Bethany Insurance Rates:

Bethany, CT homeowners insurance is about $760 to $1,041, about $63-$86/month. Our all inclusive guide shows customers can save as much as $360 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bethany, CT Homeowners Insurance By Home Value

Bethany, CT Home Value Total Homes % of Total Average Bethany, CT Homeowners Insurance
Less than $50,000 37 3.0% $54
$150,000 to $174,999 13 1.0% $378
$175,000 to $199,999 21 2.0% $441
$200,000 to $249,999 78 7.0% $531
$250,000 to $299,999 319 32.0% $648
$300,000 to $399,999 497 50.0% $819

Top Home Insurance Agents Near Bethany, CT

Home Insurance Company Near Bethany, CT Homeowners Insurance Agency Near Bethany, CT Address
State Farm Brittany Roberts 23 Barnabas Rd Ste 5, Newtown, CT, 06470-1268
Travelers Community Agency Network Llc 435 BUCKLAND RD ROSEWOOD BLDG, SOUTH WINDSOR, CT, 6074
Travelers Giroux & Oneill Insurance Llc 8 PEARMAIN ROAD, SHELTON, CT, 6484
Allstate Kevin White 476 Storrs Rd, Mansfield Center, CT, 6250
Travelers The Milford Insurance Agency Inc Po Box 249, Milford, CT, 6460

Cost Of Homeowners Insurance By Street Near Bethany, CT

Streets in Bethany Area Homeowners Insurance Cost
Rowe Ct, Chelsea Cir, Pole Hill Rd, Porter Hill Rd, Anella Dr, Virginia Rail Dr, Hatfield Hill Rd, Coachman Ln, Hinman Rd, Schaeffer Rd$906
Falls Rd, Bethany Woods Rd, Amity Rd, Hilldale Rd, Grant Rd, Bachelor Oak Rd, Beacon Rd, Lebanon Rd, Whippoorwill Ln, Split Rock Rd$900
Bethridge Rd, Doolittle Dr, Tuttle Rd, Fatima Dr, Downs Rd, Tawney Dr, Gaylord Mountain Rd, Wooding Hill Rd, Clay Rd, Hoadley Rd$901
Robertson Dr, Francis Dr, Hesrn Dr, Farm View Rd, Luke Hill Rd, Falcon Ln, Old Fairwood Rd Exd, Rainbow Rd, Brinton Rd, Old Mill Rd$903
Deerfield Ln, Glenwood Ct, Litchfield Tpke, Tollgate Rd, Prince Dr, Briar Rd, Ridgewood Dr, Hamilton Rd, Northrop Rd Exd, Crestwood Rd$895

Bethany, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bethany$134 to $136
Beacon Falls$129
Hamden$128
Woodbridge$140

Bethany, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beacon Falls town, New Haven County, Connecticut $129 $172 $258
Hamden town, New Haven County, Connecticut $128 $171 $257
Woodbridge town, New Haven County, Connecticut $140 $187 $281

Bethany, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bethany, CT2.9%7.5%
Beacon Falls3.73%9.32%
Hamden3.36%8.39%
Woodbridge2.2%7.79%

Bethany Renters Insurance as a Percentage of Rent

Bethany Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 76 54.0% $2645
$1,000 to $1,499 6 4.0% $3770
$1,500 or more 58 41.0% $5420

Bethany, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Bethany Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,300$15,800
Net Savings to Bethany Home Owner from High Deductible Plan $500

Bethany, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bethany, CT Home Replacement Value MORE than Home Value Bethany, CT Home Replacement Value LESS than Home Value
Replacement Value $495,500 $282,000
Insurance Premium based on Replacement Value $5,150 $2,925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,000 Risk Exposure from Under Insuring Coverage is $114,500
Premium Impact Insurance cheaper by $1,200/year Insurance costlier by $1,025/year

Example Bethany Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualHartford Insurance GroupAllstate
Monthly Premium 167327199
Year Built 196820111972
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$500000-$600000$500000-$600000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bethany, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 385,000 Wood Shake Roof 1,710 3 $500 Deductible 810 2 Brick siding No
1962 380,000 Wood Shake Roof 1,820 5 $500 Deductible 640 2 Brick siding No
1991 580,000 Tile Roof 3,030 4 $500- $1000 Deductible 3500 8 Fiber-Cement Siding No
1989 325,000 Asphalt Shingles Roof 1,670 5 $2500-$5000 Deductible 1600 10 Stone Siding No
1961 470,000 Tile Roof 3,000 4 $500- $1000 Deductible 4860 12 Stone Siding yes
1963 715,000 Metal Roof 3,200 4 $500- $1000 Deductible 4620 9 Wood siding No
1963 360,000 Wood Shake Roof 1,780 5 $2500-$5000 Deductible 410 2 Brick siding yes
2006 310,000 Membrane Roof 1,560 5 $2500-$5000 Deductible 200 1 Vinyl siding No
2011 630,000 Membrane Roof 2,920 4 $2500-$5000 Deductible 3540 8 Brick siding No
1991 710,000 Metal Roof 3,430 5 $1000-$2500 Deductible 3450 8 Wood siding No
1994 435,000 Wood Shake Roof 2,270 4 $2500-$5000 Deductible 1180 5 Fiber-Cement Siding yes
2013 380,000 Wood Shake Roof 2,330 4 $2500-$5000 Deductible 990 5 Fiber-Cement Siding No
1981 300,000 Metal Roof 1,530 3 $500- $1000 Deductible 1480 6 Stucco siding yes
2014 385,000 Asphalt Shingles Roof 1,840 3 $5000 to $10,000 Deductible 210 1 Wood siding No
1977 555,000 Metal Roof 3,680 5 > $10,000 Deductible 1300 4 Brick siding yes
1989 205,000 Asphalt Shingles Roof 1,350 3 > $10,000 Deductible 80 1 Brick siding yes
1961 555,000 Asphalt Shingles Roof 2,510 4 $2500-$5000 Deductible 3260 8 Fiber-Cement Siding No
2011 335,000 Asphalt Shingles Roof 1,740 3 $5000 to $10,000 Deductible 860 5 Wood siding No
1970 520,000 Slate Shingles Roof 3,420 5 $500 Deductible 3880 8 Stone Siding yes
1962 755,000 Metal Roof 3,340 5 $2500-$5000 Deductible 570 1 Wood siding No
2006 575,000 Slate Shingles Roof 2,930 5 $5000 to $10,000 Deductible 1870 5 Brick siding yes
1983 650,000 Asphalt Shingles Roof 3,610 5 > $10,000 Deductible 1110 4 Vinyl siding No
2000 320,000 Metal Roof 2,130 5 $500- $1000 Deductible 540 2 Brick siding No
1992 845,000 Composition Roof 4,470 5 $500 Deductible 660 1 Brick siding yes
2012 290,000 Tile Roof 1,630 5 $2500-$5000 Deductible 1960 10 Brick siding No
1973 320,000 Shingles Roof 1,850 3 $500- $1000 Deductible 2960 12 Vinyl siding No
1999 650,000 Membrane Roof 2,860 4 $1000-$2500 Deductible 1720 4 Vinyl siding No
1978 685,000 Slate Shingles Roof 3,320 5 > $10,000 Deductible 2180 7 Fiber-Cement Siding No
1962 230,000 Shingles Roof 1,240 3 > $10,000 Deductible 1360 12 Stucco siding No
1985 480,000 Tile Roof 2,260 4 $1000-$2500 Deductible 4500 12 Stone Siding yes
2012 425,000 Wood Shake Roof 2,420 5 $500 Deductible 2040 6 Wood siding yes
1998 485,000 Shingles Roof 3,180 4 > $10,000 Deductible 2360 9 Brick siding No
1998 360,000 Composition Roof 2,170 5 $5000 to $10,000 Deductible 300 2 Stone Siding yes
1997 300,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 630 3 Vinyl siding No