Belmont Insurance Rates:

Belmont, NH homeowners insurance is roughly $578 to $797, about $48-$66/month. Our complete research indicates shoppers can save as much as $274 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Belmont, NH Homeowners Insurance By Home Value

Belmont, NH Home Value Total Homes % of Total Average Belmont, NH Homeowners Insurance
Less than $50,000 269 12.0% $89
$50,000 to $59,999 26 1.0% $192
$60,000 to $69,999 58 2.0% $240
$70,000 to $79,999 67 3.0% $274
$80,000 to $89,999 116 5.0% $316
$90,000 to $99,999 49 2.0% $350
$100,000 to $124,999 119 5.0% $405
$125,000 to $149,999 188 8.0% $508
$150,000 to $174,999 187 8.0% $604
$175,000 to $199,999 160 7.0% $700
$200,000 to $249,999 423 19.0% $838
$250,000 to $299,999 261 11.0% $1030
$300,000 to $399,999 265 12.0% $1305

Top Home Insurance Agents Near Belmont, NH

Home Insurance Company Near Belmont, NH Homeowners Insurance Agency Near Belmont, NH Address
NA Bristol Insurance 800 Lake Street, Bristol, NH, 3222
Travelers Insurance Solutions Corp 60 WESTVILLE ROAD, PLAISTOW, NH, 3865
Travelers Morin Insurance Agency 24 MT MAJOR HWY, ALTON BAY, NH, 3810
Travelers Peoples Insurance 716 MAIN ST, OGUNQUIT, ME, 3907
Travelers Willis Of New Hampshire Inc ONE NEW HAMPSHIRE AVE STE 200, PORTSMOUTH, NH, 3801

Cost Of Homeowners Insurance By Street Near Belmont, NH

Streets in Belmont Area Homeowners Insurance Cost
Higgins Dr, Sony Dr, Coventry Ln, Fellows Mill Rd, Cross St, David Dr, Concord St, Noyes Rd, Murphy Way, Scenic Dr$680
Johnson St, Linda Dr, Spruce Dr, Pinecrest Dr, Old Marsh Hill Rd, Lawrence Ct, Shady Oak Ln, Fox Hill Rd, Berry Rd, Drouin Dr$687
Karen Dr, Upper Parish Settlement Dr, Peggy Dr, Hackett Rd, Fruite St, Kayla Dr, Hunter Ct, Greenwood Dr, Canton Dr, Sunshine Dr$680
Tucker Shore Dr, Hoadley Rd, Deware Dr, Berkshire Dr, Jodi Dr, 3rd St, Tee Dee Dr, Sargent St, Rte 140, Best St$688
Darby Dr, Perry Rd, Dutile Shore Rd, Bean Hill Rd, Lakeside Dr, Nancy Dr, Hubbell Rd, Donway Dr, South Rd, Bisson Ave$692

Belmont, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belmont$102 to $104
Belknap County$105
Tilton$102
Tilton Northfield$103

Belmont, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Belknap County, New Hampshire $88 $117 $175
Tilton town, Belknap County, New Hampshire $86 $114 $171
Tilton Northfield CDP, New Hampshire $87 $115 $173

Belmont, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belmont, NH3.6%9.6%
Belknap County3.34%9.11%
Tilton3.43%9.91%
Tilton Northfield3.62%8.86%

Belmont Renters Insurance as a Percentage of Rent

Belmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 19 3.0% $788
$300 to $499 23 4.0% $1238
$500 to $749 85 16.0% $1913
$750 to $999 136 26.0% $2663
$1,000 to $1,499 235 46.0% $3788
$1,500 or more 11 2.0% $5438

Belmont, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Belmont Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,500$10,300
Net Savings to Belmont Home Owner from High Deductible Plan $1,200

Belmont, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belmont, NH Home Replacement Value MORE than Home Value Belmont, NH Home Replacement Value LESS than Home Value
Replacement Value $238,500 $128,500
Insurance Premium based on Replacement Value $1,375 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $325/year

Example Belmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersFarmers Insurance
Monthly Premium 369459
Year Built 200819941980
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Belmont, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 315,000 Slate Shingles Roof 3,130 4 $5000 to $10,000 Deductible 800 8 Fiber-Cement Siding No
1988 95,000 Shingles Roof 1,010 2 $2500-$5000 Deductible 360 12 Brick siding No
2008 125,000 Shingles Roof 1,460 2 $500 Deductible 200 4 Brick siding No
2007 150,000 Slate Shingles Roof 1,430 2 $2500-$5000 Deductible 420 10 Vinyl siding No
1942 400,000 Shingles Roof 3,320 4 $5000 to $10,000 Deductible 1270 12 Stucco siding No
1981 180,000 Tile Roof 1,720 2 $1000-$2500 Deductible 430 6 Fiber-Cement Siding yes
2012 230,000 Composition Roof 2,170 4 $1000-$2500 Deductible 350 6 Stucco siding No
1946 170,000 Slate Shingles Roof 1,680 4 $2500-$5000 Deductible 60 1 Wood siding yes
1947 245,000 Shingles Roof 2,800 4 > $10,000 Deductible 360 7 Vinyl siding No
1997 125,000 Composition Roof 1,120 2 $500 Deductible 90 2 Fiber-Cement Siding yes
2007 170,000 Tile Roof 1,430 2 $500- $1000 Deductible 360 7 Fiber-Cement Siding yes
1980 150,000 Wood Shake Roof 1,600 2 $500 Deductible 310 4 Stucco siding No
2014 265,000 Shingles Roof 2,590 4 $5000 to $10,000 Deductible 260 5 Brick siding No
1944 185,000 Tile Roof 1,520 2 $500 Deductible 90 1 Stone Siding No
2014 135,000 Tile Roof 1,460 2 $1000-$2500 Deductible 420 10 Vinyl siding No
1947 135,000 Membrane Roof 1,070 2 $2500-$5000 Deductible 170 4 Vinyl siding yes
1947 150,000 Slate Shingles Roof 1,620 2 $2500-$5000 Deductible 230 5 Fiber-Cement Siding No
1941 290,000 Composition Roof 2,940 4 > $10,000 Deductible 580 9 Brick siding No
2008 290,000 Membrane Roof 2,440 4 $2500-$5000 Deductible 360 4 Brick siding yes
1990 275,000 Slate Shingles Roof 2,810 4 $2500-$5000 Deductible 380 4 Vinyl siding No
2004 160,000 Wood Shake Roof 1,590 2 $500 Deductible 400 6 Vinyl siding yes
1990 235,000 Wood Shake Roof 2,090 3 $500 Deductible 840 8 Wood siding No
2004 195,000 Composition Roof 1,700 2 $500 Deductible 350 6 Brick siding yes
1988 280,000 Composition Roof 3,110 4 > $10,000 Deductible 380 9 Brick siding No
2013 195,000 Tile Roof 2,240 3 $5000 to $10,000 Deductible 260 8 Fiber-Cement Siding No
1995 145,000 Metal Roof 1,610 2 $1000-$2500 Deductible 430 10 Stone Siding No
2012 105,000 Membrane Roof 1,170 2 $2500-$5000 Deductible 80 2 Wood siding No
2014 185,000 Composition Roof 1,920 3 $500 Deductible 60 1 Brick siding No
1949 100,000 Tile Roof 920 2 $1000-$2500 Deductible 30 1 Stucco siding No
1994 260,000 Membrane Roof 2,590 4 $5000 to $10,000 Deductible 630 10 Fiber-Cement Siding No
2014 240,000 Wood Shake Roof 2,290 4 $5000 to $10,000 Deductible 690 10 Stone Siding yes
2005 155,000 Asphalt Shingles Roof 1,380 3 $2500-$5000 Deductible 430 10 Wood siding yes
1983 260,000 Metal Roof 2,120 3 $500- $1000 Deductible 740 9 Stucco siding yes
2012 205,000 Tile Roof 2,070 3 $500 Deductible 510 6 Fiber-Cement Siding yes