Berkley, MA homeowners insurance is nearly $896 to $1,218, about $74-$101/month. Our in depth analysis shows customers can save as much as $422 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Berkley, MA | Homeowners Insurance Agency Near Berkley, MA | Address |
|---|---|---|
| Travelers | Benevento Insurance Agency Inc | 497 Humphrey Street, Swampscott, MA, 1907 |
| Travelers | Boynton Insurance Agency Inc | 72 RIVER PARK ST, NEEDHAM, MA, 2494 |
| Travelers | Kaplansky Insurance Agency Inc | 104 PROSPECT ST, MILFORD, MA, 1757 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Dighton town, Bristol County, Massachusetts | $157 | $209 | $314 |
| Taunton city, Massachusetts | $154 | $205 | $308 |
| Freetown town, Bristol County, Massachusetts | $157 | $209 | $314 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Berkley, MA | 4.0% | 15.3% |
| Dighton | 4.03% | 13.09% |
| Taunton | 4.75% | 14.69% |
| Freetown | 4.24% | 13.29% |
| Berkley Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 9 | 23.0% | $1248 |
| $1,500 or more | 30 | 76.0% | $5448 |
| Streets in Berkley Area | Homeowners Insurance Cost |
|---|---|
| Seymour St, Morris Hope Ln, Cove Ave, Broadview Ave, Stanley Ave, Dillingham Ave, Deerfield Dr, Sanford St, Bay Meadow Rd, Dean Ln | $1,060 |
| Algerine St, Steven Dr, Carlos Estates Dr, Berube St, Old Myricks St, David Way, Country Ln, Michael Rd, Jodi Cir, Macomber St | $1,057 |
| Harvest Ln, Maple Dr, Padelford Dr, Eric Dr, Swing Dr, Adams Ln, Babbitt Way, Blossom Ln, Michelle Lee Dr, Francis Way | $1,059 |
| Holloway St, Leisure Ln, Town Landing Rd, Padelford St, Plain St W, St Hwy, Lewis Dr, Paiva Ln, Equestrian Way, Townley Dr | $1,058 |
| Desautels Ct, Jerome St, Cotley St, Susan Dr, Osprey Dr, Chickster Way, Sunset Ave, St Pierre Cir, Thomas Rd, Fox Way | $1,055 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Berkley | $157 to $159 |
| Dighton | $157 |
| Taunton | $154 |
| Lakeville | $160 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Berkley Homeowner Insurance Premium Example | $2,400 | $1,800 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $17,800 | $16,600 |
| Net Savings to Berkley Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Berkley, MA Home Replacement Value MORE than Home Value | Berkley, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $448,500 | $252,500 |
| Insurance Premium based on Replacement Value | $3,275 | $1,850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $98,000 | Risk Exposure from Under Insuring Coverage is $98,000 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $700/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Allstate |
| Monthly Premium | 173 | 223 | 463 |
| Year Built | 2011 | 2002 | 1998 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $500000-$600000 | $600000-$700000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |