $240,500 |
| Insurance Premium based on Replacement Value | $2,925 | $2,200 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,000 | Risk Exposure from Under Insuring Coverage is $44,000 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $325/year |
| Insurance Company | State Farm | Chubb Group of Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 122 | 335 | 693 |
| Year Built | 1998 | 1987 | 1940 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $600000-$700000 | $700000-$800000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |