Berlin, CT homeowners insurance is nearly $740 to $1,005, about $61-$83/month. Our thorough research shows customers can save upto $349 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Berlin, CT | Homeowners Insurance Agency Near Berlin, CT | Address |
|---|---|---|
| Travelers | Agency Insurance Network Llc | 2736 MAIN ST, ROCKY HILL, CT, 6067 |
| Travelers | Gaudreau Group Inc | 2377 BOSTON RD, WILBRAHAM, MA, 1095 |
| Travelers | K L Smith Agency Llc | 1486 W MAIN ST, WILLIMANTIC, CT, 6226 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Kensington CDP, Connecticut | $108 | $144 | $216 |
| Meriden city, Connecticut | $105 | $140 | $210 |
| New Britain city, Connecticut | $104 | $138 | $207 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Berlin, CT | 3.4% | 9.6% |
| Kensington | 3.63% | 10.07% |
| Meriden | 3.93% | 9.36% |
| New Britain | 4.14% | 9.78% |
| Berlin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 31 | 3.0% | $782 |
| $300 to $499 | 48 | 5.0% | $1232 |
| $500 to $749 | 50 | 5.0% | $1907 |
| $750 to $999 | 278 | 32.0% | $2657 |
| $1,000 to $1,499 | 393 | 45.0% | $3782 |
| $1,500 or more | 57 | 6.0% | $5432 |
| Streets in Berlin Area | Homeowners Insurance Cost |
|---|---|
| State Hwy 364, Overhill Ct, Garden Dr, Warner Rd, Cypress Cir, Blue Ridge Ln, Lori Ann Ln, Murla Rd, Valentine Dr, Tree Hill Rd | $899 |
| Berldale Ave, Bayberry Cir, Honeysuckle Ct, Grandview Ave, Vineyard Rd, Una Rd, Highview Ter, Apple Tree Xing, Elton Rd, Magnolia Ln | $898 |
| Arbor Ln, Seymour Rd, Misty Mountain Rd, Burgundy Dr, Old Brickyard Ln, State Hwy 71 Alt, Cross Creek Dr, Park Dr, Grove Hill St, Robbins Rd | $871 |
| Highland Ave, Knollwood Ct, Lamplight Dr, Sorrel Ln, Red Barn Ct, Kenmere Rd, Conlin Way, Summit Wood Dr, Four Rod Rd, Dayl Dr | $861 |
| Oak Ridge Dr, Haman Ct, Mattabassett St, Wilbur Cross Hwy, Vineyard Dr, Toll Gate Rd, New Park Dr, Glen St, Parrish Dr, Langdon Ct | $894 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Berlin | $130 to $133 |
| Kensington | $129 |
| Meriden | $126 |
| New Britain | $124 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $8,700 |
| Yearly Berlin Homeowner Insurance Premium Example | $3,200 | $2,200 |
| Out of Pocket Expense During Claim | $1,700 | $8,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $27,300 | $26,300 |
| Net Savings to Berlin Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Berlin, CT Home Replacement Value MORE than Home Value | Berlin, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $320,500 | $238,000 |
| Insurance Premium based on Replacement Value | $3,225 | $2,400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $45,500 | Risk Exposure from Under Insuring Coverage is $37,000 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $475/year |
| Insurance Company | Allstate | Amica Mutual Insurance Company | Liberty Mutual |
| Monthly Premium | 96 | 258 | 150 |
| Year Built | 2007 | 1975 | 1999 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $400000-$500000 | $300000-$350000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |