How To Make Your Berkeley, CA Home Insurance Cheaper
Berkeley, CA, homeowners insurance is about $1697. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Berkeley, CA Home Insurance Rates with the Alameda County Average
| Place | Alameda County Average: $1,389.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Berkeley, CA | $1,697.25 | 308.25 | 0.22 | 131,155 | 845,400 |
Cost of Berkeley, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Hayward | 498,600 | 6,969 | $1,634 |
| Green Point | 1,030,000 | 110,607 | $1,325.9 |
| American Canyon | 418,600 | 18,229 | $1,171 |
| Union City | 620,200 | 12,207 | $1,519.0 |
Homeowners Insurance Comparison for the Cheapest Premiums in Berkeley, CA
| Stillwater insurance Group | Safeco Insurance | Liberty Mutual | |
| Median Home Value ($) | 845,400 | 845,400 | 845,400 |
| Age of Home | Year 40 Old | Year 50 Old | Year 40 Old |
| Home Coverage ($) | $250,000 -$299,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $744.1 | $1,545.3 | $1,974.1 |
Cost of Berkeley, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Esurance | 1000 | $250,000-$299,999 | 576.7 |
| Farmer's Insurance | 1500 | $150,000-$174,999 | 261.9 |
| American National Property and Casualty Company | 500 | $400,000-$499,999 | 959.9 |
| State Farm | 500 | $100,000-$124,999 | 226.6 |
| Nationwide | 1000 | $1000,000-$1499,999 | 1,500.0 |
| Mercury | 1000 | $175,000-$199,999 | 335.7 |
| Amica Mutual Insurance | 1500 | $100,000-$124,999 | 210.2 |
| GEICO | 2000 | $750,000-$999,999 | 1,200.9 |
| MetLife | 1500 | $200,000-$249,999 | 359.6 |
| Travelers | 1500 | $1500,000-$2000,000 | 1,523.9 |