Bellingham Insurance Rates:

Bellingham, MA homeowners insurance is nearly $879 to $1,193, about $73-$99/month. Our extensive analysis shows customers can save as much as $414 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bellingham, MA Homeowners Insurance By Home Value

Bellingham, MA Home Value Total Homes % of Total Average Bellingham, MA Homeowners Insurance
Less than $50,000 105 2.0% $82
$125,000 to $149,999 58 1.0% $497
$150,000 to $174,999 134 2.0% $590
$175,000 to $199,999 238 5.0% $683
$200,000 to $249,999 1,105 24.0% $818
$250,000 to $299,999 1,341 29.0% $1004
$300,000 to $399,999 1,444 32.0% $1274

Top Home Insurance Agents Near Bellingham, MA

Home Insurance Company Near Bellingham, MA Homeowners Insurance Agency Near Bellingham, MA Address
NA H H Warren Insurance Agency Inc 22 Gleasondale Road, Stow, MA, 1775
NA Kirkiles & Associates Commercial Insurance Brokerage, Llc 273 River St, Norwell, MA, 2061
Allstate David R Costa 1054 Reservoir Ave, Cranston, RI, 2910
Liberty Mutual Independent Halstead Insurance Agency Inc 11 Electric Avenue, Fitchburg, MA, 1420
Travelers Thomas A St Jean 484 LOWELL ST STE 1-C, PEABODY, MA, 1960

Cost Of Homeowners Insurance By Street Near Bellingham, MA

Streets in Bellingham Area Homeowners Insurance Cost
Adam St, Riverbank Ave, Mary St, Paine St, Richard Ave, Elbow St, Morrison St, Chamberlain Rd, Depot Ct, Candace Dr$1,037
S Park St, Locust St, Salisbury St, Valleyview Rd, Clarence Rd, Wrentham St, Apache Rd, Pulaski Blvd, Bucky Dr, Roberta Ln$1,040
Carryville Xing, Tropeano Ct, Sunset Ct, Rita Ln, Dube St, Autumn St, Deer Run Rd, Pine Grove Ave, Lizotte Dr, Victor St$1,035
Roger Belanger Dr, Jamie Dr, Hartford Ave, Carrier St, Phillip Dr, Canale Dr, Andrew St, Temi Rd, Rhodes Way, Scott Hill Blvd$1,029
Dube Ave, Squire Ln, Suffolk St, Muron Ave, Potter Cir, Moody St, Trenton St, Fairway Dr, Chase St, Roy St$1,038

Bellingham, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bellingham$155 to $157
Franklin Town$160
Mendon$159
Blackstone$155

Bellingham, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franklin Town city, Massachusetts $160 $213 $320
Mendon town, Worcester County, Massachusetts $160 $213 $320
Blackstone town, Worcester County, Massachusetts $155 $206 $309

Bellingham, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bellingham, MA4.3%14.1%
Franklin Town3.77%12.73%
Mendon4.3%11.02%
Blackstone4.06%14.31%

Bellingham Renters Insurance as a Percentage of Rent

Bellingham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $358
$300 to $499 49 5.0% $1258
$500 to $749 59 6.0% $1933
$750 to $999 98 10.0% $2683
$1,000 to $1,499 521 55.0% $3808
$1,500 or more 200 21.0% $5458

Bellingham, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Bellingham Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,700$15,700
Net Savings to Bellingham Home Owner from High Deductible Plan $1,000

Bellingham, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bellingham, MA Home Replacement Value MORE than Home Value Bellingham, MA Home Replacement Value LESS than Home Value
Replacement Value $312,000 $202,500
Insurance Premium based on Replacement Value $2,975 $1,925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,000 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $675/year

Example Bellingham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualAllstate
Monthly Premium 109243111
Year Built 201219841994
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$400000-$500000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bellingham, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 310,000 Slate Shingles Roof 1,880 4 > $10,000 Deductible 1070 9 Wood siding yes
1989 190,000 Asphalt Shingles Roof 1,590 5 $1000-$2500 Deductible 1500 12 Fiber-Cement Siding yes
2009 220,000 Membrane Roof 1,680 4 > $10,000 Deductible 300 5 Fiber-Cement Siding yes
2007 255,000 Wood Shake Roof 1,500 5 > $10,000 Deductible 1080 12 Stucco siding No
2012 170,000 Tile Roof 1,340 3 $1000-$2500 Deductible 1280 12 Brick siding yes
1987 355,000 Tile Roof 2,460 5 $500 Deductible 210 1 Stone Siding yes
2014 320,000 Wood Shake Roof 2,580 4 > $10,000 Deductible 380 3 Fiber-Cement Siding No
1995 555,000 Wood Shake Roof 3,840 5 $1000-$2500 Deductible 690 2 Fiber-Cement Siding No
1983 325,000 Tile Roof 1,880 5 $500- $1000 Deductible 1880 12 Vinyl siding No
2010 390,000 Membrane Roof 2,840 4 $2500-$5000 Deductible 1530 9 Stucco siding yes
2010 345,000 Slate Shingles Roof 2,610 4 $2500-$5000 Deductible 1130 9 Wood siding No
2004 315,000 Composition Roof 2,020 5 $500 Deductible 510 2 Stone Siding No
1985 260,000 Wood Shake Roof 2,080 3 $500 Deductible 300 2 Stone Siding No
1964 260,000 Membrane Roof 1,990 3 $5000 to $10,000 Deductible 150 1 Stone Siding yes
1985 330,000 Metal Roof 1,980 3 $2500-$5000 Deductible 290 2 Wood siding No
1968 435,000 Tile Roof 2,760 5 $1000-$2500 Deductible 240 1 Stucco siding yes
1977 540,000 Metal Roof 3,870 5 $500 Deductible 1700 5 Wood siding yes
2001 330,000 Slate Shingles Roof 1,920 4 $1000-$2500 Deductible 1300 8 Wood siding No
2012 545,000 Composition Roof 3,290 4 $1000-$2500 Deductible 730 2 Brick siding No
1981 345,000 Slate Shingles Roof 2,140 5 $2500-$5000 Deductible 1170 9 Stone Siding No
2010 355,000 Composition Roof 2,550 4 $500- $1000 Deductible 2470 12 Stucco siding No
1971 525,000 Composition Roof 3,250 4 $500 Deductible 2080 7 Wood siding yes
2013 305,000 Wood Shake Roof 2,120 5 $500- $1000 Deductible 210 1 Vinyl siding No
1976 225,000 Membrane Roof 1,780 5 $2500-$5000 Deductible 100 1 Fiber-Cement Siding No
2011 380,000 Composition Roof 2,930 5 $5000 to $10,000 Deductible 860 5 Stucco siding No
1967 435,000 Slate Shingles Roof 2,790 4 $2500-$5000 Deductible 2330 12 Fiber-Cement Siding yes
1989 435,000 Composition Roof 2,690 4 $2500-$5000 Deductible 1530 9 Stucco siding yes
2006 725,000 Tile Roof 4,540 5 $5000 to $10,000 Deductible 1100 4 Wood siding No
1984 585,000 Shingles Roof 4,390 5 $500 Deductible 2520 5 Wood siding yes
1992 190,000 Tile Roof 1,310 3 $500 Deductible 450 4 Vinyl siding yes
1994 660,000 Wood Shake Roof 4,090 5 $1000-$2500 Deductible 1650 6 Stucco siding No
1965 280,000 Asphalt Shingles Roof 1,780 4 > $10,000 Deductible 110 1 Stone Siding No
1987 235,000 Asphalt Shingles Roof 1,730 3 > $10,000 Deductible 740 7 Stone Siding No
1978 250,000 Slate Shingles Roof 1,920 4 $1000-$2500 Deductible 1990 12 Stone Siding No