Bernalillo County Insurance Rates:

Bernalillo County, NM homeowners insurance is approximately $593 to $803, about $49-$66/month. Our exhaustive guide shows customers can save upto $279 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

The progressive insurance company was very helpful when enrolling and provided a comprehensive summary of what would be covered during our policy time frame.
Farm Bureau
I do not like that you have to pay a separate fee for a membership. other companies do not make you do that.
Farm Bureau
I also have had some problems with changing policies and things like that.
State Farm
Based on my past experiences, the communication with the agents has been both informative and very responsive. The agents always address my concerns promptly.
Blue Cross Blue Shield
I wish that we didn't have to drive out of the way for the specialty doctors we are referred to with it.
State Farm
Given I have no history of home insurance claims in 30 years it could be lower. I'm bundled with my car insurance and have been accident and ticket free for 30 years as well. Yet, they raise both every year.
Farm Bureau
Overall I'm happy with my coverage/the product offered. I'm happy with the price I pay and my options for deductibles. I'm also overall happy with the service that I have received from various members of the company.
The premium isn't expensive, nor is it cheap compared to other policies, however, I feel the coverage is outstanding and it gives me a piece of mind. I know MetLife would come through and sometimes it is better to pay for quality.
State Farm
I like state farm and the people working there. I like how they are willing to go the extra mile to answer any questions we may have. They are always friendly and very helpful. They know what is going on and they will step up and look at what we are questioning.
State Farm
Overall it is helpful with basic information or grabbing quick information. However, there is not a lot that can be done when things need to go more in depth.
State Farm
My main complaint about the company is the price of my insurance. I will be looking into others soon. I know they are one of the highest around.
Farm Bureau
My biggest issue with IFB's online portal is the way to pay. For instance, today I needed to pay my yearly dues. So I logged into their system, and I could clearly see the invoice, but it would not give me the option to pay online. I had to call and pay with the automated payment system. This is not the first time this has happened either!
I have never had any issues with the times I have spoken with them.
State Farm
I just wish rates were better at times. We pay almost $400 per month for our insurance and it's expensive at times. I know insurance is expensive so it is what it is.
State Farm
It is a well known national company. I would prefer to go with a local company, but I don't feel that I can receive the same services from a smaller company.
Donegal Mutual Insurance Company
I don't really like how an insurance company only pays out if something unfortunate happens. If nothing happens then why am I paying at all? What if I'm actively preventing things from happening? Why don't I get some of the money back?
I can't really speak for others, as I don't know their needs or desires. I can only report my experience and total satisfaction. Maybe I'm an anomaly, maybe not. I'd never really presume to "recommend" Allstate per se; just say I'm happy with them and YMMV.
They do fine work so far. I haven't had the need to make any big claims so I don't know whether the level of service changes or not.
New Jersey Manufacturers Insurance Company
I would be happy to highly recommend NJM Insurance as a home insurance provider. They are friendly, but more importantly their prices are significantly lower than other similar insurance companies.
Allstate provides individual care when searching for insurance. They take the time to answer questions and show you different options. They are available online in person, or through the phone. They respond quickly to questions.
The service is the top negative I have regarding my company. If only they could train the service people to have a decent tone and actually want to help the customer I would be much happier and willing to stay.
American National Property And Casualty Company
I like the fact that there is a local agent that you can contact and if you can't get your agent there is always someone else to speak with. They are willing to answer any questions and help you in any way.
The rates seem a little high, but I didn't shop around much. They send lots of spam emails which is annoying, they send me offers on stuff I already have via snail mail which is also annoying

Bernalillo County, NM Homeowners Insurance By Home Value

Bernalillo County, NM Home Value Total Homes % of Total Average Bernalillo County, NM Homeowners Insurance
Less than $50,000 10,597 7.0% $90
$70,000 to $79,999 2,285 1.0% $272
$80,000 to $89,999 2,824 1.0% $307
$90,000 to $99,999 3,291 2.0% $342
$100,000 to $124,999 14,878 9.0% $397
$125,000 to $149,999 15,800 10.0% $502
$150,000 to $174,999 21,866 14.0% $593
$175,000 to $199,999 16,558 10.0% $684
$200,000 to $249,999 27,098 17.0% $823
$250,000 to $299,999 18,195 12.0% $1005
$300,000 to $399,999 15,413 10.0% $1284

Top Home Insurance Agents Near Bernalillo County, NM

Home Insurance Company Near Bernalillo County, NM Homeowners Insurance Agency Near Bernalillo County, NM Address
Allstate Blue Star Insurance 424 Becker Ave, Belen, NM, 87002
State Farm John Sapien 801 S Cam Del Pueblo, Bernalillo, NM, 87004-5928
State Farm Paul Maestas 111 Coors Blvd NW, Albuquerque, NM, 87121-2008
State Farm Steven Kunkle 601 Main Street SE Suite 23, Los Lunas, NM, 87031
Liberty Mutual Tom Kuan 6410 Coors Blvd Nw Ste 100, Albuquerque, NM, 87120

Cost Of Homeowners Insurance By Street Near Bernalillo County, NM

Streets in Bernalillo County Area Homeowners Insurance Cost
Mahon, Bogart Ct NW, Park Pointe Pl NW, Brackett Dr SW, Windsor Pl NE, Wild Dunes Ave NW, Benicia Ln SW, Greer Rd, Kimela Dr SW, Metzgar Rd SW$713
Cordova Ave NE, Pandora Ln, Durham St NW, Bellamah Ave NW, Westward Ln NW, Vineyard Rd NE, Autumn Sage Ct SE, Satellite St NW, Sedan Rd NW, Woodmar Way NE$715
Covina Pl NW, Wheelwright Ave NW, Corte de Aguila NW, Valencia Dr SE, Bellehaven Ct NE, Mescalero Rd NW, Chanute St SE, Grace Ct NE, Valle Bosque Way NW, Cherokee Rd NW$688
Wild Olive Ave NE, la Rocca Ct, el Refugio Rd, Welton Dr NE, Prestige Ct NW, Oxford Ave SE, Locust St NE, Montera Pl NW, Desert Willow, Merz Rd SW$682
Collet St NE, Sunspot Rd SW, Granada Rd SW, el Charro Pl SW, Hornbill Ct SW, Gila Rd NE, Aritas Rd SW, Cortona Ln NE, Everton Ave NE, Chacon Pl NW$698
Valley View Dr, Peony Ct, Las Camas Rd NE, Monte Alto Ct NE, Via Cadiz Ct NW, Vis Bonita NE, Claire Ln SW, Feathertop Rd SW, Algiers Dr NE, Ridge Dr$717
Girard Blvd SE, Green Valley Rd NW, Jade Dr NW, Windsong Rd, Vivian Dr NE, Jardin Plz NE, Coyote Ln SE, Camino Real Ct NE, Parkview Rd, Oak Pl$673
66th St NW, Clark Cir SW, Whitetail Dr NE, Vista de Paseo Rd NW, Sonrisa Pl NE, Raven Ridge Dr NE, 106th St NW, Severo Rd SW, Monte Alto Dr NE, Eagle Ranch Rd NW$730
Morrow Rd NE, San Andres Ave NE, Coila Ct, Jicarilla Pl NE, Madras Dr NE, Phoenix Ave NW, Ranger Loop SE, 4th St SE, Universe Blvd, Bus Ln$None
Tierra Linda Pl NE, Indigo Ct NE, Tres Lagunas Ln NE, Scotts Rd, Oak Ct SE, 68th St NW, Lead Ave, Via Serenita SW, Cita Rd NW, Piedra Rosa St NE$722

Bernalillo County, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bernalillo County$104 to $106
South Valley$102
Los Ranchos de Albuquerque$115

Bernalillo County, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Valley CDP, New Mexico $85 $113 $170
Albuquerque CCD, Bernalillo County, New Mexico $87 $116 $174
Los Ranchos de Albuquerque village, New Mexico $97 $129 $193

Bernalillo County, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bernalillo County, NM4.2%15.4%
South Valley4.94%18.28%
Los Ranchos de Albuquerque3.29%13.18%

Bernalillo County Renters Insurance as a Percentage of Rent

Bernalillo County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,559 1.0% $342
$200 to $299 2,269 2.0% $792
$300 to $499 8,895 9.0% $1242
$500 to $749 32,091 34.0% $1917
$750 to $999 24,166 26.0% $2667
$1,000 to $1,499 19,199 20.0% $3792
$1,500 or more 4,399 4.0% $5442