Berlin, NJ homeowners insurance is roughly $703 to $958, about $58-$79/month. Our comprehensive guide reveals consumers can save upto $332 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Berlin, NJ Home Value | Total Homes | % of Total | Average Berlin, NJ Homeowners Insurance |
|---|---|---|---|
| $90,000 to $99,999 | 44 | 2.0% | $323 |
| $100,000 to $124,999 | 47 | 2.0% | $373 |
| $125,000 to $149,999 | 29 | 1.0% | $464 |
| $150,000 to $174,999 | 170 | 8.0% | $556 |
| $175,000 to $199,999 | 246 | 12.0% | $639 |
| $200,000 to $249,999 | 601 | 29.0% | $771 |
| $250,000 to $299,999 | 530 | 26.0% | $937 |
| $300,000 to $399,999 | 329 | 16.0% | $1195 |
| Home Insurance Company Near Berlin, NJ | Homeowners Insurance Agency Near Berlin, NJ | Address |
|---|---|---|
| NA | J C Taylor Inc | 320 South 69Th Street , Upper Darby, PA, 19082 |
| Allstate | Anthony Paone | 1 W Main St, Trappe, PA, 19426 |
| Travelers | Bruckner Ins Agency Inc | 805 N BETHLEHEM PIKE UNIT 2-2, LOWER GWYNEDD, PA, 19002 |
| Travelers | Triester Rossman & Associates | 618 Shoemaker Rd King Of Prussia, Upper Merion Township, PA, 19406 |
| Travelers | W T Shevland & Associates Inc | 13 MYSTIC LANE CHESTER COUNTY COMMONS, MALVERN, PA, 19355 |
| Streets in Berlin Area | Homeowners Insurance Cost |
|---|---|
| Old Franklin Ave, N Arlington Ave, Blair Ln, Sumner Ave, Juniper Ave, Bishop Ave, Greenleigh Ct, Martin Pl, Marshall Ct, Fieldstone Ln | $833 |
| Leroy Ave, Estaugh Ave, E Broad St, Delwood Ln, W Broad St, Aristone Dr, Taunton Ave, W Broad Ave, Summer Ave, Surrey Ct | $827 |
| Montclair Ct, W White Horse Pike, N Brill Ave, Glenwood Ct, Tansgate Blvd, S Franklin Ave, Smokey Run Dr, Kerhart Ave, Liberty Ct, Laurel Hill Ct | $832 |
| Montclair Ave, Thomas Ave, Carriage Stop Dr, Watsontown New Freedom Rd, Bryce Rd, Heights Ave, Clementon Berlin Rd, Harvard Blvd, Pineview Ave, Clementon Rd | $831 |
| Stockton Blvd, Joans Ln, Evans Ct, Behnke St, S Brill Ave, Constitution Blvd, Zion Dr, Villanova Ct, Princeton Ct, Maloney Ave | $827 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Berlin | $124 to $127 |
| Camden County | $123 |
| Pine Valley | $113 |
| Pine Hill | $120 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Camden County, New Jersey | $103 | $137 | $205 |
| Pine Hill borough, New Jersey | $101 | $134 | $201 |
| Clementon borough, New Jersey | $100 | $133 | $200 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Berlin, NJ | 3.1% | 8.0% |
| Camden County | 3.47% | 8.14% |
| Pine Hill | 3.88% | 9.71% |
| Clementon | 4.32% | 10.08% |
| Berlin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 24 | 4.0% | $792 |
| $500 to $749 | 110 | 19.0% | $1917 |
| $750 to $999 | 294 | 52.0% | $2667 |
| $1,000 to $1,499 | 94 | 16.0% | $3792 |
| $1,500 or more | 43 | 7.0% | $5442 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Berlin Homeowner Insurance Premium Example | $1,100 | $900 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,300 | $9,700 |
| Net Savings to Berlin Home Owner from High Deductible Plan | $600 | |
| Scenario | Berlin, NJ Home Replacement Value MORE than Home Value | Berlin, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $288,000 | $172,000 |
| Insurance Premium based on Replacement Value | $1,325 | $800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $70,000 | Risk Exposure from Under Insuring Coverage is $46,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $325/year |
| Insurance Company | Travelers | Liberty Mutual | Allstate |
| Monthly Premium | 77 | 116 | 115 |
| Year Built | 1962 | 1942 | 2011 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $400000-$500000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1965 | 195,000 | Wood Shake Roof | 1,600 | 3 | $1000-$2500 Deductible | 350 | 6 | Stucco siding | No |
| 2001 | 305,000 | Asphalt Shingles Roof | 2,790 | 5 | $500 Deductible | 1240 | 12 | Stone Siding | yes |
| 1983 | 580,000 | Shingles Roof | 4,650 | 5 | $500- $1000 Deductible | 1810 | 7 | Wood siding | yes |
| 1989 | 470,000 | Asphalt Shingles Roof | 3,570 | 5 | $1000-$2500 Deductible | 850 | 8 | Vinyl siding | yes |
| 1967 | 280,000 | Composition Roof | 1,810 | 4 | $500 Deductible | 1350 | 10 | Fiber-Cement Siding | yes |
| 1974 | 310,000 | Shingles Roof | 2,200 | 4 | $500 Deductible | 690 | 5 | Stone Siding | yes |
| 1984 | 310,000 | Slate Shingles Roof | 2,030 | 5 | $500 Deductible | 580 | 5 | Fiber-Cement Siding | No |
| 1948 | 410,000 | Metal Roof | 2,640 | 4 | $2500-$5000 Deductible | 1910 | 12 | Fiber-Cement Siding | yes |
| 1982 | 245,000 | Metal Roof | 1,750 | 4 | $5000 to $10,000 Deductible | 190 | 3 | Fiber-Cement Siding | yes |
| 1973 | 285,000 | Composition Roof | 2,230 | 3 | $500- $1000 Deductible | 780 | 6 | Brick siding | No |
| 2013 | 290,000 | Membrane Roof | 2,080 | 4 | $2500-$5000 Deductible | 110 | 1 | Stucco siding | yes |
| 1983 | 240,000 | Shingles Roof | 2,270 | 4 | $500- $1000 Deductible | 80 | 1 | Fiber-Cement Siding | No |
| 1946 | 370,000 | Membrane Roof | 2,510 | 4 | > $10,000 Deductible | 550 | 5 | Wood siding | yes |
| 1981 | 615,000 | Asphalt Shingles Roof | 4,620 | 5 | > $10,000 Deductible | 1280 | 10 | Vinyl siding | yes |
| 1964 | 215,000 | Slate Shingles Roof | 1,820 | 4 | $1000-$2500 Deductible | 570 | 9 | Stone Siding | yes |
| 1971 | 245,000 | Composition Roof | 1,710 | 5 | $500 Deductible | 570 | 7 | Stucco siding | yes |
| 2010 | 245,000 | Asphalt Shingles Roof | 1,990 | 4 | $1000-$2500 Deductible | 890 | 8 | Fiber-Cement Siding | No |
| 1984 | 265,000 | Slate Shingles Roof | 2,040 | 4 | > $10,000 Deductible | 370 | 5 | Wood siding | No |
| 2014 | 190,000 | Metal Roof | 1,800 | 4 | $5000 to $10,000 Deductible | 840 | 12 | Wood siding | No |
| 2008 | 265,000 | Metal Roof | 2,060 | 3 | > $10,000 Deductible | 140 | 2 | Fiber-Cement Siding | No |
| 1984 | 255,000 | Wood Shake Roof | 1,740 | 3 | $5000 to $10,000 Deductible | 150 | 2 | Wood siding | No |
| 1948 | 500,000 | Metal Roof | 4,520 | 5 | > $10,000 Deductible | 300 | 3 | Stone Siding | No |
| 2000 | 440,000 | Metal Roof | 3,710 | 5 | $1000-$2500 Deductible | 990 | 7 | Fiber-Cement Siding | yes |
| 1960 | 400,000 | Membrane Roof | 2,910 | 4 | $5000 to $10,000 Deductible | 1010 | 9 | Fiber-Cement Siding | No |
| 2010 | 540,000 | Wood Shake Roof | 4,480 | 5 | $2500-$5000 Deductible | 760 | 4 | Brick siding | No |
| 1973 | 495,000 | Wood Shake Roof | 4,510 | 5 | $500- $1000 Deductible | 2290 | 10 | Vinyl siding | yes |
| 1975 | 245,000 | Composition Roof | 1,920 | 3 | $1000-$2500 Deductible | 660 | 6 | Stucco siding | No |
| 1940 | 475,000 | Slate Shingles Roof | 4,460 | 5 | $5000 to $10,000 Deductible | 1600 | 12 | Brick siding | No |
| 2006 | 450,000 | Metal Roof | 3,160 | 5 | > $10,000 Deductible | 250 | 3 | Stucco siding | No |
| 2012 | 620,000 | Asphalt Shingles Roof | 4,380 | 5 | $500- $1000 Deductible | 660 | 3 | Brick siding | yes |
| 2014 | 240,000 | Tile Roof | 1,910 | 4 | $2500-$5000 Deductible | 940 | 12 | Brick siding | yes |
| 2005 | 220,000 | Metal Roof | 1,830 | 3 | $2500-$5000 Deductible | 420 | 6 | Fiber-Cement Siding | No |
| 2000 | 195,000 | Shingles Roof | 1,560 | 3 | $500 Deductible | 730 | 9 | Stone Siding | No |
| 1961 | 315,000 | Membrane Roof | 2,750 | 4 | > $10,000 Deductible | 340 | 6 | Stucco siding | yes |