Benton City Insurance Rates:

Benton City, WA homeowners insurance is approximately $482 to $656, about $40-$54/month. Our complete analysis shows customers can save upto $227 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Benton City, WA Homeowners Insurance By Home Value

Benton City, WA Home Value Total Homes % of Total Average Benton City, WA Homeowners Insurance
Less than $50,000 322 19.0% $113
$50,000 to $59,999 35 2.0% $238
$60,000 to $69,999 28 1.0% $301
$80,000 to $89,999 45 2.0% $392
$90,000 to $99,999 105 6.0% $438
$100,000 to $124,999 307 18.0% $506
$125,000 to $149,999 189 11.0% $637
$150,000 to $174,999 196 11.0% $751
$175,000 to $199,999 155 9.0% $870
$200,000 to $249,999 114 6.0% $1046
$250,000 to $299,999 79 4.0% $1280
$300,000 to $399,999 52 3.0% $1621

Top Home Insurance Agents Near Benton City, WA

Home Insurance Company Near Benton City, WA Homeowners Insurance Agency Near Benton City, WA Address
Travelers Basin Insurance Associates Inc 8382 W GAGE BLVD STE A, KENNEWICK, WA, 99336
Farmers Jon Fuller 5150 W Clearwater Ave Ste 120, Kennewick, WA, 99336
State Farm Larry Hall 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981
Farmers Lat Wipplinger 115a S 7th Ave, Yakima, WA, 98902
Liberty Mutual Independent The Simmons Agency Inc 702 E MAIN ST, HERMISTON, OR, 97838

Cost Of Homeowners Insurance By Street Near Benton City, WA

Streets in Benton City Area Homeowners Insurance Cost
Snipes Rd, 1st St, Horn Rd, E Tilstra Rd, Mason Pr NE, E Highland Extension Rd, Windy Ln, Division St, W Highland Extension Rd, W Hanks Rd$569
Tilstra Rd, Hanks Rd, 468 Pr NE, E Highland Rd Exd, W Highland Rd Exd, N Thunder Rd, Birch St, W Williams Rd, Dimmick Rd, N Frazier Rd$570
N 108 Pr NW, 3rd Ave, N East Roza Rd, W Evans Rd, Sunrise Pr W NW, Kendall Rd, 114 Pr NW, Saturn, W Oie Hwy, 31 Pr NE$570
7th St, W 13th St, Evans Rd, N 82 Pr NE, N District Line Rd, Dale Ave, Cora Ln, W Neyens Rd, Fay Ave, Date Ave$570
N Leonard Pr NW, W Snipes Rd, Abby Ave, Cleo Ln, Williams Rd, NE 14th St, Ellen Ave, W 390 Pr NW, W Acord Rd NW, W Gerrick Rd$570

Benton City, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Benton City$85 to $87
Northwest Benton$87
Prosser$86
Grandview$85

Benton City, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northwest Benton CCD, Benton County, Washington $73 $97 $145
Benton County, Washington $73 $97 $145
West Richland city, Washington $73 $97 $146

Benton City, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Benton City, WA4.0%14.4%
Northwest Benton3.57%12.07%
Benton County3.5%12.13%
West Richland3.24%11.28%

Benton City Renters Insurance as a Percentage of Rent

Benton City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 83 20.0% $1262
$500 to $749 88 21.0% $1937
$750 to $999 184 45.0% $2687
$1,000 to $1,499 46 11.0% $3812
$1,500 or more 5 1.0% $5462

Benton City, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Benton City Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Benton City Home Owner from High Deductible Plan $600

Benton City, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Benton City, WA Home Replacement Value MORE than Home Value Benton City, WA Home Replacement Value LESS than Home Value
Replacement Value $153,000 $93,000
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Benton City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 195440
Year Built 200619631993
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Benton City, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 130,000 Membrane Roof 1,630 3 $500 Deductible 30 1 Brick siding yes
2002 160,000 Composition Roof 2,380 4 $1000-$2500 Deductible 100 3 Vinyl siding No
1967 170,000 Membrane Roof 1,860 4 $2500-$5000 Deductible 250 7 Fiber-Cement Siding yes
2004 285,000 Metal Roof 3,330 4 $2500-$5000 Deductible 280 5 Stone Siding No
1981 200,000 Shingles Roof 2,250 5 $500 Deductible 230 5 Fiber-Cement Siding yes
2013 175,000 Membrane Roof 2,660 5 $2500-$5000 Deductible 40 2 Vinyl siding yes
2013 170,000 Composition Roof 2,440 4 $5000 to $10,000 Deductible 330 10 Wood siding yes
2012 220,000 Composition Roof 3,140 5 $500 Deductible 650 10 Brick siding No
2005 130,000 Asphalt Shingles Roof 1,750 3 $2500-$5000 Deductible 20 1 Wood siding yes
2014 105,000 Asphalt Shingles Roof 1,570 3 $2500-$5000 Deductible 200 10 Vinyl siding yes
2002 200,000 Membrane Roof 2,960 5 $5000 to $10,000 Deductible 250 12 Fiber-Cement Siding yes
1968 190,000 Composition Roof 2,320 4 $5000 to $10,000 Deductible 50 2 Wood siding No
2013 190,000 Wood Shake Roof 2,270 3 $5000 to $10,000 Deductible 250 7 Wood siding No
2012 290,000 Metal Roof 3,950 5 $1000-$2500 Deductible 90 2 Stucco siding No
2005 465,000 Slate Shingles Roof 4,870 5 $500 Deductible 470 3 Stucco siding yes
2010 215,000 Tile Roof 2,890 4 $5000 to $10,000 Deductible 220 6 Brick siding No
1988 160,000 Membrane Roof 1,880 4 $1000-$2500 Deductible 300 12 Stucco siding No
1999 155,000 Asphalt Shingles Roof 2,080 4 $5000 to $10,000 Deductible 90 3 Stone Siding No
1962 155,000 Composition Roof 2,350 4 $1000-$2500 Deductible 150 5 Stucco siding No
2005 155,000 Wood Shake Roof 1,880 3 $500 Deductible 360 9 Stucco siding No
2011 275,000 Asphalt Shingles Roof 3,290 4 > $10,000 Deductible 340 8 Wood siding yes
1986 145,000 Wood Shake Roof 1,740 3 $500 Deductible 320 9 Wood siding yes
1962 155,000 Slate Shingles Roof 2,110 4 $500- $1000 Deductible 340 7 Stucco siding No
1967 165,000 Wood Shake Roof 2,390 3 $2500-$5000 Deductible 270 7 Stone Siding No
1967 240,000 Wood Shake Roof 3,330 4 $1000-$2500 Deductible 140 4 Vinyl siding No
1996 115,000 Wood Shake Roof 1,820 4 $1000-$2500 Deductible 130 6 Brick siding yes
2011 150,000 Membrane Roof 2,360 5 $2500-$5000 Deductible 50 2 Fiber-Cement Siding yes
1995 130,000 Asphalt Shingles Roof 1,690 4 $500- $1000 Deductible 280 9 Stucco siding No
1980 240,000 Wood Shake Roof 3,140 4 $500 Deductible 540 12 Stone Siding No
1987 180,000 Asphalt Shingles Roof 2,230 4 $500 Deductible 480 10 Fiber-Cement Siding yes
1988 295,000 Metal Roof 3,080 5 $5000 to $10,000 Deductible 220 4 Vinyl siding No
2013 235,000 Composition Roof 2,680 4 $500 Deductible 540 8 Fiber-Cement Siding No
2004 185,000 Wood Shake Roof 2,870 4 $500- $1000 Deductible 310 9 Stone Siding yes
1980 155,000 Shingles Roof 2,120 4 $2500-$5000 Deductible 220 9 Stucco siding yes