Compare Quotes from Top Providers and Save now!

Bend, OR Home Values & Insurance Rates

Bend, OR Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 939 5.0% $36
$100,000 to $124,999 575 3.0% $169
$125,000 to $149,999 1,462 8.0% $215
$150,000 to $174,999 1,547 9.0% $251
$175,000 to $199,999 1,442 8.0% $293
$200,000 to $249,999 2,513 15.0% $352
$250,000 to $299,999 2,812 17.0% $430
$300,000 to $399,999 4,488 27.0% $549

Top Home Insurance Agents Near Bend, OR

Home Insurance Company Near Bend, OR Homeowners Insurance Agency Near Bend, OR Address
Allstate Central Oregon Ins 72 SW 4Th St, Madras, OR, 97741
State Farm Fred Hornback 1180 SE Division St Ste 2, Bend, OR, 97702-1250
State Farm Greg Elder 2115 NE Highway 20 Ste 106, Bend, OR, 97701-7044
State Farm Joe Lochner 123 SW 5th St, Redmond, OR, 97756-1863
Allstate Tornay Insurance Agency Inc. 560 NE Greenwood Ave Ste A, Bend, OR, 97701

Estimated Home Insurance By Street Area Near Bend, OR

Bend Area Estimated House Insurance
Emigrant Dr, NE Nathan Dr, Keelally Ct, Heron Loop, SE Fairwood Dr, Hamby Rd, NW Carlon Ave, NW Fresno Ave, NE Canyon Park Pl, Watercress Way$453
Renee Ct, NE Elizabeth Ct, Futurity Ct, NW Bordeaux Ln, SE Hiddenwood Pl, NW Torsway St, NE Maker Way, NE Veronica Ln, Winston Loop, Arntz Ct$457
Sunbrook Dr, NW Juniper St, NW Ordway Ave, Mt High Dr, Allopex Ln, Clay Pigeon Ct, SE Perrigan Ln, NE Taurus Ct, SE Sun Ln, Richardson Hamby Rd$493
NE Vail Ave, Snowbrush Dr, Yellow Ribbon Ln, NW Tower Rock Rd, NE Medical Center Dr, Vintage Ln, NW State St, Russell Dr, Wishing Well Ln, Parrell Rd$455
NW Mesa Verde Pl, NE Innes Ln, Omer Dr, Starling Dr, Sherman Rd, NE Alpenview Ln, NE Burnside Ave, NE Weeping Willow Dr, NE Acorn Ct, Archie Briggs Rd$458
Bridgecliff Dr, Jayhawk Ln, NE Jackdaw Dr, Rimrock Dr, Clausen Dr, Raintree Ct, NW 11th St, SE Admiral Way, High Desert Ct, Roats Ln$448
S Queens Dr, Caddisfly Way, Buck Dr, NE 11th St, Oakview Dr, Penhollow Ln, Winterpark Ln, SE Centennial St, NW Talapus Ct, Tapadera St$458
NW McCann Ave, Crestview Ct, NW Columbia St, NE Yale Ave, Morning Tide Pl, Loy Ln, King Solomon Ct, Telluride Dr, NW Windwood Way, Nisiki Ct$451
Gosney Ln, Overton Pl, Wild Goose N, NE Covington Ln, Chase Rd, NE Cackler Ln, NE Dekalb Ave, Desert Sage Dr, Crooked Rock Dr, Laurel Oak Dr$453
Hammock Ct, SW Division St, NE Jill Ave, Robinwood Pl, NW Via Toscana, Clarion Ave, Doanna Way, NE Halston Ct, SW Ashwood Dr, Brown Trout Pl$453

Savings on home insurance for senior occupied homes

PlaceSavings
Bend$68 to $70
Pronghorn$87
Tetherow$74
Deschutes River Woods$66

Bend, OR Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bend, OR2.2%7.7%
Deschutes River Woods2.51%8.28%
Deschutes County2.29%8.05%
Redmond2.42%8.55%

Bend Renters Insurance as a Percentage of Rent

Bend Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 180 1.0% $328
$200 to $299 206 1.0% $778
$300 to $499 365 2.0% $1228
$500 to $749 2,912 21.0% $1903
$750 to $999 4,525 33.0% $2653
$1,000 to $1,499 3,779 27.0% $3778
$1,500 or more 1,567 11.0% $5428

Bend, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Bend Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Bend Home Owner from High Deductible Plan $600

Bend, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bend, OR Home Replacement Value MORE than Home Value Bend, OR Home Replacement Value LESS than Home Value
Replacement Value $313,000 $204,000
Insurance Premium based on Replacement Value $850 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Bend Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyAmerican Family Insurance
Monthly Premium 3231121
Year Built 200420131983
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$700000-$800000
Deductible $2500-$5000 Deductible> $10,000 Deductible> $10,000 Deductible

Bend, OR Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Pronghorn CDP, Oregon $73 $97 $146
Tetherow CDP, Oregon $62 $82 $123
Deschutes River Woods CDP, Oregon $56 $74 $111

Sample Home Insurance Rates for Bend, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 425,000 Tile Roof 2,940 5 $5000 to $10,000 Deductible 530 7 Stucco siding yes
1987 300,000 Composition Roof 1,650 3 $500- $1000 Deductible 510 9 Stucco siding No
1993 370,000 Asphalt Shingles Roof 2,850 4 $5000 to $10,000 Deductible 220 5 Vinyl siding yes
2010 260,000 Shingles Roof 1,990 4 $2500-$5000 Deductible 560 9 Vinyl siding yes
1989 325,000 Shingles Roof 2,090 3 $2500-$5000 Deductible 200 3 Brick siding No
1993 480,000 Membrane Roof 3,050 5 > $10,000 Deductible 150 2 Vinyl siding yes
1992 220,000 Slate Shingles Roof 1,560 5 > $10,000 Deductible 30 1 Vinyl siding No
2013 310,000 Metal Roof 2,040 3 $500 Deductible 550 9 Vinyl siding yes
1988 690,000 Metal Roof 4,970 5 $500- $1000 Deductible 1180 6 Vinyl siding No
2003 430,000 Slate Shingles Roof 3,330 5 $5000 to $10,000 Deductible 690 8 Stone Siding yes
2000 190,000 Tile Roof 1,480 3 $1000-$2500 Deductible 360 10 Stucco siding yes
2004 300,000 Asphalt Shingles Roof 2,370 3 > $10,000 Deductible 130 3 Stucco siding No
1993 295,000 Shingles Roof 2,056 3 $500 Deductible 970 10 Stucco siding No