Benton Insurance Rates:

Benton, IL homeowners insurance is about $655 to $892, about $54-$74/month. Our in depth research shows customers can save as much as $309 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One last point that i don't like about the insurance company is that their customer service is normally someone you cant understand that doesn't speak very fluent english.
Homesite Insurance
After filing a claim for water damage, the claims adjuster was very difficult to get ahold of for follow up questions.
Erie Insurance
When we had to file a claim for water damage, erie really took good care of us. they attended to us quickly, got the ball rolling, and our kitchen was able to be restored in a timely manner.
Farmer's Insurance
I have not experienced any difficulty navigating thru the website on the farmer's app I have on my smartphone.
State Farm
State farm is a very honest and reliable company. State farm has the most friendly and helpful employees. State farm is always there when I need them like a good friend. I give state farm a 5 because I am completely satisfied with them.
Erie Insurance
We don't often hear much from Erie. Our interactions are mostly through the insurance sales company. I don't have much to go on to make a judgment there.
Progressive
State Farm has gotten a bad reputation along the way with some of the major storms and disasters that have affected our country. However, I think they have held strong and done great through it all. No dislikes.
State Farm
I am aware that other insurance companies may be able to offer us a smaller premium, but the service that we have received from our current company is worth it in our eyes.
Travelers
I think our premium is in the normal range. Possibly a little on the high side but we are paying such a low monthly payment we are happy with our premium.

Benton, IL Homeowners Insurance By Home Value

Benton, IL Home Value Total Homes % of Total Average Benton, IL Homeowners Insurance
Less than $50,000 534 10.0% $100
$80,000 to $89,999 109 2.0% $348
$100,000 to $124,999 296 5.0% $448
$125,000 to $149,999 535 10.0% $565
$150,000 to $174,999 841 16.0% $665
$175,000 to $199,999 764 14.0% $774
$200,000 to $249,999 1,199 22.0% $928
$250,000 to $299,999 502 9.0% $1137
$300,000 to $399,999 416 7.0% $1447

Top Home Insurance Agents Near Benton, IL

Home Insurance Company Near Benton, IL Homeowners Insurance Agency Near Benton, IL Address
State Farm Brent Becker 7317 W Irvg Park Rd, Chicago, IL, 60634-3547
Travelers Ds&P Insurance Services Inc 1900 E GOLF RD STE 650, SCHAUMBURG, IL, 60173
Travelers Gcg Risk Management Consultants Llc 3 PARKWAY N STE 500, DEERFIELD, IL, 60015
Travelers Jay E. Barasch - F.A. 3525 WEST PETERSON AVE, CHICAGO, IL, 60659
Farmers Lynn Cullick 210 S 5th St Ste 12, St Charles, IL, 60174

Cost Of Homeowners Insurance By Street Near Benton, IL

Streets in Benton Area Homeowners Insurance Cost
W Liberty Ave, Lowery Ct, Mae Ct, Waterloo Dr, Liberty Ave, N Hwy 45, W 29th St, N Mill Creek Rd, East Rd, Schooner Ct$831
W Wyer St, W Beach Rd, Bluebird Ave, N Prairie View Dr, Lebanon Ave, Charleston Rd, Hebron Ave, St Annes Ct, Francis Ct, Gilboa Ave$776
W August Zupec Dr, Holdridge Ave, Geraghty Ave, Irving Pkwy, Russell Rd, W Waldo Ave, Ingram Dr, Franklin Ave, Parkway Ln, W Chaplin Ave$768
Co Hwy 67, W Waverly St, Orchard Rd, N de Woody Rd, Sandy Ct, Cty A13, Russel Rd, Mary Ave, W Circle Dr, Transportation Ave$832
Russel Rd, Gideon Ave, Cty A6, W 11th St, Luke Ave, Major Ave, Welsh Ln, Kirkwood Ave, Castle Dr, Hilltop Ave$781

Benton, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Benton$115 to $118
Beach Park$115
Zion$113
Wadsworth$127

Benton, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beach Park village, Illinois $115 $153 $230
Zion city, Illinois $113 $151 $227
Wadsworth village, Illinois $128 $170 $255

Benton, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Benton, IL3.5%9.0%
Beach Park3.52%8.71%
Zion3.51%9.01%
Wadsworth2.45%8.12%

Benton Renters Insurance as a Percentage of Rent

Benton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 30 2.0% $1232
$500 to $749 69 5.0% $1907
$750 to $999 405 35.0% $2657
$1,000 to $1,499 472 40.0% $3782
$1,500 or more 178 15.0% $5432

Benton, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Benton Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,600$6,800
Net Savings to Benton Home Owner from High Deductible Plan $800

Benton, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Benton, IL Home Replacement Value MORE than Home Value Benton, IL Home Replacement Value LESS than Home Value
Replacement Value $233,500 $138,500
Insurance Premium based on Replacement Value $1,225 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $325/year

Example Benton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 4710083
Year Built 199019631987
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Benton, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 240,000 Metal Roof 2,490 4 $500 Deductible 100 1 Brick siding No
1972 155,000 Membrane Roof 1,810 3 $5000 to $10,000 Deductible 350 10 Fiber-Cement Siding yes
1985 265,000 Composition Roof 2,530 4 > $10,000 Deductible 480 7 Fiber-Cement Siding yes
2005 420,000 Membrane Roof 4,170 5 $5000 to $10,000 Deductible 1020 10 Stucco siding No
2001 160,000 Shingles Roof 1,390 3 $500 Deductible 640 9 Stone Siding No
1974 190,000 Composition Roof 1,880 4 $2500-$5000 Deductible 430 7 Stucco siding yes
2012 305,000 Asphalt Shingles Roof 3,090 5 > $10,000 Deductible 170 3 Fiber-Cement Siding No
1991 450,000 Asphalt Shingles Roof 4,880 5 $1000-$2500 Deductible 140 1 Stucco siding No
1971 180,000 Metal Roof 1,810 4 $500- $1000 Deductible 690 10 Wood siding yes
1969 450,000 Metal Roof 3,600 5 $2500-$5000 Deductible 1610 12 Stone Siding yes
1984 185,000 Composition Roof 2,090 3 $500 Deductible 130 2 Stucco siding yes
2013 165,000 Composition Roof 1,590 3 $500 Deductible 340 6 Stone Siding yes
2006 165,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 330 8 Brick siding No
1991 285,000 Composition Roof 2,560 5 > $10,000 Deductible 540 9 Wood siding yes
1990 265,000 Slate Shingles Roof 2,310 3 $2500-$5000 Deductible 600 7 Wood siding yes
2011 155,000 Tile Roof 1,540 5 $500 Deductible 540 9 Stucco siding yes
1974 335,000 Metal Roof 3,910 5 $1000-$2500 Deductible 660 7 Stone Siding No
1979 235,000 Metal Roof 2,670 5 $2500-$5000 Deductible 780 10 Fiber-Cement Siding No
1992 585,000 Slate Shingles Roof 4,780 5 $1000-$2500 Deductible 1060 5 Brick siding yes
1961 295,000 Shingles Roof 2,660 4 $5000 to $10,000 Deductible 250 3 Vinyl siding No
2007 165,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 360 7 Stucco siding yes
1999 210,000 Membrane Roof 2,090 4 > $10,000 Deductible 120 2 Stucco siding yes
2006 200,000 Tile Roof 2,000 3 $500 Deductible 770 9 Stucco siding yes
1974 235,000 Wood Shake Roof 2,010 4 $500 Deductible 540 5 Brick siding yes
1970 235,000 Wood Shake Roof 1,900 4 $5000 to $10,000 Deductible 460 7 Fiber-Cement Siding yes
1993 250,000 Slate Shingles Roof 2,300 3 $2500-$5000 Deductible 780 9 Vinyl siding yes