Benton Insurance Rates:

Benton, AR homeowners insurance is nearly $958 to $1,302, about $79-$108/month. Our comprehensive guide shows customers can save as much as $452 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would recommend this for a home insurance because it is one of the more affordable and flexible policies which is good for young homeowners.
State Farm
The one thing i liked about statefarm is that they include a home warranty for almost the same price that other companies offer with out it.
State Farm
This company is very well-known. a lot of people have heard of this company. i feel good about that fact.
Allstate
One of the reasons why I went with all state is because they gave me the best rate for the deductibles. They have a huge selection of premiums and I was able to use it as a benefit towards my car insurance as well.
Allstate
Our deductible and insurance premium for our policy is slightly higher than it might be with another insurance company however the customer service makes up for this difference.
Farmer's Insurance
The insurance adjuster who came to our house was knowledgeable and courteous. he found damage we did not even see. he offered reimbursement for things we never would have requested.
Progressive
Prices for home and renters insurance policies tend to be a little bit higher with progressive in comparison to other comparable companies.
Allstate
Given the competition in the insurance market, I doubt that I would get any better price on my home for the same coverage. I could check, but I don't think my premium is any higher than it would be at some other company.
State Farm
I pay 150 monthly it is great they break it up that way for me. Makes it easier to pay then trying to come up with the 500 at once.
Progressive
I really like how easy it is to do everything with them. They offer a broad range of services at attractive prices.
Metlife
That's a difficult question to answer since I've never had the need to use their website or mobile app. It's a small company, so I don't expect many frills from their app or website. It would be difficult to underwhelm me with those expectations going in.
Geico
I bought this insurance is just in case something happened. So the premium is kind of low for me and at the same time the deductible is high.

Benton, AR Homeowners Insurance By Home Value

Benton, AR Home Value Total Homes % of Total Average Benton, AR Homeowners Insurance
Less than $50,000 658 8.0% $203
$50,000 to $59,999 199 2.0% $429
$60,000 to $69,999 199 2.0% $531
$70,000 to $79,999 443 5.0% $610
$80,000 to $89,999 376 4.0% $689
$90,000 to $99,999 511 6.0% $768
$100,000 to $124,999 1,039 13.0% $892
$125,000 to $149,999 1,250 16.0% $1118
$150,000 to $174,999 978 12.0% $1322
$175,000 to $199,999 659 8.0% $1525
$200,000 to $249,999 667 8.0% $1841
$250,000 to $299,999 495 6.0% $2248
$300,000 to $399,999 331 4.0% $2858

Top Home Insurance Agents Near Benton, AR

Home Insurance Company Near Benton, AR Homeowners Insurance Agency Near Benton, AR Address
NA Integrity Insurance Group, Inc. 8 Wilson Farm Rd, Ste D, Greenbrier, AR, 72058
State Farm Eric B Andrews 4503 Fairway Ave, N Little Rock, AR, 72116-8003
State Farm James Scott 5221 John F Kennedy Blvd, N Little Rock, AR, 72116-6724
Travelers Ross Mote Insurance 605 E CENTER, SHERIDAN, AR, 72150
Nationwide Stilwell Ins & Fin Srvs Inc 5507 Ranch Dr STE 209, Little Rock, AR, 72223-0043

Benton, AR Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Benton, AR

Streets in Benton Area Homeowners Insurance Cost
W Jackman Trl, Pinewood Cir, Hunt Rd, Webb Rd, Shoal Rd, Hilltop Rd, Razorback Ln, Avilla Vincintage Rd, Ryan Dr, Hicks Rd$1,143
Melissa Cove, Ridgewood, Abbey Ln, Freedom Cove, Hacienda Dr, State Hwy 35, W Lea Cir, Hickory Grove Haskell St, Cloverhill Ln, Olivia Ct$1,138
Westwood Dr, Bear Ln, S Richardson Pl, Hollowoa Rd, W Walnut St, Kimberly Dr, E Smith St, Mill Piece, Hickory St, Squires Rd$1,157
Raper Traskwood Trl, S Pearson St, Gregory Dr, Cliff Ct, Woodland Park Rd, Hyten St, Memory Loop, Pryor Rd, Shady Trl, Burchwood Dr$1,119
Ryan, Westbury, Sawyer St, Durango Dr, Hummingbird Cove, Cash Mountain Rd, Commonwealth Dr, Paige Ln, April Sound St, School Dr$1,145
Scandia Dr, Angela Haskell Dr, Margo St, Lowery Ln, Maple St, N Roosevelt Haskell St, Felton Rd, Utopia St, Wild Ivy Cv, Wood Forest Dr$1,097
Marshall, Wild Rose Ct, Zornes Trl, Meadow Ln, Alabama Dr, Ben Ln, Greenbriar Dr, S 1st St, Winged Foot Dr, Robinwood Ct$1,144
Osage Rd, Rosewood Dr, Dodson Creek Rd, E 3rd St, Dogwood Dr, Sleepy Village Rd, State Hwy 291, Corral Cir, Millbrook Cove, Lockhart Haskell Ln$1,108
Woodland Dr, Stoneleigh Dr, Pinecroft Dr, Fleming Dr, Miller Cove, Moore Ford Rd, Lindsey Cir, Lyledale, Kruse Loop, Pine Chapel Dr$1,147
Cates Rd, Kings Ct, Sahalee Cove, Henshaw St, Bowers Dr, Woodcliff Cir, ABC Ln, Stivers Blvd, Brushy Creek Trl, Monticello W$1,103

Benton, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Benton$169 to $171
Bauxite$169
Newcomb$168
Salem$171

Benton, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bauxite township, Saline County, Arkansas $141 $188 $282
Newcomb township, Saline County, Arkansas $140 $187 $280
Salem township, Saline County, Arkansas $143 $190 $285

Benton, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Benton, AR7.4%23.8%
Bauxite7.44%24.59%
Newcomb8.42%29.26%
Salem7.38%27.48%

Benton Renters Insurance as a Percentage of Rent

Benton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 49 1.0% $359
$200 to $299 72 2.0% $809
$300 to $499 223 6.0% $1259
$500 to $749 1,411 42.0% $1934
$750 to $999 993 30.0% $2684
$1,000 to $1,499 494 14.0% $3809
$1,500 or more 62 1.0% $5459

Benton, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Benton Homeowner Insurance Premium Example $2,900$2,100
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,400$19,800
Net Savings to Benton Home Owner from High Deductible Plan $1,600

Benton, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Benton, AR Home Replacement Value MORE than Home Value Benton, AR Home Replacement Value LESS than Home Value
Replacement Value $135,000 $90,000
Insurance Premium based on Replacement Value $1,025 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Benton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyTravelers
Monthly Premium 163143104
Year Built 197120051986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$175000-$200000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Benton, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 220,000 Membrane Roof 2,280 3 $500 Deductible 480 4 Brick siding yes
1980 160,000 Membrane Roof 2,270 3 $1000-$2500 Deductible 250 3 Stone Siding No
1963 215,000 Tile Roof 2,510 4 $1000-$2500 Deductible 110 1 Brick siding yes
1980 120,000 Tile Roof 1,320 3 $500 Deductible 670 10 Stone Siding yes
1963 275,000 Composition Roof 3,630 5 $1000-$2500 Deductible 500 3 Stone Siding yes
2001 255,000 Asphalt Shingles Roof 2,970 4 > $10,000 Deductible 380 3 Stone Siding No
1987 255,000 Asphalt Shingles Roof 2,580 5 $500 Deductible 2450 10 Stucco siding yes
1976 325,000 Metal Roof 3,240 5 $500- $1000 Deductible 880 4 Wood siding No
1978 165,000 Slate Shingles Roof 1,700 5 $500- $1000 Deductible 760 6 Fiber-Cement Siding No
2008 330,000 Metal Roof 3,350 4 > $10,000 Deductible 1180 7 Stone Siding yes
1965 175,000 Wood Shake Roof 2,350 4 $1000-$2500 Deductible 550 7 Brick siding No
2001 145,000 Metal Roof 1,710 3 $2500-$5000 Deductible 570 6 Vinyl siding No
1982 220,000 Metal Roof 2,300 5 $5000 to $10,000 Deductible 250 3 Vinyl siding No
2006 185,000 Tile Roof 2,120 5 $500- $1000 Deductible 440 3 Brick siding No
2010 180,000 Tile Roof 1,760 3 $500- $1000 Deductible 490 3 Brick siding No
1987 205,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 1350 7 Vinyl siding No
1962 115,000 Shingles Roof 1,360 3 $2500-$5000 Deductible 290 5 Fiber-Cement Siding No
2012 180,000 Tile Roof 2,100 5 $5000 to $10,000 Deductible 460 5 Stone Siding yes
2010 215,000 Membrane Roof 2,380 4 $500- $1000 Deductible 490 3 Wood siding yes
1964 220,000 Composition Roof 2,250 5 $5000 to $10,000 Deductible 1010 9 Stucco siding No
1982 400,000 Wood Shake Roof 4,460 5 $500- $1000 Deductible 2010 7 Wood siding No
1978 165,000 Tile Roof 1,650 4 $500- $1000 Deductible 1500 12 Stucco siding No
2013 140,000 Membrane Roof 1,730 4 $500- $1000 Deductible 690 8 Brick siding No
1977 220,000 Wood Shake Roof 2,140 4 > $10,000 Deductible 360 4 Stucco siding No
2006 90,000 Wood Shake Roof 1,230 3 $500- $1000 Deductible 540 12 Wood siding No
2014 270,000 Slate Shingles Roof 3,200 5 > $10,000 Deductible 1450 12 Wood siding No
2010 170,000 Composition Roof 2,240 3 $500- $1000 Deductible 1050 8 Brick siding yes
1979 140,000 Tile Roof 2,000 3 $2500-$5000 Deductible 460 6 Brick siding No
1964 130,000 Shingles Roof 1,650 3 $500 Deductible 1200 12 Stucco siding yes
1984 375,000 Slate Shingles Roof 3,620 5 $500 Deductible 2160 8 Fiber-Cement Siding yes
2012 235,000 Composition Roof 2,370 5 $2500-$5000 Deductible 140 1 Fiber-Cement Siding yes
2014 135,000 Composition Roof 1,730 4 $2500-$5000 Deductible 170 3 Fiber-Cement Siding yes
2011 95,000 Metal Roof 1,280 3 $500 Deductible 220 4 Vinyl siding No

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