Bergen County Insurance Rates:

Bergen County, NJ homeowners insurance is roughly $762 to $1,032, about $63-$86/month. Our in depth guide reveals consumers can save as much as $358 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have consistently kept me updated about any changes to their policies that might impact my household and require an adjustment of some sort
Liberty Mutual
I find liberty mutual to be more expensive than other options. i used the company upon recommendation from the mortgage company when i bought my house and after doing some comparisons, i realized that i may be better off choosing another option since it is so pricey.
Geico
Most would say they dislike not having a local agent they can talk to in person, but i disagree. that's just one more paycheck my premiums would have to help cover.
Farmer's Insurance
Overall the website is informative and quickly gets me the information I need when I need it. I haven't used the app at all, however accessing the website is very easy and intuitive as well as having a mobile version of the site.
Travelers
The app is very user friendly, as is the website. It’s easy to understand and to navigate without much learning curve.
The Hartford
I have only talked to them once when I bought the policies, but she was extremely helpful and worked with me to get the best coverage at a cost that was acceptable to me. She made sure I understood all of the features of the policy.
Aaa
I do not like how the mobile app tends to not work effectively. This makes it more difficult for me to pay my bill and to interact with my policy.
Amica Mutual Insurance
The size of the company. Due to the small structure, some things are lacking. They seemingly need to hire more people.
Columbia
I'm incredibly satisfied with my insurance company. I love the efficiency of Grecia, her willingness to help me out (even if it means overtime hours), and her willingness to proactively go out of her way to give me discounts. She's fantastic.
Allstate
They really are great. They have been there for me for over 2 years, and I am satisfied. I can't say there is anything I hate about them. They try hard for me.
Allstate
I like our company and recommend them to friends and family. They not only do our house but our cars and life insurance policies.
Liberty Mutual
I can't think of any way in which I am dissatisfied with Liberty Mutual. They are prompt in their annual communication of coverage limitations and premium annually. Since I have never filed a claim I can't say if I would be dissatisfied with them in that respect.
Aaa
I like AAA a lot, we pay fair insurance and I love their road-side assistance service for when your car runs into a problem on the road, they are always there within 20 min. I also like that you can pay DMV things at AAA.

Bergen County, NJ Homeowners Insurance By Home Value

Bergen County, NJ Home Value Total Homes % of Total Average Bergen County, NJ Homeowners Insurance
Less than $50,000 2,498 3.0% $44
$100,000 to $124,999 2,059 2.0% $206
$125,000 to $149,999 1,437 1.0% $260
$150,000 to $174,999 2,206 2.0% $313
$175,000 to $199,999 1,804 2.0% $358
$200,000 to $249,999 7,515 9.0% $430
$250,000 to $299,999 12,269 15.0% $529
$300,000 to $399,999 49,779 61.0% $672

Top Home Insurance Agents Near Bergen County, NJ

Home Insurance Company Near Bergen County, NJ Homeowners Insurance Agency Near Bergen County, NJ Address
Travelers Aaa Insurance Agency Inc 93 LAKE AVE, DANBURY, CT, 6810
Liberty Mutual Independent Boynton & Boynton 21 Cedar Ave Fair Haven, Fair Haven, NJ, 7704
Allstate Elie Pollak 1088 Broadway, Woodmere, NY, 11598
Liberty Mutual Independent Stuber Insurance Agency 115 MILL ST, HACKETTSTOWN, NJ, 7840
Travelers The Walter Rose Agency Inc 8 STAGE ROAD, MONROE, NY, 10950

Cost Of Homeowners Insurance By Street Near Bergen County, NJ

Streets in Bergen County Area Homeowners Insurance Cost
Hammett Ave, Best St, Norma Ave, Ave F, Pollitt Dr Exd, Dudley Dr, 27th St, Rivervale Ave, Barry Pl, Clearwater Dr$873
Pierce Ave, Macintyre Ln, Pennington Ave, Abbott Rd, Monterey Ave, Rodney Pl, Cortland St, Blanch Ave, Ridge Ct, Macleish Ct$961
Sheppard Dr, Blanche St, Depippo Ct, Bedford Ave, Glenmere Ter, Blanchfield Ct, Moulton Dr, Armour Pl, Hughes Rd, Helm Ave$950
Furman Ct, Jacquelin Ave, Manning Pl, Berkeley Pl, Shadyside Dr, E Hudson Ave, Raffaele Pl, Old Post Rd, Sealy St, Fairway Ter$960
Kero Rd, Sand Hill Ct, Kenyon Ct, Penn Ave, Walton Ave, Byrne Pl, Blair Ct, N 7th St, Camner St, Gibbs Rd$877
Brady St, Hunter Ridge, Legion Dr, Eberhard Ln, Biltmore St, Chadwick Ct, Holt St, Crest Dr, Wayne Ct, W Oak St$858
Magnolia Rd, Hensler Ln, Elliot Ct, Andrea Blvd, Gutheil Pl, Annett Ave, Ivanhoe Dr, Fawnhill Rd, Taryn Ct, Derby Ln$962
Standish Ct, Highridge Ave, Cobblestone Xing, Darwin Ave, Woodland Pl, Balfour Ln, Twisby Pl, Chapel Hill Rd, Riverview Dr, Radburn Rd$860
Westend Ave, Lakewood Ave, Lenape Trl, Washington Ct, Degraaf Ct, Van Orden Ave, Kensington Ct, Wendell Pl, Plymouth Rd, Vanderbilt Pl$875
Wood Rd, Lydia Ln, Tiffany Ave, Art Ln, Berry St, Winant Ave, Douglas Ter, Sargent Rd, Wilkins Pl, Castle Dr$847

Bergen County, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bergen County$134 to $136
Paramus$139
Oradell$140
Ridgewood$145

Bergen County, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Paramus borough, New Jersey $139 $185 $278
Oradell borough, New Jersey $140 $187 $281
Ridgewood village, New Jersey $146 $194 $291

Bergen County, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bergen County, NJ2.5%7.5%
Paramus2.49%7.73%
Oradell2.28%7.8%
Ridgewood2.05%8.09%

Bergen County Renters Insurance as a Percentage of Rent

Bergen County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,513 1.0% $762
$300 to $499 2,946 2.0% $1212
$500 to $749 3,902 3.0% $1887
$750 to $999 12,061 11.0% $2637
$1,000 to $1,499 48,833 44.0% $3762
$1,500 or more 38,697 35.0% $5412