Bennington Insurance Rates:

Bennington, VT homeowners insurance is about $601 to $816, about $50-$68/month. Our thorough guide reveals consumers can save as much as $283 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bennington, VT Homeowners Insurance By Home Value

Bennington, VT Home Value Total Homes % of Total Average Bennington, VT Homeowners Insurance
Less than $50,000 525 14.0% $106
$70,000 to $79,999 115 3.0% $326
$90,000 to $99,999 92 2.0% $411
$100,000 to $124,999 309 8.0% $482
$125,000 to $149,999 411 11.0% $602
$150,000 to $174,999 766 21.0% $709
$175,000 to $199,999 302 8.0% $822
$200,000 to $249,999 480 13.0% $985
$250,000 to $299,999 203 5.0% $1205
$300,000 to $399,999 307 8.0% $1531

Top Home Insurance Agents Near Bennington, VT

Home Insurance Company Near Bennington, VT Homeowners Insurance Agency Near Bennington, VT Address
NA Jenks Family Insurance Agency 11 Ballston Ave Saratoga Springs, City of Saratoga Springs, NY, 12866
State Farm John Loughlin 160 Oakwood Ave, Troy, NY, 12180-1446
Allstate Julius Ianniello 257 Delaware Ave, Delmar, NY, 12054
State Farm Nicole Dellaporta 3303 Route 9, Saratoga Spgs, NY, 12866-6230
Travelers Scautub Agency Llc 108 N BALLSTON AVE, SCOTIA, NY, 12302

Cost Of Homeowners Insurance By Street Near Bennington, VT

Streets in Bennington Area Homeowners Insurance Cost
Harrington Rd, Garbrooke Dr, West Rd, Harwood Hill Rd, Sunset Dr, Skytop Dr, Applegate Dr, Walloomsac Rd, Apple Hill Rd, Hutchinson St$704
Brambley Ln, Belvedere St, South St, Percy Rd, Adrian Ln, Harbour Rd, Hicks Ave, Brookside Dr, Sweets Mhp S, John St$705
Campus Rd, Silk Rd, Fillmore St, Center St, Holden St, Division St, Rollin St, Murphy Rd, Scott St, Carpenter Ln$709
Gypsy Ln, Church Ln, Dudley Pl, Harmon Rd, Eddy St, Rockwood St, Beaudoin Ln, Mountain View Rd, Lincoln St, N Branch St$705
Rocky Ln, Pageant St, Homestead Green, Observatory St, Washington Ave, Farley Dr, Gage St, Park St, Mountain View Rd, Putnam St$705

Bennington, VT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bennington$106 to $108
Old Bennington$115
North Bennington$107
South Shaftsbury$106

Bennington, VT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Old Bennington village, Vermont $115 $153 $230
North Bennington village, Vermont $107 $143 $215
South Shaftsbury CDP, Vermont $107 $142 $213

Bennington, VT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bennington, VT4.5%9.9%
Old Bennington2.63%6.39%
North Bennington4.14%9.49%
South Shaftsbury4.59%11.09%

Bennington Renters Insurance as a Percentage of Rent

Bennington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 1.0% $348
$200 to $299 155 6.0% $798
$300 to $499 229 10.0% $1248
$500 to $749 741 32.0% $1923
$750 to $999 627 27.0% $2673
$1,000 to $1,499 483 21.0% $3798
$1,500 or more 29 1.0% $5448

Bennington, VT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Bennington Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,400
Net Savings to Bennington Home Owner from High Deductible Plan $1,000

Bennington, VT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bennington, VT Home Replacement Value MORE than Home Value Bennington, VT Home Replacement Value LESS than Home Value
Replacement Value $185,500 $125,500
Insurance Premium based on Replacement Value $1,125 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Bennington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualFarmers Insurance
Monthly Premium 434957
Year Built 199219431987
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$200000-$250000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bennington, VT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 345,000 Membrane Roof 3,190 4 $5000 to $10,000 Deductible 710 8 Vinyl siding yes
1981 130,000 Metal Roof 1,430 3 $1000-$2500 Deductible 190 4 Fiber-Cement Siding No
1999 175,000 Metal Roof 1,740 3 $500- $1000 Deductible 430 5 Wood siding yes
1986 125,000 Wood Shake Roof 1,260 3 $500 Deductible 110 2 Stucco siding No
1986 90,000 Shingles Roof 970 2 $1000-$2500 Deductible 90 3 Wood siding yes
1949 265,000 Shingles Roof 2,560 5 $1000-$2500 Deductible 490 5 Stucco siding No
1984 165,000 Metal Roof 1,510 2 $500- $1000 Deductible 320 7 Stucco siding No
1991 175,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 320 7 Vinyl siding No
1981 190,000 Wood Shake Roof 1,840 5 $2500-$5000 Deductible 380 8 Stucco siding No
1944 180,000 Asphalt Shingles Roof 1,910 5 $500- $1000 Deductible 510 8 Vinyl siding No
1986 140,000 Asphalt Shingles Roof 1,270 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding yes
1943 205,000 Membrane Roof 2,590 5 $2500-$5000 Deductible 530 10 Stucco siding yes
1991 265,000 Metal Roof 2,610 5 $500- $1000 Deductible 280 3 Stucco siding No
1946 430,000 Tile Roof 4,790 5 $500- $1000 Deductible 160 1 Stone Siding No
1998 225,000 Composition Roof 2,070 5 $1000-$2500 Deductible 550 9 Stucco siding No
1944 205,000 Slate Shingles Roof 1,940 3 $1000-$2500 Deductible 790 10 Wood siding yes
1980 420,000 Tile Roof 5,000 5 $2500-$5000 Deductible 620 5 Vinyl siding yes
1990 515,000 Membrane Roof 4,800 5 $500- $1000 Deductible 1720 9 Wood siding No
1944 190,000 Membrane Roof 2,360 3 $2500-$5000 Deductible 40 1 Stucco siding No
1981 170,000 Tile Roof 2,000 5 $1000-$2500 Deductible 610 12 Vinyl siding yes
1949 175,000 Metal Roof 1,790 2 $500- $1000 Deductible 110 2 Fiber-Cement Siding No
1980 175,000 Slate Shingles Roof 2,100 4 $5000 to $10,000 Deductible 130 3 Fiber-Cement Siding No
1985 230,000 Shingles Roof 2,050 3 $500 Deductible 930 9 Stucco siding No
1981 260,000 Tile Roof 2,570 5 > $10,000 Deductible 260 4 Fiber-Cement Siding No
1945 240,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 380 6 Brick siding yes
1990 150,000 Asphalt Shingles Roof 1,580 2 $500 Deductible 420 6 Stucco siding No
1943 150,000 Wood Shake Roof 1,520 2 $2500-$5000 Deductible 160 4 Vinyl siding yes
1948 270,000 Tile Roof 2,660 4 $2500-$5000 Deductible 930 10 Vinyl siding No
1942 190,000 Tile Roof 1,710 3 $2500-$5000 Deductible 140 2 Wood siding yes
1982 180,000 Composition Roof 2,350 3 $2500-$5000 Deductible 280 6 Stone Siding No
1998 150,000 Shingles Roof 1,720 5 $2500-$5000 Deductible 160 3 Fiber-Cement Siding yes
1942 120,000 Metal Roof 1,290 2 $1000-$2500 Deductible 280 8 Fiber-Cement Siding yes
1982 190,000 Metal Roof 1,850 4 $2500-$5000 Deductible 70 1 Stone Siding No
1996 235,000 Wood Shake Roof 2,700 4 $500 Deductible 90 1 Wood siding No