Bermuda Dunes Insurance Rates:

Bermuda Dunes, CA homeowners insurance is nearly $522 to $718, about $43-$59/month. Our complete guide reveals consumers can save upto $248 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bermuda Dunes, CA Homeowners Insurance By Home Value

Bermuda Dunes, CA Home Value Total Homes % of Total Average Bermuda Dunes, CA Homeowners Insurance
Less than $50,000 15 1.0% $43
$50,000 to $59,999 28 2.0% $93
$70,000 to $79,999 20 1.0% $136
$150,000 to $174,999 46 4.0% $303
$175,000 to $199,999 82 7.0% $347
$200,000 to $249,999 280 25.0% $421
$250,000 to $299,999 259 23.0% $514
$300,000 to $399,999 371 33.0% $657

Top Home Insurance Agents Near Bermuda Dunes, CA

Home Insurance Company Near Bermuda Dunes, CA Homeowners Insurance Agency Near Bermuda Dunes, CA Address
Farmers Charity-Rae Wooley 47060 Washington St Ste 5202, La Quinta, CA, 92253
Allstate Gerrold Burk 2129 E Florida Ave, Hemet, CA, 92544
Allstate Max Johartchi 73101 Highway 111 Ste 1, Palm Desert, CA, 92260
Liberty Mutual Independent Palm Valley Ins Services Inc 47040 WASHINGTON ST STE 3202, LA QUINTA, CA, 92253
Farmers Tammie Shepard Csd Csp 4291 W Florida Ave, Hemet, CA, 92545

Cost Of Homeowners Insurance By Street Near Bermuda Dunes, CA

Streets in Bermuda Dunes Area Homeowners Insurance Cost
Breeze Way, Milan Ct, Discovery Bay Dr, Falsetto Dr, Linstead Rd, St Thomas Dr, Parkway Esplanaoe E, Waverly Rd, Eisenhower Way, Cll Grant$635
Barbados Way, Gainsborough Cir, Kingston Dr, Saint Lucia Ct, Moneaque Rd, Clear Sky Way, Chapelton Dr, Lavender Cir, Flute Ave, Venice Dr$625
Crescent St, Turnberry Isle Dr, Tangerine Ct, Tobago Ct, Cadence Ln, Allegro Ct, Royal Sage Ct, Brookhaven Ln, Amalf Dr, Genoa Dr$628
Blooming Ct, Trinidad Dr, Lacovia Dr, del Webb Blvd, Balaclava Dr, Tamarisk Flower Dr, Firethorn Dr, Tedesca Dr, Bougainvillea Dr, Links Dr$627
Parkway Esplanade W, Grape Arbor Ave, Monarch Way, Pedro Buff Dr, Tamarisk Flower, Champagne Ln, Sunny Days Dr, Saint Annes Bay Dr, Staccato St, Stonebriar Dr$628

Bermuda Dunes, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bermuda Dunes$92 to $95
Desert Palms$94
Indio$90
Palm Desert$92

Bermuda Dunes, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Desert Palms CDP, California $94 $125 $188
Indio city, California $90 $120 $180
Palm Desert city, California $92 $123 $185

Bermuda Dunes, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bermuda Dunes, CA2.2%6.2%
Desert Palms2.85%7.74%
Indio2.63%9.9%
Palm Desert2.45%7.06%

Bermuda Dunes Renters Insurance as a Percentage of Rent

Bermuda Dunes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 18 1.0% $1914
$750 to $999 339 28.0% $2664
$1,000 to $1,499 566 47.0% $3789
$1,500 or more 261 22.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Bermuda Dunes For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewWawanesa478
150000500NewAmerican Modern542
150000500NewGrange360
150000500NewUSAA356
200000500NewHorace Mann P & C533
250000500NewHorace Mann P & C693
250000500NewKemper586
250000500NewUSAA588
5000002500NewCentury National899
2000005001-3 YearsBankers Standard2119
2000005001-3 YearsHomesite1014
2500005001-3 YearsHorace Mann633
2500005001-3 YearsQBE (Balboa)988
2500005001-3 YearsStillwater Ins Co808
3000005001-3 YearsGeneral Ins599
40000010001-3 YearsAAA (Interinsurance Exchange)751
40000010001-3 YearsCSE Safeguard951
50000010001-3 YearsBankers Standard2245
50000025001-3 YearsWestern Mutual/Residence975
75000025001-3 YearsAmerican Security1624
75000025001-3 YearsGrange1383
1500002504-6 YearsLiberty Ins Corp693
3000005004-6 YearsChubb/Federal1641

Bermuda Dunes, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Bermuda Dunes Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,000$9,400
Net Savings to Bermuda Dunes Home Owner from High Deductible Plan $600

Bermuda Dunes, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bermuda Dunes, CA Home Replacement Value MORE than Home Value Bermuda Dunes, CA Home Replacement Value LESS than Home Value
Replacement Value $353,500 $207,500
Insurance Premium based on Replacement Value $1,200 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,000 Risk Exposure from Under Insuring Coverage is $73,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year

Example Bermuda Dunes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 4010297
Year Built 200519962012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$400000-$500000$300000-$350000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Bermuda Dunes, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 475,000 Asphalt Shingles Roof 3,020 4 $500 Deductible 1810 12 Wood siding yes
1992 440,000 Slate Shingles Roof 2,300 4 $5000 to $10,000 Deductible 400 6 Wood siding No
1997 320,000 Tile Roof 2,320 4 > $10,000 Deductible 110 3 Wood siding No
2013 450,000 Metal Roof 2,970 4 $5000 to $10,000 Deductible 230 3 Stone Siding yes
1992 240,000 Composition Roof 1,280 3 $5000 to $10,000 Deductible 150 3 Vinyl siding yes
2013 535,000 Membrane Roof 2,710 5 $500 Deductible 710 6 Stucco siding yes
2007 565,000 Metal Roof 3,080 4 $5000 to $10,000 Deductible 590 9 Vinyl siding yes
2009 365,000 Composition Roof 2,340 5 $2500-$5000 Deductible 260 4 Vinyl siding No
2000 425,000 Asphalt Shingles Roof 2,230 4 $500 Deductible 670 6 Vinyl siding yes
2012 535,000 Shingles Roof 3,260 4 > $10,000 Deductible 70 1 Fiber-Cement Siding yes
2009 450,000 Asphalt Shingles Roof 2,340 3 > $10,000 Deductible 300 7 Stone Siding yes
1994 730,000 Metal Roof 3,700 5 $1000-$2500 Deductible 490 4 Vinyl siding No
2014 600,000 Asphalt Shingles Roof 3,950 5 $2500-$5000 Deductible 590 5 Brick siding yes
1993 165,000 Metal Roof 1,220 3 $1000-$2500 Deductible 230 7 Stone Siding No
1995 290,000 Tile Roof 2,130 4 > $10,000 Deductible 420 9 Stone Siding yes
2006 225,000 Slate Shingles Roof 1,620 3 $2500-$5000 Deductible 50 1 Vinyl siding No
2011 360,000 Membrane Roof 1,860 3 $1000-$2500 Deductible 770 12 Stone Siding yes
2006 395,000 Metal Roof 2,070 3 $1000-$2500 Deductible 600 7 Brick siding No
1998 290,000 Membrane Roof 1,950 3 > $10,000 Deductible 110 3 Stone Siding yes
2007 440,000 Wood Shake Roof 2,840 4 $5000 to $10,000 Deductible 590 7 Stone Siding No
2014 270,000 Composition Roof 1,850 3 > $10,000 Deductible 280 8 Wood siding No
1996 580,000 Asphalt Shingles Roof 3,110 5 $1000-$2500 Deductible 460 4 Stucco siding No
2011 555,000 Asphalt Shingles Roof 3,160 5 > $10,000 Deductible 570 6 Stucco siding yes
1993 470,000 Tile Roof 2,380 5 $1000-$2500 Deductible 210 2 Brick siding yes
2010 375,000 Slate Shingles Roof 2,070 3 $2500-$5000 Deductible 390 8 Brick siding yes
1999 410,000 Membrane Roof 2,150 5 $500- $1000 Deductible 740 8 Fiber-Cement Siding yes
1995 180,000 Slate Shingles Roof 1,290 3 $2500-$5000 Deductible 100 3 Wood siding yes
1995 650,000 Asphalt Shingles Roof 3,390 4 $500- $1000 Deductible 1220 8 Fiber-Cement Siding No
2002 350,000 Shingles Roof 2,180 4 $500 Deductible 470 7 Brick siding No
2004 280,000 Wood Shake Roof 1,600 4 > $10,000 Deductible 320 10 Vinyl siding No
2001 670,000 Tile Roof 3,520 5 > $10,000 Deductible 300 4 Brick siding yes
2001 345,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 500 9 Fiber-Cement Siding yes
1998 375,000 Tile Roof 2,150 4 $500 Deductible 660 7 Fiber-Cement Siding yes
2000 210,000 Membrane Roof 1,250 3 $2500-$5000 Deductible 520 12 Fiber-Cement Siding yes