Bellwood Insurance Rates:

Bellwood, IL homeowners insurance is nearly $646 to $879, about $53-$73/month. Our all inclusive analysis indicates shoppers can save as much as $304 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate is a good insurance company and they can help you prevent your rate from increasing due to claims but the additional living expenses coverage is capped at 10%.
Travelers
Lot's of paperwork! after signing up for home insurance required lots of extra document from me, homeowners association and so on in order to verify simple things that should have been done over the phone.
Progressive
I like being recognized because i use this policy and it seems very trendy with a cute and stylish ad campaign so i like the association.
Erie Insurance
They're not so good about customer service. If I have questions it usually takes more than 2 business days to get a response from my agent. I remember being concerned about our sewage stack and wanting to make sure that our insurance would cover it if anything were to go wrong with it. I called and spoke to an agent and he said they have no coverage like that. I was really confused. Now after looking at their website, I see that they cover sewer protection, so I was given wrong information.
Erie Insurance
The rates seem extremely high for only 1 claim in 14 years. I have started shopping around and am finding rates much lower.
Meemic Insurance
The website is sort of basic and you don't get a whole lot of info off there but I find that I rarely need it.
State Farm
I like that it is easy to use and simple and quick to contact a representative when needed. Everything on the website is where it is expected to be.

Bellwood, IL Homeowners Insurance By Home Value

Bellwood, IL Home Value Total Homes % of Total Average Bellwood, IL Homeowners Insurance
Less than $50,000 152 3.0% $114
$70,000 to $79,999 118 2.0% $342
$80,000 to $89,999 175 3.0% $388
$90,000 to $99,999 100 2.0% $434
$100,000 to $124,999 614 13.0% $510
$125,000 to $149,999 616 13.0% $632
$150,000 to $174,999 701 15.0% $754
$175,000 to $199,999 674 15.0% $868
$200,000 to $249,999 777 17.0% $1043
$250,000 to $299,999 313 6.0% $1272
$300,000 to $399,999 161 3.0% $1623

Top Home Insurance Agents Near Bellwood, IL

Home Insurance Company Near Bellwood, IL Homeowners Insurance Agency Near Bellwood, IL Address
NA D & D Insurance Agency Inc 2115 W Ave #1, Chicago, IL, 60622
State Farm Carl Laponte 3507 Maple Ave, Brookfield, IL, 60513-1249
Liberty Mutual Independent Connor & Gallagher Ins. Services, Inc. 4933 LINCOLN AVE, LISLE, IL, 60532
Farmers Scott Johnson 100 N Atkinson Rd Ste 112b, Grayslake, IL, 60030
State Farm Steve Roth 1163 N Green Bay Rd, Waukegan, IL, 60085-2243

Cost Of Homeowners Insurance By Street Near Bellwood, IL

Streets in Bellwood Area Homeowners Insurance Cost
Raymond Dr, 47th Ave, Georgina Ln, Marshall Ave, N Lee Blvd, 29th Ave, 30th Ave, Englewood Ave, Idlewild Ln, Taft Ave$779
Laverne Ave, 31st Ave, Maywood Dr, Sunnyside Dr, 49th Ave, N Laverne Ave, Jerele Ave, N Rohde Ave, S Maywood Dr, N Jackson Blvd$779
N Taft Ave, Buckthorne Ln, Zuelke Dr, Litt Dr, Marshall Ave, 31st Ave, Bohland Ave, Cernan Dr, Marik Dr, Twining Ave$787
48th Ave, N Irving Ave, Lee Blvd, Vanna Ct, Fenwood Ln, 28th Ave, Darmstadt Rd, Craig Pl, Clayton Ave, Miami Rd$779
Davis Dr, Iroquois Rd, St Charles Pl, 52nd Ave, Frederick Ave, Marshall Ct, Frederick Ave, Glos St, Mueller Dr, Broadview Ave$764

Bellwood, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bellwood$113 to $116
Proviso$118
Stone Park$114
Hillside$117

Bellwood, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Proviso township, Cook County, Illinois $118 $157 $236
Stone Park village, Illinois $115 $153 $230
Maywood village, Illinois $114 $152 $228

Bellwood, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bellwood, IL3.8%10.3%
Proviso3.6%10.49%
Stone Park3.5%9.54%
Maywood3.62%9.34%

Bellwood Renters Insurance as a Percentage of Rent

Bellwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 1.0% $788
$300 to $499 18 1.0% $1238
$500 to $749 281 19.0% $1913
$750 to $999 505 35.0% $2663
$1,000 to $1,499 497 34.0% $3788
$1,500 or more 115 7.0% $5438

Bellwood, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Bellwood Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$9,200
Net Savings to Bellwood Home Owner from High Deductible Plan $800

Bellwood, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bellwood, IL Home Replacement Value MORE than Home Value Bellwood, IL Home Replacement Value LESS than Home Value
Replacement Value $187,500 $124,000
Insurance Premium based on Replacement Value $925 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Bellwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmLiberty Mutual
Monthly Premium 4559122
Year Built 196019711942
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$125000-$150000$350000-$400000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bellwood, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 165,000 Shingles Roof 1,480 3 $500- $1000 Deductible 100 2 Stucco siding No
1942 200,000 Wood Shake Roof 2,330 4 $500- $1000 Deductible 90 1 Brick siding yes
1955 150,000 Metal Roof 1,370 3 $1000-$2500 Deductible 170 3 Brick siding yes
1971 195,000 Wood Shake Roof 2,210 4 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1942 320,000 Asphalt Shingles Roof 2,870 5 $500 Deductible 650 5 Stucco siding No
1951 210,000 Shingles Roof 2,460 4 $500 Deductible 390 5 Fiber-Cement Siding No
1961 140,000 Slate Shingles Roof 1,400 3 $1000-$2500 Deductible 470 12 Vinyl siding yes
1964 215,000 Metal Roof 2,540 4 > $10,000 Deductible 50 1 Wood siding yes
1969 190,000 Slate Shingles Roof 1,840 4 $1000-$2500 Deductible 170 2 Stone Siding yes
1957 220,000 Slate Shingles Roof 2,130 4 $2500-$5000 Deductible 310 5 Stucco siding yes
1957 260,000 Composition Roof 2,470 4 $500- $1000 Deductible 490 6 Stone Siding No
1977 115,000 Wood Shake Roof 1,270 3 $1000-$2500 Deductible 60 1 Stone Siding yes
1972 170,000 Slate Shingles Roof 1,950 5 $500- $1000 Deductible 380 5 Brick siding yes
1943 195,000 Slate Shingles Roof 2,180 4 $1000-$2500 Deductible 420 6 Stucco siding yes
1952 420,000 Asphalt Shingles Roof 3,750 5 $2500-$5000 Deductible 1990 12 Stone Siding yes
1941 250,000 Asphalt Shingles Roof 2,160 4 $500- $1000 Deductible 170 2 Brick siding yes
1953 145,000 Composition Roof 1,660 3 $1000-$2500 Deductible 150 3 Brick siding No
1944 255,000 Shingles Roof 2,320 4 $5000 to $10,000 Deductible 600 9 Brick siding yes
1947 130,000 Wood Shake Roof 1,600 3 $1000-$2500 Deductible 500 10 Vinyl siding No
1962 150,000 Slate Shingles Roof 1,600 3 $500 Deductible 520 8 Stucco siding yes