Belmont Insurance Rates:

Belmont, CA homeowners insurance is nearly $601 to $816, about $50-$68/month. Our complete research reveals consumers can save as much as $283 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The website is easy to use to view policies, make payments, and make updates. everything conveniently laid out and user-friendly.
State Farm
I don't like how they process claims in any way. they just like to deny them and make your suffer.
Allstate
There isn't much I don't like. They have always been responsive to our calls and that is why we stay with them in spite of the rise in price.
Farmer's Insurance
The team is very friendly and fast to solve our problems.
Safeco Insurance
I had a claim last year for some water damage. Safeco's customer service was good. They treated me respectfully. The claim was handled efficiently and fairly.
Esurance
They answer the phone usually when you call. You can actually get to a human being. The problem I have is when they are not responsive to you, which is infrequent.
Farmer's Insurance
There's really nothing I don't like about this company. So far, they have satisfied my every need. Maybe someday they'll also offer me discounts! Maybe I'll ask them about that one of these days. Anyway, all in all, they're a pretty good company.

Belmont, CA Homeowners Insurance By Home Value

Belmont, CA Home Value Total Homes % of Total Average Belmont, CA Homeowners Insurance
Less than $50,000 25 8.0% $14
$70,000 to $79,999 18 5.0% $56
$100,000 to $124,999 33 10.0% $85
$125,000 to $149,999 10 3.0% $106
$150,000 to $174,999 15 4.0% $127
$200,000 to $249,999 97 31.0% $177
$250,000 to $299,999 18 5.0% $219
$300,000 to $399,999 88 28.0% $276

Top Home Insurance Agents Near Belmont, CA

Home Insurance Company Near Belmont, CA Homeowners Insurance Agency Near Belmont, CA Address
State Farm Cathy Pasut 1643 First Street, Livermore, CA, 94550-4370
Allstate Iwan Tunggal 26203 Production Ave Ste 12A, Hayward, CA, 94545
Travelers Minto & Wilkie Insurance 1235 4Th Street , San Rafael, CA, 94901
Allstate Myles B Harris Jr 1555 Riverlake Rd Ste D, Discovery Bay, CA, 94505
State Farm Wayne Forsell 390 Diablo Rd Ste 205, Danville, CA, 94526-3432

Cost Of Homeowners Insurance By Street Near Belmont, CA

Streets in Belmont Area Homeowners Insurance Cost
Monserat Ave, Fairfield Dr, Tahoe Dr, Thurm Ave, Cornish Way, Trillium Ln, Tanklage Rd, Oak Ct, Vannier Dr, Waltham Cross St$707
Valdez Ave, Antique Forest Ln, Talbryn Dr, Wakefield Dr, Escondido Way, Highlands Ct, Sussex Ct, Dionne Ct, Hiking Trl, Irwin St$714
Inverness Dr, Briarfield Way, Villa Ave, Skymont Dr, 349, Haskins Dr, Meadow Park Cir, St James Rd, Heritage Ct, Semeria Ave$711
Cliffside Ct, Pine Knoll Dr, Hillcrest Dr, Loma Vista Ln, Bing St, Kittie Ln, Monroe Ave, Reposo Way, Somerset Ct, Malabar Ct$710
McCue Ave, Elmer St, Wooster Ave, Cipriani Blvd, Monte Cresta Dr, Rinconada Cir, Sem Ln, Folger Dr, Sterling View St, South Rd$666

Belmont, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belmont$105 to $108
San Carlos$107
Highlands-Baywood Park$109
San Mateo$106

Belmont, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Carlos city, California $107 $143 $215
Highlands-Baywood Park CDP, California $109 $145 $218
San Mateo CCD, San Mateo County, California $106 $141 $212

Belmont, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belmont, CA1.6%11.6%
San Carlos1.59%10.31%
Highlands-Baywood Park1.51%10.0%
San Mateo1.65%9.52%

Belmont Renters Insurance as a Percentage of Rent

Belmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 46 1.0% $1191
$500 to $749 64 1.0% $1866
$750 to $999 201 4.0% $2616
$1,000 to $1,499 1,735 42.0% $3741
$1,500 or more 1,991 49.0% $5391

Average Cost Of Home Insurance By Company In Areas Nearby Belmont For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
300000500NewTravelers403
4000001000NewMercury Ins Group400
4000001000NewStillwater Ins Co434
4000001000NewTokio Marine America310
5000001000NewAAA (Interinsurance Exchange)783
5000001000NewChubb/Federal1771
7500002500NewHomesite1258
7500002500NewHorace Mann1239
7500002500NewKemper812
1500002501-3 YearsCSAA Ins Exch479
1500005001-3 YearsHomesite555
2500005001-3 YearsUSAA536
3000005001-3 YearsIDS Property Casualty534
3000005001-3 YearsLiberty Ins Corp580
40000010001-3 YearsHartford (Sentinel)626
40000010001-3 YearsSafeco686
2000005004-6 YearsTokio Marine America171
25000010004-6 YearsUnigard Group515
50000010004-6 YearsHomesite1110
50000025004-6 YearsKemper717
75000025004-6 YearsEncompass1378
75000025004-6 YearsFarmers (Fire Ins)1681
1500002507-15 YearsAmerican Security649

Belmont, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Belmont Homeowner Insurance Premium Example $2,800$2,200
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,900$22,100
Net Savings to Belmont Home Owner from High Deductible Plan $1,800

Belmont, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belmont, CA Home Replacement Value MORE than Home Value Belmont, CA Home Replacement Value LESS than Home Value
Replacement Value $1,063,000 $693,500
Insurance Premium based on Replacement Value $3,075 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $231,000 Risk Exposure from Under Insuring Coverage is $138,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $675/year

Example Belmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 17880195
Year Built 196419761986
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $600000-$700000$250000-$300000More than 10000000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Belmont, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 585,000 Slate Shingles Roof 1,690 3 $500 Deductible 730 5 Stone Siding yes
1971 735,000 Metal Roof 1,520 2 $5000 to $10,000 Deductible 990 9 Stone Siding No
1977 500,000 Slate Shingles Roof 1,340 2 $500- $1000 Deductible 1010 10 Vinyl siding No
1976 635,000 Tile Roof 1,630 2 > $10,000 Deductible 410 5 Wood siding yes
1980 840,000 Wood Shake Roof 1,880 5 $500 Deductible 200 1 Stone Siding No
1984 610,000 Asphalt Shingles Roof 1,650 4 $500 Deductible 950 5 Stone Siding yes
1980 555,000 Tile Roof 1,570 5 $1000-$2500 Deductible 1320 12 Stone Siding No
1989 440,000 Slate Shingles Roof 1,190 2 $500- $1000 Deductible 80 1 Wood siding No
1970 1,405,000 Wood Shake Roof 3,240 4 $2500-$5000 Deductible 1120 6 Stone Siding No
1987 535,000 Asphalt Shingles Roof 1,340 2 $2500-$5000 Deductible 1300 12 Fiber-Cement Siding No
1961 1,025,000 Shingles Roof 2,240 3 $2500-$5000 Deductible 1200 7 Stucco siding yes
1980 440,000 Shingles Roof 1,180 2 > $10,000 Deductible 390 7 Stucco siding No
1962 430,000 Metal Roof 1,110 2 $5000 to $10,000 Deductible 840 10 Stone Siding yes
1962 715,000 Membrane Roof 1,820 5 $5000 to $10,000 Deductible 1160 12 Fiber-Cement Siding yes
1989 1,000,000 Slate Shingles Roof 2,110 4 > $10,000 Deductible 260 2 Brick siding No
1981 530,000 Asphalt Shingles Roof 1,160 2 $2500-$5000 Deductible 640 6 Stone Siding yes
1963 560,000 Composition Roof 1,730 4 > $10,000 Deductible 320 4 Stone Siding yes
1962 595,000 Asphalt Shingles Roof 1,820 4 > $10,000 Deductible 680 9 Vinyl siding yes
1986 965,000 Asphalt Shingles Roof 2,100 5 $1000-$2500 Deductible 1170 5 Stucco siding yes
1970 1,870,000 Tile Roof 4,810 5 $2500-$5000 Deductible 2030 12 Stucco siding yes
1970 775,000 Membrane Roof 1,980 5 > $10,000 Deductible 760 6 Wood siding No
1980 700,000 Composition Roof 2,070 3 > $10,000 Deductible 1150 9 Stone Siding yes
1980 1,315,000 Metal Roof 2,790 5 $2500-$5000 Deductible 710 4 Vinyl siding No
1967 945,000 Shingles Roof 2,110 3 $5000 to $10,000 Deductible 220 2 Vinyl siding No
1974 1,640,000 Shingles Roof 3,800 5 $500- $1000 Deductible 1530 8 Brick siding No
1972 1,565,000 Membrane Roof 3,720 5 > $10,000 Deductible 1470 10 Stone Siding No
1979 580,000 Wood Shake Roof 1,630 3 $500- $1000 Deductible 1120 8 Stucco siding No
1972 630,000 Metal Roof 1,840 3 $5000 to $10,000 Deductible 990 8 Vinyl siding yes
1970 725,000 Composition Roof 1,830 4 $2500-$5000 Deductible 1130 7 Stucco siding No
1965 830,000 Composition Roof 1,830 4 $500- $1000 Deductible 940 4 Stucco siding yes
1969 800,000 Metal Roof 2,160 3 $2500-$5000 Deductible 310 3 Fiber-Cement Siding yes
1966 930,000 Asphalt Shingles Roof 2,760 5 $500- $1000 Deductible 1090 4 Brick siding yes
1962 400,000 Asphalt Shingles Roof 1,010 2 $500 Deductible 1120 12 Stucco siding yes
1988 490,000 Metal Roof 1,290 2 $2500-$5000 Deductible 810 7 Wood siding No