Belvidere Insurance Rates:

Belvidere, IL homeowners insurance is roughly $642 to $875, about $53-$72/month. Our in depth guide shows customers can save as much as $303 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The company has always been very quick to respond to me. All of my issues were dealt with quickly and effectively.
Aaa
Customer services are good. They are giving quite good respects compared to other service providers.
Grange Insurance
I love my company's website. I can pay right from that site and enjoy the fact that my payment is applied instantly.
State Farm
State Farm has always treated pretty well so we will continue to stay with state farm as long as the communication and the claiming process goes well
Farmer's Insurance
They were slow to grant me online access. Also, they changed the amount of the insurance the day before closing.
State Farm
The only reason I went with them is that they are local, I am in the process of changing.
Allstate
The agents are very friendly and courteous. they do not make you feel as if you are bothering them and are very happy to help.
Farmer's Insurance
One downside to using a giant insurance provider, is the feeling of being just a number., i would feel better if i consider using local companies.
Farmer's Insurance
No matter the time of day or night, when i call, someone always answers the telephone with a friendly voice.

Belvidere, IL Homeowners Insurance By Home Value

Belvidere, IL Home Value Total Homes % of Total Average Belvidere, IL Homeowners Insurance
Less than $50,000 451 6.0% $121
$60,000 to $69,999 147 1.0% $310
$70,000 to $79,999 203 2.0% $363
$80,000 to $89,999 234 3.0% $409
$90,000 to $99,999 368 4.0% $454
$100,000 to $124,999 1,427 19.0% $530
$125,000 to $149,999 908 12.0% $667
$150,000 to $174,999 949 12.0% $788
$175,000 to $199,999 593 7.0% $909
$200,000 to $249,999 889 11.0% $1091
$250,000 to $299,999 530 7.0% $1334
$300,000 to $399,999 740 9.0% $1697

Top Home Insurance Agents Near Belvidere, IL

Home Insurance Company Near Belvidere, IL Homeowners Insurance Agency Near Belvidere, IL Address
Travelers International Irm Inc 1228 West Northwest Highway, Palatine, IL, 60067
Travelers Miller Insurance Agency Llc 446 W NORTHWEST HWY, BARRINGTON, IL, 60010
State Farm Phil Block 853 E Schaumburg Rd, Schaumburg, IL, 60194-3654
Liberty Mutual Independent Rick D Debe Insurance Agency Of Mukwonago Inc 121 WOLF RUN STE 2B, MUKWONAGO, WI, 53149
Farmers Tina Hardersen 1221 Oak St, North Aurora, IL, 60542

Cost Of Homeowners Insurance By Street Near Belvidere, IL

Streets in Belvidere Area Homeowners Insurance Cost
Long Ln, Smokethorn Trl, Wild Flower Dr, Chamberlain St, Rivers Edge Dr, Jamestown Dr, Heatherridge Ln, Greenbriar Blvd, Sparrow Dr, High Gate Way$795
E 5th St, Logan Ave, Julien St, Meyers St, Riverside Rd, Sage Ct, Glidden Rd, Stone Hollow Dr, E Locust St, Dewane Rd$767
Benbrook Ct, Whisper Ridge Cir, Wayne St, Southwick Ln, Gray St, Lynne Ln, Lindenwood Ln, Brackenridge Trl, Industrial Dr, Gustafson Rd$806
Brookstone Ln, Malmaison Rd, Whitman St, Wycliffe St, Ridge Ct, Meadowlark Ln, Henslow Pkwy, Schauer Ln, King Cove, Glen Abbey Close$796
Cedardale Dr, Club House Dr, Muirfield Close, Gilman St, W 1st St, Fieldstone Dr, Deerwood Trl, Garden Dr, Lafayette Dr, Dar Mae Ln$798

Belvidere, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belvidere$113 to $116
Timberlane$123
Boone County$114
Poplar Grove$115

Belvidere, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Timberlane village, Illinois $103 $137 $205
Boone County, Illinois $95 $127 $190
Poplar Grove village, Illinois $96 $127 $191

Belvidere, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belvidere, IL4.1%12.0%
Timberlane3.05%10.81%
Boone County3.95%11.52%
Poplar Grove3.76%11.71%

Belvidere Renters Insurance as a Percentage of Rent

Belvidere Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 2.0% $340
$200 to $299 62 3.0% $790
$300 to $499 372 18.0% $1240
$500 to $749 937 46.0% $1915
$750 to $999 287 14.0% $2665
$1,000 to $1,499 267 13.0% $3790
$1,500 or more 55 2.0% $5440

Belvidere, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Belvidere Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,500$9,300
Net Savings to Belvidere Home Owner from High Deductible Plan $1,200

Belvidere, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belvidere, IL Home Replacement Value MORE than Home Value Belvidere, IL Home Replacement Value LESS than Home Value
Replacement Value $147,500 $99,500
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Belvidere Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceLiberty Mutual
Monthly Premium 459396
Year Built 198220001940
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$300000-$350000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Belvidere, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 280,000 Membrane Roof 3,240 4 $2500-$5000 Deductible 780 9 Vinyl siding yes
1988 220,000 Shingles Roof 2,280 4 $5000 to $10,000 Deductible 140 3 Wood siding No
1985 245,000 Slate Shingles Roof 2,340 5 $5000 to $10,000 Deductible 90 1 Vinyl siding No
2013 120,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 290 6 Stucco siding yes
1974 160,000 Metal Roof 1,570 3 $1000-$2500 Deductible 280 4 Wood siding No
2005 175,000 Composition Roof 1,710 3 $500 Deductible 50 1 Stucco siding No
2000 360,000 Composition Roof 4,420 5 $5000 to $10,000 Deductible 710 7 Stone Siding No
2011 195,000 Membrane Roof 2,220 3 $500 Deductible 270 4 Vinyl siding No
1941 135,000 Tile Roof 1,800 3 $500- $1000 Deductible 650 12 Stone Siding No
2007 320,000 Wood Shake Roof 3,730 5 $1000-$2500 Deductible 1080 12 Stone Siding yes
1987 195,000 Tile Roof 1,990 3 $1000-$2500 Deductible 460 7 Stucco siding No
2010 240,000 Asphalt Shingles Roof 2,680 5 $2500-$5000 Deductible 470 6 Vinyl siding No
1946 150,000 Wood Shake Roof 1,880 3 $1000-$2500 Deductible 50 1 Stucco siding yes
2013 275,000 Composition Roof 3,000 4 $500 Deductible 700 9 Fiber-Cement Siding No
1971 145,000 Composition Roof 1,800 3 $1000-$2500 Deductible 780 12 Vinyl siding yes
1977 105,000 Wood Shake Roof 1,220 3 $500 Deductible 110 2 Stone Siding yes
1971 145,000 Metal Roof 1,920 4 $2500-$5000 Deductible 40 1 Fiber-Cement Siding No
2000 195,000 Membrane Roof 2,360 3 $1000-$2500 Deductible 500 7 Vinyl siding No
2009 535,000 Composition Roof 4,960 5 $5000 to $10,000 Deductible 1120 10 Wood siding yes
1947 165,000 Membrane Roof 2,040 4 $5000 to $10,000 Deductible 310 5 Fiber-Cement Siding No
2013 455,000 Slate Shingles Roof 4,320 5 $5000 to $10,000 Deductible 1400 10 Wood siding yes
1973 425,000 Membrane Roof 4,170 5 $500 Deductible 1230 9 Stone Siding No
1947 175,000 Asphalt Shingles Roof 1,890 3 $500- $1000 Deductible 490 7 Stone Siding yes
1943 445,000 Membrane Roof 4,270 5 $5000 to $10,000 Deductible 1320 10 Brick siding No
1985 300,000 Slate Shingles Roof 2,690 4 $500 Deductible 440 3 Stucco siding No
2010 125,000 Shingles Roof 1,410 3 $500 Deductible 230 5 Wood siding No
1941 365,000 Asphalt Shingles Roof 4,520 5 $500- $1000 Deductible 880 5 Fiber-Cement Siding yes
1971 120,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 220 6 Vinyl siding No