Berkeley County Insurance Rates:

Berkeley County, SC homeowners insurance is about $694 to $941, about $57-$78/month. Our detailed research shows customers can save as much as $327 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

The premium for my combined policies excellent in the coverage is better than I would have expected for a company offering the policies they did in my area.
State Farm
I like the online website for State Farm, it is very easy to keep track of claim progress and status. Documents and pages are easy to upload and keep track of.
State Farm
I like that you can file a claim on the site and they get back to you quickly. It is also easy to view your policy and the details.
Centauri Insurance
It's organized, helpful in need, Its customer friendly. I have referred my friends and even they are happy.
Knights Of Columbus
State Farm
I'd say poor communication the customer service was not ideal the person was rude and seem like they just wanted me off the phone and when i asked question they didn't seem to know very much
The customer service provided by them as well as the ease of use of the app. Their agents have always been helpful whenever I have spoken with them. Their coverage options as well.
National General
So far I love everything about my homeowner's company. I haven’t had to have much interaction with them but getting everything set up with the insurance company was a breeze.
State Farm
I absolutely love my agent and his team always there for me. He would be there in the middle of the night if something happened to my home and he would help me thru all the process. No other company would do that for me and the insurance is the best. State Farm has the been the leader in insurance since wwwII
State Farm
For fifteen years at least, my company has been not only reasonable in their rates but helpful in their customer service.
St. Johns Insurance Company
So far overall we like them so far but wish they were easier to get a hold of and hopefully never have a claim!
The Hartford
The premium is high because of bad credit scores in my former life, which was no fault of my own. Unfortunately...
St. Johns Insurance Company
they are antiquated when it comes to communication, slow to process and settle claims, and I am worried they will not cover me during a flood or hurricane. I am also worried that during a hurricane I would not be able to reach them. After one hurricane I was able to reach FEMA faster than I could reach St Johns.
That in few aspects it does not complete the requirements of honesty and security, which does not cover so much the expenses if not for the minimum
This particular home insurance company does not cover the damages caused by freezing weather and plumbing issues (basically involving water)
Protect you from your loss they pay to repair or replace your home if it is destroyed or damaged by fire, tornado, hurricanes, and others.
Centauri Insurance
The company is not local. i have to go thru my agent to contact the insurance company . i cannot contact them directly.

Berkeley County, SC Homeowners Insurance By Home Value

Berkeley County, SC Home Value Total Homes % of Total Average Berkeley County, SC Homeowners Insurance
Less than $50,000 5,907 14.0% $130
$50,000 to $59,999 651 1.0% $278
$60,000 to $69,999 754 1.0% $351
$70,000 to $79,999 1,030 2.0% $400
$80,000 to $89,999 1,313 3.0% $458
$90,000 to $99,999 1,385 3.0% $507
$100,000 to $124,999 5,670 13.0% $588
$125,000 to $149,999 5,480 13.0% $744
$150,000 to $174,999 5,421 13.0% $875
$175,000 to $199,999 3,636 8.0% $1014
$200,000 to $249,999 4,757 11.0% $1218
$250,000 to $299,999 2,659 6.0% $1488
$300,000 to $399,999 2,627 6.0% $1889

Top Home Insurance Agents Near Berkeley County, SC

Home Insurance Company Near Berkeley County, SC Homeowners Insurance Agency Near Berkeley County, SC Address
State Farm Shannon Freeman 4000 Ashley Phosphate Rd. Ste A, N Charleston, SC, 29418-8549
Travelers C T Lowndes & Company 513 E MAIN ST, MONCKS CORNER, SC, 29461
Allstate Frank L Siau Agency 433 E Brooks Rd, Andrews, SC, 29510
Nationwide Hodge Ethridge Insurance And Financial Service 305 E Broad St, Hemingway, SC, 29554
Liberty Mutual Independent Hub International Southeast 2430 MALL DR STE 280, NORTH CHARLESTON, SC, 29406

Cost Of Homeowners Insurance By Street Near Berkeley County, SC

Streets in Berkeley County Area Homeowners Insurance Cost
Thomas Rd, Coral Arces Dr, Caromi Dr, Bayonet Dr, Mano St, Marges Ln, Hutto Rd, Red Cypress Ln, Hill St, Westward Dr$825
George Wigfall Rd, Williamshill Ln, Murray Ave, Hillridge Rd, Ash Ave, Wicker Ct, Stoney Ave, Robs Way, Classic Ln, Chatham Ave$783
Hillbilly Ln, Hale St, Zipade, State Rd S-8-924, Bessinger Ln, Preserve Rd, Harvest Rd, State Rd S-8-717, Diana Ln, Harley Cir$795
Bonneau St, Robin Dr, Stag St, Kathryn Dr, State Rd S-8-366, Frances St, Around Dr, S-8-327, Strawberry Rd, Beck Ln$807
Pulaski Mobile Home Park, Macgregor Dr, Green Acres Dr, Lily Pad Ln, Faison Ln, Saxton Ct, Gordon Ct, Watroo Pt, Lilac Ln, Wilkinson Way$807
Spring Pond Rd, State Rd S-8-699, Smithfield Rd, Hare St, Riverwood Dr, Embassy Ln, Villa Ct, Pinefield Dr, Manchester Rd, Sanko Rd$809
Bee Dr, Langdoc St, Long Bourne Way, Orange Dr, Mitchell Wharf Ln, Hoover St, Etiwan Park St, Bellview Cir, Athens Ln, Ellen Dr$1,034
Four Acre Ln, Tree Branch Cir, Sycamore Dr, Quiet Ln, Arthur St, Crawl Hill Dr, Wardfield Ln, Grannys Acres Ln, Davenport St, Prosperity Ln$833
Pinecrest Dr, Orvin Ln, River Walk Ct, Sangaree Pkwy, Old Mill Rd, Westside St, Circle H Trl, Larkspur Dr, England Rd, State Rd S-8-129$796
English Rd, Despestre St, Retreat Ave, Linden Ln, Coney Ct, Vineyard Blvd, Cherokee Dr, Pleasant View Ln, Meadowvale Ln, Knottypine Ln$830

Berkeley County, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Berkeley County$122 to $124
Moncks Corner$123

Berkeley County, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pinopolis CDP, South Carolina $132 $176 $264
Moncks Corner CCD, Berkeley County, South Carolina $123 $164 $246
Bonneau CCD, Berkeley County, South Carolina $119 $159 $239

Berkeley County, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Berkeley County, SC5.3%18.6%
Moncks Corner5.48%19.86%

Berkeley County Renters Insurance as a Percentage of Rent

Berkeley County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 782 4.0% $1243
$500 to $749 3,558 21.0% $1918
$750 to $999 5,545 33.0% $2668
$1,000 to $1,499 5,379 32.0% $3793
$1,500 or more 1,044 6.0% $5443