Berlin Insurance Rates:

Berlin, NJ homeowners insurance is roughly $703 to $958, about $58-$79/month. Our comprehensive guide reveals consumers can save upto $332 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Berlin, NJ Homeowners Insurance By Home Value

Berlin, NJ Home Value Total Homes % of Total Average Berlin, NJ Homeowners Insurance
$90,000 to $99,999 44 2.0% $323
$100,000 to $124,999 47 2.0% $373
$125,000 to $149,999 29 1.0% $464
$150,000 to $174,999 170 8.0% $556
$175,000 to $199,999 246 12.0% $639
$200,000 to $249,999 601 29.0% $771
$250,000 to $299,999 530 26.0% $937
$300,000 to $399,999 329 16.0% $1195

Top Home Insurance Agents Near Berlin, NJ

Home Insurance Company Near Berlin, NJ Homeowners Insurance Agency Near Berlin, NJ Address
NA J C Taylor Inc 320 South 69Th Street , Upper Darby, PA, 19082
Allstate Anthony Paone 1 W Main St, Trappe, PA, 19426
Travelers Bruckner Ins Agency Inc 805 N BETHLEHEM PIKE UNIT 2-2, LOWER GWYNEDD, PA, 19002
Travelers Triester Rossman & Associates 618 Shoemaker Rd King Of Prussia, Upper Merion Township, PA, 19406
Travelers W T Shevland & Associates Inc 13 MYSTIC LANE CHESTER COUNTY COMMONS, MALVERN, PA, 19355

Cost Of Homeowners Insurance By Street Near Berlin, NJ

Streets in Berlin Area Homeowners Insurance Cost
Old Franklin Ave, N Arlington Ave, Blair Ln, Sumner Ave, Juniper Ave, Bishop Ave, Greenleigh Ct, Martin Pl, Marshall Ct, Fieldstone Ln$833
Leroy Ave, Estaugh Ave, E Broad St, Delwood Ln, W Broad St, Aristone Dr, Taunton Ave, W Broad Ave, Summer Ave, Surrey Ct$827
Montclair Ct, W White Horse Pike, N Brill Ave, Glenwood Ct, Tansgate Blvd, S Franklin Ave, Smokey Run Dr, Kerhart Ave, Liberty Ct, Laurel Hill Ct$832
Montclair Ave, Thomas Ave, Carriage Stop Dr, Watsontown New Freedom Rd, Bryce Rd, Heights Ave, Clementon Berlin Rd, Harvard Blvd, Pineview Ave, Clementon Rd$831
Stockton Blvd, Joans Ln, Evans Ct, Behnke St, S Brill Ave, Constitution Blvd, Zion Dr, Villanova Ct, Princeton Ct, Maloney Ave$827

Berlin, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Berlin$124 to $127
Camden County$123
Pine Valley$113
Pine Hill$120

Berlin, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Camden County, New Jersey $103 $137 $205
Pine Hill borough, New Jersey $101 $134 $201
Clementon borough, New Jersey $100 $133 $200

Berlin, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Berlin, NJ3.1%8.0%
Camden County3.47%8.14%
Pine Hill3.88%9.71%
Clementon4.32%10.08%

Berlin Renters Insurance as a Percentage of Rent

Berlin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 24 4.0% $792
$500 to $749 110 19.0% $1917
$750 to $999 294 52.0% $2667
$1,000 to $1,499 94 16.0% $3792
$1,500 or more 43 7.0% $5442

Berlin, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Berlin Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,300$9,700
Net Savings to Berlin Home Owner from High Deductible Plan $600

Berlin, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Berlin, NJ Home Replacement Value MORE than Home Value Berlin, NJ Home Replacement Value LESS than Home Value
Replacement Value $288,000 $172,000
Insurance Premium based on Replacement Value $1,325 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $325/year

Example Berlin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualAllstate
Monthly Premium 77116115
Year Built 196219422011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Berlin, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 195,000 Wood Shake Roof 1,600 3 $1000-$2500 Deductible 350 6 Stucco siding No
2001 305,000 Asphalt Shingles Roof 2,790 5 $500 Deductible 1240 12 Stone Siding yes
1983 580,000 Shingles Roof 4,650 5 $500- $1000 Deductible 1810 7 Wood siding yes
1989 470,000 Asphalt Shingles Roof 3,570 5 $1000-$2500 Deductible 850 8 Vinyl siding yes
1967 280,000 Composition Roof 1,810 4 $500 Deductible 1350 10 Fiber-Cement Siding yes
1974 310,000 Shingles Roof 2,200 4 $500 Deductible 690 5 Stone Siding yes
1984 310,000 Slate Shingles Roof 2,030 5 $500 Deductible 580 5 Fiber-Cement Siding No
1948 410,000 Metal Roof 2,640 4 $2500-$5000 Deductible 1910 12 Fiber-Cement Siding yes
1982 245,000 Metal Roof 1,750 4 $5000 to $10,000 Deductible 190 3 Fiber-Cement Siding yes
1973 285,000 Composition Roof 2,230 3 $500- $1000 Deductible 780 6 Brick siding No
2013 290,000 Membrane Roof 2,080 4 $2500-$5000 Deductible 110 1 Stucco siding yes
1983 240,000 Shingles Roof 2,270 4 $500- $1000 Deductible 80 1 Fiber-Cement Siding No
1946 370,000 Membrane Roof 2,510 4 > $10,000 Deductible 550 5 Wood siding yes
1981 615,000 Asphalt Shingles Roof 4,620 5 > $10,000 Deductible 1280 10 Vinyl siding yes
1964 215,000 Slate Shingles Roof 1,820 4 $1000-$2500 Deductible 570 9 Stone Siding yes
1971 245,000 Composition Roof 1,710 5 $500 Deductible 570 7 Stucco siding yes
2010 245,000 Asphalt Shingles Roof 1,990 4 $1000-$2500 Deductible 890 8 Fiber-Cement Siding No
1984 265,000 Slate Shingles Roof 2,040 4 > $10,000 Deductible 370 5 Wood siding No
2014 190,000 Metal Roof 1,800 4 $5000 to $10,000 Deductible 840 12 Wood siding No
2008 265,000 Metal Roof 2,060 3 > $10,000 Deductible 140 2 Fiber-Cement Siding No
1984 255,000 Wood Shake Roof 1,740 3 $5000 to $10,000 Deductible 150 2 Wood siding No
1948 500,000 Metal Roof 4,520 5 > $10,000 Deductible 300 3 Stone Siding No
2000 440,000 Metal Roof 3,710 5 $1000-$2500 Deductible 990 7 Fiber-Cement Siding yes
1960 400,000 Membrane Roof 2,910 4 $5000 to $10,000 Deductible 1010 9 Fiber-Cement Siding No
2010 540,000 Wood Shake Roof 4,480 5 $2500-$5000 Deductible 760 4 Brick siding No
1973 495,000 Wood Shake Roof 4,510 5 $500- $1000 Deductible 2290 10 Vinyl siding yes
1975 245,000 Composition Roof 1,920 3 $1000-$2500 Deductible 660 6 Stucco siding No
1940 475,000 Slate Shingles Roof 4,460 5 $5000 to $10,000 Deductible 1600 12 Brick siding No
2006 450,000 Metal Roof 3,160 5 > $10,000 Deductible 250 3 Stucco siding No
2012 620,000 Asphalt Shingles Roof 4,380 5 $500- $1000 Deductible 660 3 Brick siding yes
2014 240,000 Tile Roof 1,910 4 $2500-$5000 Deductible 940 12 Brick siding yes
2005 220,000 Metal Roof 1,830 3 $2500-$5000 Deductible 420 6 Fiber-Cement Siding No
2000 195,000 Shingles Roof 1,560 3 $500 Deductible 730 9 Stone Siding No
1961 315,000 Membrane Roof 2,750 4 > $10,000 Deductible 340 6 Stucco siding yes