Bend, OR homeowners insurance is roughly $388 to $527, about $32-$43/month. Our complete analysis reveals consumers can save as much as $183 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bend, OR | Homeowners Insurance Agency Near Bend, OR | Address |
|---|---|---|
| Allstate | Central Oregon Ins | 72 SW 4Th St, Madras, OR, 97741 |
| State Farm | Fred Hornback | 1180 SE Division St Ste 2, Bend, OR, 97702-1250 |
| State Farm | Greg Elder | 2115 NE Highway 20 Ste 106, Bend, OR, 97701-7044 |
| State Farm | Joe Lochner | 123 SW 5th St, Redmond, OR, 97756-1863 |
| Allstate | Tornay Insurance Agency Inc. | 560 NE Greenwood Ave Ste A, Bend, OR, 97701 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pronghorn CDP, Oregon | $73 | $97 | $146 |
| Tetherow CDP, Oregon | $62 | $82 | $123 |
| Deschutes River Woods CDP, Oregon | $56 | $74 | $111 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bend, OR | 2.2% | 7.7% |
| Deschutes River Woods | 2.51% | 8.28% |
| Deschutes County | 2.29% | 8.05% |
| Redmond | 2.42% | 8.55% |
| Bend Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 180 | 1.0% | $328 |
| $200 to $299 | 206 | 1.0% | $778 |
| $300 to $499 | 365 | 2.0% | $1228 |
| $500 to $749 | 2,912 | 21.0% | $1903 |
| $750 to $999 | 4,525 | 33.0% | $2653 |
| $1,000 to $1,499 | 3,779 | 27.0% | $3778 |
| $1,500 or more | 1,567 | 11.0% | $5428 |
| Streets in Bend Area | Homeowners Insurance Cost |
|---|---|
| Emigrant Dr, NE Nathan Dr, Keelally Ct, Heron Loop, SE Fairwood Dr, Hamby Rd, NW Carlon Ave, NW Fresno Ave, NE Canyon Park Pl, Watercress Way | $453 |
| Renee Ct, NE Elizabeth Ct, Futurity Ct, NW Bordeaux Ln, SE Hiddenwood Pl, NW Torsway St, NE Maker Way, NE Veronica Ln, Winston Loop, Arntz Ct | $457 |
| Sunbrook Dr, NW Juniper St, NW Ordway Ave, Mt High Dr, Allopex Ln, Clay Pigeon Ct, SE Perrigan Ln, NE Taurus Ct, SE Sun Ln, Richardson Hamby Rd | $493 |
| NE Vail Ave, Snowbrush Dr, Yellow Ribbon Ln, NW Tower Rock Rd, NE Medical Center Dr, Vintage Ln, NW State St, Russell Dr, Wishing Well Ln, Parrell Rd | $455 |
| NW Mesa Verde Pl, NE Innes Ln, Omer Dr, Starling Dr, Sherman Rd, NE Alpenview Ln, NE Burnside Ave, NE Weeping Willow Dr, NE Acorn Ct, Archie Briggs Rd | $458 |
| Bridgecliff Dr, Jayhawk Ln, NE Jackdaw Dr, Rimrock Dr, Clausen Dr, Raintree Ct, NW 11th St, SE Admiral Way, High Desert Ct, Roats Ln | $448 |
| S Queens Dr, Caddisfly Way, Buck Dr, NE 11th St, Oakview Dr, Penhollow Ln, Winterpark Ln, SE Centennial St, NW Talapus Ct, Tapadera St | $458 |
| NW McCann Ave, Crestview Ct, NW Columbia St, NE Yale Ave, Morning Tide Pl, Loy Ln, King Solomon Ct, Telluride Dr, NW Windwood Way, Nisiki Ct | $451 |
| Gosney Ln, Overton Pl, Wild Goose N, NE Covington Ln, Chase Rd, NE Cackler Ln, NE Dekalb Ave, Desert Sage Dr, Crooked Rock Dr, Laurel Oak Dr | $453 |
| Hammock Ct, SW Division St, NE Jill Ave, Robinwood Pl, NW Via Toscana, Clarion Ave, Doanna Way, NE Halston Ct, SW Ashwood Dr, Brown Trout Pl | $453 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bend | $68 to $70 |
| Pronghorn | $87 |
| Tetherow | $74 |
| Deschutes River Woods | $66 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Bend Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,200 | $5,600 |
| Net Savings to Bend Home Owner from High Deductible Plan | $600 | |
| Scenario | Bend, OR Home Replacement Value MORE than Home Value | Bend, OR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $313,000 | $204,000 |
| Insurance Premium based on Replacement Value | $850 | $550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $75,500 | Risk Exposure from Under Insuring Coverage is $33,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $200/year |
| Insurance Company | GEICO Insurance | Amica Mutual Insurance Company | American Family Insurance |
| Monthly Premium | 32 | 31 | 121 |
| Year Built | 2004 | 2013 | 1983 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $700000-$800000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | > $10,000 Deductible |