Belmont, MA homeowners insurance is roughly $971 to $1,322, about $80-$110/month. Our exhaustive analysis indicates shoppers can save as much as $458 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Belmont, MA | Homeowners Insurance Agency Near Belmont, MA | Address |
|---|---|---|
| Travelers | Haut Insurance Agency Inc | 80 CHESTNUT ST, ANDOVER, MA, 1810 |
| Travelers | Mcsweeney & Ricci Insurance | 812 CHIEF JUSTICE CUSHING HWY, COHASSET, MA, 2025 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Watertown Town city, Massachusetts | $162 | $216 | $324 |
| Arlington CDP, Massachusetts | $165 | $220 | $330 |
| Waltham city, Massachusetts | $161 | $215 | $323 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Belmont, MA | 3.0% | 9.6% |
| Watertown Town | 3.76% | 11.05% |
| Arlington | 3.6% | 10.64% |
| Waltham | 3.87% | 12.2% |
| Belmont Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 71 | 2.0% | $304 |
| $200 to $299 | 55 | 1.0% | $754 |
| $300 to $499 | 54 | 1.0% | $1204 |
| $500 to $749 | 141 | 4.0% | $1879 |
| $750 to $999 | 118 | 3.0% | $2629 |
| $1,000 to $1,499 | 934 | 27.0% | $3754 |
| $1,500 or more | 2,047 | 59.0% | $5404 |
| Streets in Belmont Area | Homeowners Insurance Cost |
|---|---|
| Richmond Rd, Jason Rd, Slade St, Rockmont Rd, Creeley Rd, Templeton Pkwy, Colonial Ter, Weber Rd, Unity Ave, Kilburn Rd | $1,163 |
| Lantern Rd, Jacob Rd, Audubon Ln, Springfield St, Thayer Rd, Woodfall Rd, Thingvalla Ave, Selwyn Rd, Spinney Ter, Marsh St | $1,211 |
| Belmont Cir, Westlund Rd, Hull St, Chilton St, Harriet Ave, Lawndale St, Beatrice Cir, Chenery Ter, Ripley Rd, White Ter | $1,092 |
| Hartley Rd, Winsor Ave, Plymouth Ave, Flanders Rd, Anis Rd, Leicester Rd, Langdon Ave, Mannix Cir, Frontage Rd, Eastport Rd | $1,106 |
| Bright Rd, Sandrick Rd, Village Hill Rd, Slade St, Preble Gardens, Country Club Ln, Van Ness Rd, Merrill Ave, Harriet Ave, Simmons Ave | $1,210 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Belmont | $171 to $174 |
| Watertown Town | $162 |
| Arlington | $165 |
| Waltham | $161 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $3,600 |
| Yearly Belmont Homeowner Insurance Premium Example | $5,600 | $5,100 |
| Out of Pocket Expense During Claim | $600 | $3,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $39,800 | $39,300 |
| Net Savings to Belmont Home Owner from High Deductible Plan | $500 | |
| Scenario | Belmont, MA Home Replacement Value MORE than Home Value | Belmont, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $756,500 | $576,000 |
| Insurance Premium based on Replacement Value | $5,375 | $4,100 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $93,500 | Risk Exposure from Under Insuring Coverage is $87,000 |
| Premium Impact | Insurance cheaper by $625/year | Insurance costlier by $650/year |
| Insurance Company | Allstate | State Farm | Chubb Group of Insurance |
| Monthly Premium | 360 | 222 | 317 |
| Year Built | 1960 | 1940 | 1949 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $400000-$500000 | $500000-$600000 | $700000-$800000 |
| Deductible | $500 Deductible | > $10,000 Deductible | > $10,000 Deductible |