Berryville Insurance Rates:

Berryville, AR homeowners insurance is about $926 to $1,268, about $77-$105/month. Our comprehensive guide indicates shoppers can save as much as $438 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Berryville, AR Homeowners Insurance By Home Value

Berryville, AR Home Value Total Homes % of Total Average Berryville, AR Homeowners Insurance
Less than $50,000 132 9.0% $274
$50,000 to $59,999 95 7.0% $581
$60,000 to $69,999 86 6.0% $724
$70,000 to $79,999 151 11.0% $833
$80,000 to $89,999 149 10.0% $943
$90,000 to $99,999 127 9.0% $1053
$100,000 to $124,999 190 14.0% $1228
$125,000 to $149,999 183 13.0% $1535
$150,000 to $174,999 76 5.0% $1810
$175,000 to $199,999 25 1.0% $2095
$200,000 to $249,999 55 4.0% $2512
$250,000 to $299,999 59 4.0% $3071
$300,000 to $399,999 27 1.0% $3905

Top Home Insurance Agents Near Berryville, AR

Home Insurance Company Near Berryville, AR Homeowners Insurance Agency Near Berryville, AR Address
Allstate Bare & Swett Ag Inc 105 Passion Play Rd Ste G, Eureka Springs, AR, 72632
Nationwide Larry Greenwood 540 E Appleby Rd STE 101, Fayetteville, AR, 72703-4114
Farmers Lesia Mangrum 1309 Highway 62 65 N, Harrison, AR, 72601
State Farm Paul J Wiegel Casl, Clu, Chfc 479 N Parrott Drive, Huntsville, AR, 72740
State Farm Serena Smith 1401 SE Walton Blvd Ste 107, Bentonville, AR, 72712-3772

Cost Of Homeowners Insurance By Street Near Berryville, AR

Streets in Berryville Area Homeowners Insurance Cost
Freeman Ct, Brenda St, Eureka Ave, Cedarvale Rd, Hickory Ave, Douglas St, Tabor St, Co Rd 602, Rosehill Dr, Craig St$1,107
Spruce Ave, Co Rd 401, Co Rd 4282, Co Rd 6081, Jennifer St, Parkview Dr, Smalley St, Trinnen Ln, Ridge Haven Dr, Dogwood Ln$1,093
Mc Kennon Ford Rd, Rhea St, Co Rd 6031, E Carl Ave, Atchley St, Co Rd 742, Spaulding Ave, Cain St, Co Rd 3101, Bunch St$1,099
Champion Hills Dr, Lynn St, Co Rd 312, Co Rd 306, W Church Ave, Industrial Dr, Perkins Ave, Potter St, Tempcopy St, Co Rd 3120$1,089
Bunch Springs Rd, State Hwy 21, E Van Buren, Co Rd 426, W Madison Ave, Co Rd 6091, Park St, S Springfield St, Railroad Circle Dr, Country Ct$1,094

Berryville, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Berryville$163 to $165
Prairie$165
Carroll County$166
Polo$164

Berryville, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prairie township, Carroll County, Arkansas $165 $220 $330
Carroll County, Arkansas $167 $222 $333
Polo township, Carroll County, Arkansas $164 $219 $329

Berryville, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Berryville, AR11.0%32.9%
Prairie10.89%32.22%
Carroll County10.06%30.41%
Polo10.37%26.83%

Berryville Renters Insurance as a Percentage of Rent

Berryville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 2.0% $377
$200 to $299 39 5.0% $827
$300 to $499 269 40.0% $1277
$500 to $749 294 44.0% $1952
$750 to $999 16 2.0% $2702
$1,000 to $1,499 28 4.0% $3827

Berryville, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Berryville Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,200$14,700
Net Savings to Berryville Home Owner from High Deductible Plan $500

Berryville, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Berryville, AR Home Replacement Value MORE than Home Value Berryville, AR Home Replacement Value LESS than Home Value
Replacement Value $110,000 $83,000
Insurance Premium based on Replacement Value $800 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Berryville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 65160135
Year Built 200320111983
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Berryville, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 115,000 Slate Shingles Roof 1,540 3 $2500-$5000 Deductible 760 12 Brick siding yes
2011 315,000 Membrane Roof 4,930 5 $500 Deductible 1600 9 Stucco siding yes
1989 190,000 Membrane Roof 2,830 5 $500- $1000 Deductible 1500 12 Vinyl siding yes
1996 170,000 Membrane Roof 3,060 4 $2500-$5000 Deductible 600 8 Wood siding yes
1996 230,000 Asphalt Shingles Roof 3,080 4 $2500-$5000 Deductible 450 4 Stone Siding No
2007 120,000 Asphalt Shingles Roof 1,680 3 $500 Deductible 180 2 Vinyl siding No
2014 175,000 Shingles Roof 2,340 3 $2500-$5000 Deductible 650 5 Fiber-Cement Siding yes
2012 165,000 Wood Shake Roof 2,320 4 $500- $1000 Deductible 650 5 Wood siding No
1992 165,000 Asphalt Shingles Roof 2,310 3 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
1999 330,000 Slate Shingles Roof 4,420 5 $500- $1000 Deductible 2510 9 Stucco siding No
2012 160,000 Asphalt Shingles Roof 2,830 5 $500 Deductible 420 3 Stone Siding yes
1979 245,000 Membrane Roof 3,840 5 $500- $1000 Deductible 160 1 Fiber-Cement Siding yes
1992 145,000 Wood Shake Roof 2,090 4 $500 Deductible 460 5 Brick siding No