Bellingham, MA homeowners insurance is nearly $879 to $1,193, about $73-$99/month. Our extensive analysis shows customers can save as much as $414 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bellingham, MA | Homeowners Insurance Agency Near Bellingham, MA | Address |
|---|---|---|
| Travelers | Thomas A St Jean | 484 LOWELL ST STE 1-C, PEABODY, MA, 1960 |
| Allstate | David R Costa | 1054 Reservoir Ave, Cranston, RI, 2910 |
| Liberty Mutual Independent | Halstead Insurance Agency Inc | 11 Electric Avenue, Fitchburg, MA, 1420 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Franklin Town city, Massachusetts | $160 | $213 | $320 |
| Mendon town, Worcester County, Massachusetts | $160 | $213 | $320 |
| Blackstone town, Worcester County, Massachusetts | $155 | $206 | $309 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bellingham, MA | 4.3% | 14.1% |
| Franklin Town | 3.77% | 12.73% |
| Mendon | 4.3% | 11.02% |
| Blackstone | 4.06% | 14.31% |
| Bellingham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 12 | 1.0% | $358 |
| $300 to $499 | 49 | 5.0% | $1258 |
| $500 to $749 | 59 | 6.0% | $1933 |
| $750 to $999 | 98 | 10.0% | $2683 |
| $1,000 to $1,499 | 521 | 55.0% | $3808 |
| $1,500 or more | 200 | 21.0% | $5458 |
| Streets in Bellingham Area | Homeowners Insurance Cost |
|---|---|
| Adam St, Riverbank Ave, Mary St, Paine St, Richard Ave, Elbow St, Morrison St, Chamberlain Rd, Depot Ct, Candace Dr | $1,037 |
| S Park St, Locust St, Salisbury St, Valleyview Rd, Clarence Rd, Wrentham St, Apache Rd, Pulaski Blvd, Bucky Dr, Roberta Ln | $1,040 |
| Carryville Xing, Tropeano Ct, Sunset Ct, Rita Ln, Dube St, Autumn St, Deer Run Rd, Pine Grove Ave, Lizotte Dr, Victor St | $1,035 |
| Roger Belanger Dr, Jamie Dr, Hartford Ave, Carrier St, Phillip Dr, Canale Dr, Andrew St, Temi Rd, Rhodes Way, Scott Hill Blvd | $1,029 |
| Dube Ave, Squire Ln, Suffolk St, Muron Ave, Potter Cir, Moody St, Trenton St, Fairway Dr, Chase St, Roy St | $1,038 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bellingham | $155 to $157 |
| Franklin Town | $160 |
| Mendon | $159 |
| Blackstone | $155 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $2,500 |
| Yearly Bellingham Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $500 | $2,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $16,700 | $15,700 |
| Net Savings to Bellingham Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Bellingham, MA Home Replacement Value MORE than Home Value | Bellingham, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $312,000 | $202,500 |
| Insurance Premium based on Replacement Value | $2,975 | $1,925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $71,000 | Risk Exposure from Under Insuring Coverage is $38,500 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $675/year |
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Allstate |
| Monthly Premium | 109 | 243 | 111 |
| Year Built | 2012 | 1984 | 1994 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $400000-$500000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $1000-$2500 Deductible |