Bethania Insurance Rates:

Bethania, NC homeowners insurance is nearly $504 to $684, about $42-$57/month. Our detailed research shows customers can save as much as $237 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bethania, NC Homeowners Insurance By Home Value

Bethania, NC Home Value Total Homes % of Total Average Bethania, NC Homeowners Insurance
Less than $50,000 67 2.0% $100
$50,000 to $59,999 33 1.0% $219
$60,000 to $69,999 95 3.0% $273
$70,000 to $79,999 47 1.0% $314
$80,000 to $89,999 149 5.0% $362
$90,000 to $99,999 196 6.0% $403
$100,000 to $124,999 462 16.0% $469
$125,000 to $149,999 699 24.0% $582
$150,000 to $174,999 432 15.0% $689
$175,000 to $199,999 212 7.0% $795
$200,000 to $249,999 214 7.0% $962
$250,000 to $299,999 147 5.0% $1176
$300,000 to $399,999 89 3.0% $1490

Top Home Insurance Agents Near Bethania, NC

Home Insurance Company Near Bethania, NC Homeowners Insurance Agency Near Bethania, NC Address
NA Chestnut Creek Insurance Services Llc 306 Meadow Street Galax, Galax City, VA, 24333
NA S. Worth Freeze Insurance Agency, Inc 113 N Main St , China Grove, NC, 28023
Nationwide Barbara J Neff Lutcf 130 W Stuart Dr, Hillsville, VA, 24343-1521
State Farm Brock Thomas 725 W Main St Ste D, Jamestown, NC, 27282-7507
State Farm Susanna Nunn 605 N Main St, Kernersville, NC, 27284-2647

Cost Of Homeowners Insurance By Street Near Bethania, NC

Streets in Bethania Area Homeowners Insurance Cost
Evans Farm Rd, Palisade Dr, Kerfing Pl, Betsy Dr, Northstar Dr, River Dale Rd, Florence Ave, Bethania Rd, Ziglar Rd, Laverton Ln$594
State Rd 1631, Pine Tag Rd, Sr1611, Speas Meadow Ln, Sweetbriar Rd, Bramblewood Trl, Cook Rd, Sauratown Rd, State Rd 1683, State Rd 1641$593
State Rd 1917, Madison View Ct, Shore Rd, Rockwell Hill Dr, Shadyside Ln, Trolley Ln, State Rd 3955, King-Tobaccoville Rd, Circle Dr, Kiger Rd$596
State Rd 1908, Newsome Farm Rd, Perth Rd, Alandale Ln, State Hwy 8, Donnaha Rd, Nettlebrook Dr, Sam Hollow Dr, Stroupe Farm Rd, Belle Ave$595
Loretta Ln, Whipporwill Ln, Phelps Cir NE, Windy Hill Dr, Junior Dr, Ogburn Stables Rd, State Rd 1630, Sycamore Ridge Rd, Spanish Oak Dr, Deerhunter Ln$598

Bethania, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bethania$88 to $91
Rural Hall$89
Germanton$88
Old Town$90

Bethania, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rural Hall town, North Carolina $89 $119 $179
Germanton CDP, North Carolina $89 $118 $177
Tobaccoville village, North Carolina $89 $119 $179

Bethania, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bethania, NC4.4%16.3%
Rural Hall4.63%16.87%
Germanton4.9%17.62%
Tobaccoville4.44%16.67%

Bethania Renters Insurance as a Percentage of Rent

Bethania Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 1.0% $779
$300 to $499 202 24.0% $1229
$500 to $749 388 46.0% $1904
$750 to $999 193 23.0% $2654
$1,000 to $1,499 38 4.0% $3779

Bethania, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Bethania Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,300$9,800
Net Savings to Bethania Home Owner from High Deductible Plan $500

Bethania, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bethania, NC Home Replacement Value MORE than Home Value Bethania, NC Home Replacement Value LESS than Home Value
Replacement Value $193,000 $110,000
Insurance Premium based on Replacement Value $1,150 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year

Example Bethania Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceChubb Group of InsuranceNationwide Insurance
Monthly Premium 746245
Year Built 201419842007
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$150000-$175000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bethania, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 105,000 Wood Shake Roof 1,340 3 $500 Deductible 330 8 Wood siding yes
1997 185,000 Composition Roof 2,260 3 $1000-$2500 Deductible 830 10 Fiber-Cement Siding yes
1983 155,000 Slate Shingles Roof 1,940 3 $5000 to $10,000 Deductible 190 5 Brick siding No
2008 335,000 Composition Roof 3,230 4 $1000-$2500 Deductible 440 5 Vinyl siding No
2000 135,000 Asphalt Shingles Roof 1,460 3 $500 Deductible 440 6 Fiber-Cement Siding yes
1993 295,000 Membrane Roof 2,930 5 $500 Deductible 160 2 Fiber-Cement Siding No
1982 350,000 Wood Shake Roof 3,380 4 > $10,000 Deductible 70 1 Fiber-Cement Siding No
1998 115,000 Wood Shake Roof 1,230 3 $500 Deductible 710 12 Fiber-Cement Siding yes
1986 210,000 Slate Shingles Roof 2,880 5 $500 Deductible 650 7 Stone Siding yes
1985 165,000 Composition Roof 2,050 3 $2500-$5000 Deductible 220 5 Brick siding yes
2011 340,000 Wood Shake Roof 4,610 5 $5000 to $10,000 Deductible 800 7 Fiber-Cement Siding No
1980 375,000 Tile Roof 3,950 5 > $10,000 Deductible 940 10 Fiber-Cement Siding No
2002 335,000 Asphalt Shingles Roof 4,150 5 > $10,000 Deductible 290 4 Stucco siding yes
1991 155,000 Wood Shake Roof 2,070 5 $5000 to $10,000 Deductible 60 2 Stone Siding yes
2012 170,000 Membrane Roof 1,720 3 $500 Deductible 980 12 Wood siding yes
1973 165,000 Metal Roof 1,950 5 $1000-$2500 Deductible 650 12 Fiber-Cement Siding yes
2014 265,000 Slate Shingles Roof 2,670 4 $500 Deductible 360 4 Brick siding No
1999 100,000 Metal Roof 1,210 3 $500 Deductible 110 3 Brick siding No
1979 110,000 Wood Shake Roof 1,390 3 $1000-$2500 Deductible 420 12 Stone Siding No
2002 160,000 Tile Roof 2,130 4 $5000 to $10,000 Deductible 160 3 Stone Siding yes
2011 90,000 Wood Shake Roof 1,230 3 $1000-$2500 Deductible 300 8 Brick siding No
1974 375,000 Membrane Roof 4,130 5 $500 Deductible 310 2 Fiber-Cement Siding yes
2013 235,000 Metal Roof 3,100 4 > $10,000 Deductible 110 2 Vinyl siding yes
2013 245,000 Wood Shake Roof 3,340 5 $500 Deductible 560 6 Stucco siding No
2005 210,000 Slate Shingles Roof 2,130 5 $2500-$5000 Deductible 140 3 Brick siding yes
1995 120,000 Shingles Roof 1,560 3 $500- $1000 Deductible 370 6 Stucco siding No
2013 165,000 Slate Shingles Roof 2,170 5 $1000-$2500 Deductible 720 12 Vinyl siding yes
2013 195,000 Composition Roof 2,090 3 $500 Deductible 90 1 Vinyl siding yes
1988 125,000 Wood Shake Roof 1,600 4 $1000-$2500 Deductible 210 4 Stone Siding yes
2012 230,000 Membrane Roof 2,360 3 $500- $1000 Deductible 680 8 Stucco siding yes
2014 205,000 Slate Shingles Roof 2,180 3 $1000-$2500 Deductible 720 12 Brick siding yes
2013 185,000 Shingles Roof 2,540 4 $1000-$2500 Deductible 600 12 Stone Siding yes
1986 395,000 Metal Roof 4,020 5 $5000 to $10,000 Deductible 390 3 Stucco siding No
2006 165,000 Metal Roof 1,950 4 $1000-$2500 Deductible 530 9 Fiber-Cement Siding No