Bethany, CT homeowners insurance is about $760 to $1,041, about $63-$86/month. Our all inclusive guide shows customers can save as much as $360 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bethany, CT | Homeowners Insurance Agency Near Bethany, CT | Address |
|---|---|---|
| State Farm | Brittany Roberts | 23 Barnabas Rd Ste 5, Newtown, CT, 06470-1268 |
| Travelers | Community Agency Network Llc | 435 BUCKLAND RD ROSEWOOD BLDG, SOUTH WINDSOR, CT, 6074 |
| Travelers | Giroux & Oneill Insurance Llc | 8 PEARMAIN ROAD, SHELTON, CT, 6484 |
| Allstate | Kevin White | 476 Storrs Rd, Mansfield Center, CT, 6250 |
| Travelers | The Milford Insurance Agency Inc | Po Box 249, Milford, CT, 6460 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Beacon Falls town, New Haven County, Connecticut | $129 | $172 | $258 |
| Hamden town, New Haven County, Connecticut | $128 | $171 | $257 |
| Woodbridge town, New Haven County, Connecticut | $140 | $187 | $281 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bethany, CT | 2.9% | 7.5% |
| Beacon Falls | 3.73% | 9.32% |
| Hamden | 3.36% | 8.39% |
| Woodbridge | 2.2% | 7.79% |
| Bethany Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $750 to $999 | 76 | 54.0% | $2645 |
| $1,000 to $1,499 | 6 | 4.0% | $3770 |
| $1,500 or more | 58 | 41.0% | $5420 |
| Streets in Bethany Area | Homeowners Insurance Cost |
|---|---|
| Rowe Ct, Chelsea Cir, Pole Hill Rd, Porter Hill Rd, Anella Dr, Virginia Rail Dr, Hatfield Hill Rd, Coachman Ln, Hinman Rd, Schaeffer Rd | $906 |
| Falls Rd, Bethany Woods Rd, Amity Rd, Hilldale Rd, Grant Rd, Bachelor Oak Rd, Beacon Rd, Lebanon Rd, Whippoorwill Ln, Split Rock Rd | $900 |
| Bethridge Rd, Doolittle Dr, Tuttle Rd, Fatima Dr, Downs Rd, Tawney Dr, Gaylord Mountain Rd, Wooding Hill Rd, Clay Rd, Hoadley Rd | $901 |
| Robertson Dr, Francis Dr, Hesrn Dr, Farm View Rd, Luke Hill Rd, Falcon Ln, Old Fairwood Rd Exd, Rainbow Rd, Brinton Rd, Old Mill Rd | $903 |
| Deerfield Ln, Glenwood Ct, Litchfield Tpke, Tollgate Rd, Prince Dr, Briar Rd, Ridgewood Dr, Hamilton Rd, Northrop Rd Exd, Crestwood Rd | $895 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bethany | $134 to $136 |
| Beacon Falls | $129 |
| Hamden | $128 |
| Woodbridge | $140 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $3,300 |
| Yearly Bethany Homeowner Insurance Premium Example | $3,000 | $2,500 |
| Out of Pocket Expense During Claim | $1,300 | $3,300 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $16,300 | $15,800 |
| Net Savings to Bethany Home Owner from High Deductible Plan | $500 | |
| Scenario | Bethany, CT Home Replacement Value MORE than Home Value | Bethany, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $495,500 | $282,000 |
| Insurance Premium based on Replacement Value | $5,150 | $2,925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $99,000 | Risk Exposure from Under Insuring Coverage is $114,500 |
| Premium Impact | Insurance cheaper by $1,200/year | Insurance costlier by $1,025/year |
| Insurance Company | Liberty Mutual | Hartford Insurance Group | Allstate |
| Monthly Premium | 167 | 327 | 199 |
| Year Built | 1968 | 2011 | 1972 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $500000-$600000 | $500000-$600000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |