Bellevue Insurance Rates:

Bellevue, KY homeowners insurance is about $646 to $878, about $53-$73/month. Our comprehensive research shows customers can save as much as $304 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bellevue, KY Homeowners Insurance By Home Value

Bellevue, KY Home Value Total Homes % of Total Average Bellevue, KY Homeowners Insurance
Less than $50,000 153 8.0% $160
$50,000 to $59,999 53 2.0% $350
$60,000 to $69,999 21 1.0% $434
$70,000 to $79,999 85 4.0% $495
$80,000 to $89,999 198 10.0% $563
$90,000 to $99,999 188 10.0% $632
$100,000 to $124,999 509 27.0% $731
$125,000 to $149,999 354 18.0% $914
$150,000 to $174,999 96 5.0% $1082
$200,000 to $249,999 134 7.0% $1508
$300,000 to $399,999 53 2.0% $2339

Top Home Insurance Agents Near Bellevue, KY

Home Insurance Company Near Bellevue, KY Homeowners Insurance Agency Near Bellevue, KY Address
NA Baker Insurance Agency 7531 Bridegetown Road , Cincinnati, OH, 45248
State Farm Joe Dalbey 20 North Grand Avenue, Fort Thomas, KY, 41075-1755
State Farm Mark Smith 1206 Highland Avenue, Carrollton, KY, 41008-0323
State Farm Pam Damewood 1077 State Route 28 Ste 207, Milford, OH, 45150-4000
Liberty Mutual Independent William E Stephens Ins 31 PARK AVE, DAYTON, OH, 45419

Cost Of Homeowners Insurance By Street Near Bellevue, KY

Streets in Bellevue Area Homeowners Insurance Cost
Prospect St, Picketts Charge St, Lincoln Rd, 3rd St, Carrington Pt, Carrington Ct, Budde Ct, Little Round Top Rd, Clark St, Landmark Dr$803
E Southgate St, Devon Ln, Meadow Ln, Beech St, Lafayette Ave, Wilson Rd, Anspaugh Ave, Rossford Run, Nob Hill Dr, Sunset Ave$764
Rio Vista Dr, Dixie Pl, Beechwood Pl, 7th Ave, Covert Pl, W Southgate Ave, Lynn Dr, Cassidy Ave, Wedgewood Circle Dr, Overton St$802
Majestic Dr, Carroll Mayo Ct, Loraine Ct, Orchard Ln, Central, Nelson Pl, E Southgate Ave, Porters Ln, Picketts Charge, Foote Ave$797
Azalea Ter, Gettysburg Square Rd, Dayton Ave, James Ave, Putnam St, Mount Pleasant Ln, Capri Dr, Woodland Pl, Forest Ln, N Montrose Ave$795

Bellevue, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bellevue$113 to $116
Woodlawn$114
Dayton$112
Fort Thomas$120

Bellevue, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodlawn city, Kentucky $96 $127 $191
Dayton city, Kentucky $94 $125 $187
Newport city, Kentucky $95 $127 $190

Bellevue, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bellevue, KY5.9%14.5%
Woodlawn5.54%16.62%
Dayton6.45%15.53%
Newport5.43%13.86%

Bellevue Renters Insurance as a Percentage of Rent

Bellevue Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 8 1.0% $347
$200 to $299 24 4.0% $797
$300 to $499 175 32.0% $1247
$500 to $749 138 25.0% $1922
$750 to $999 174 31.0% $2672
$1,000 to $1,499 25 4.0% $3797

Average Cost Of Home Insurance By Company In Areas Nearby Bellevue For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
250,000 Masonry 9 years Aegis Security Insurance Company 0
125,000 Frame 29 years Travelers Home And Marine Insurance Company (The) 434
150,000 Brick Veneer 19 years Associated Indemnity Corporation 1,060
125,000 Frame 29 years Central Mutual Insurance Company 668
150,000 Brick Veneer 19 years Esurance Insurance Company 812
150,000 Brick Veneer 19 years Guideone Mutual Insurance Company 749
150,000 Brick Veneer 19 years Merastar Insurance Company 636
250,000 Masonry 9 years Nationwide Mutual Fire Insurance Company 993
150,000 Brick Veneer 19 years Praetorian Insurance Company 626
250,000 Masonry 9 years State Auto Property & Casualty Insurance Company 1,363

Bellevue, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Bellevue Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Bellevue Home Owner from High Deductible Plan $600

Bellevue, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bellevue, KY Home Replacement Value MORE than Home Value Bellevue, KY Home Replacement Value LESS than Home Value
Replacement Value $238,000 $136,500
Insurance Premium based on Replacement Value $1,225 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example Bellevue Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceFarmers Insurance
Monthly Premium 433736
Year Built 195519431958
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$100000-$125000$150000-$175000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Bellevue, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 90,000 Membrane Roof 1,150 2 $1000-$2500 Deductible 140 6 Vinyl siding yes
1951 245,000 Shingles Roof 2,680 4 $500- $1000 Deductible 950 8 Stone Siding yes
1958 155,000 Slate Shingles Roof 1,860 3 $5000 to $10,000 Deductible 300 8 Fiber-Cement Siding yes
1956 110,000 Membrane Roof 1,490 3 $2500-$5000 Deductible 320 10 Stucco siding No
1949 110,000 Composition Roof 1,780 3 $2500-$5000 Deductible 170 4 Stone Siding yes
1957 165,000 Tile Roof 1,850 3 $5000 to $10,000 Deductible 550 12 Wood siding yes
1941 90,000 Asphalt Shingles Roof 1,120 2 $2500-$5000 Deductible 160 4 Brick siding No
1942 155,000 Composition Roof 2,510 4 $5000 to $10,000 Deductible 520 12 Stucco siding No
1955 145,000 Composition Roof 2,410 4 $1000-$2500 Deductible 310 8 Fiber-Cement Siding No
1944 95,000 Composition Roof 1,070 2 $2500-$5000 Deductible 180 5 Vinyl siding yes
1953 195,000 Membrane Roof 2,200 3 $1000-$2500 Deductible 530 7 Brick siding yes
1945 165,000 Membrane Roof 1,790 3 $500 Deductible 530 9 Stone Siding yes
1943 115,000 Composition Roof 1,760 2 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1950 175,000 Shingles Roof 2,650 4 $5000 to $10,000 Deductible 110 2 Wood siding yes
1952 145,000 Tile Roof 1,660 3 $500 Deductible 510 8 Brick siding No
1949 145,000 Membrane Roof 1,680 2 $1000-$2500 Deductible 430 10 Vinyl siding No
1955 120,000 Wood Shake Roof 1,680 3 $500- $1000 Deductible 130 3 Fiber-Cement Siding No
1941 235,000 Membrane Roof 3,140 4 $500- $1000 Deductible 280 4 Stucco siding No
1947 70,000 Slate Shingles Roof 1,060 2 $500 Deductible 180 8 Fiber-Cement Siding yes
1945 225,000 Tile Roof 2,650 4 $1000-$2500 Deductible 360 3 Brick siding yes
1942 165,000 Slate Shingles Roof 1,830 3 $1000-$2500 Deductible 620 10 Stone Siding yes
1941 110,000 Slate Shingles Roof 1,290 2 $500 Deductible 80 2 Brick siding No
1945 75,000 Tile Roof 910 2 $2500-$5000 Deductible 130 5 Vinyl siding No
1950 75,000 Shingles Roof 1,030 2 $500 Deductible 130 3 Stone Siding yes
1959 125,000 Membrane Roof 1,700 3 $500- $1000 Deductible 250 5 Vinyl siding No
1949 105,000 Composition Roof 1,690 2 $500- $1000 Deductible 40 1 Vinyl siding No
1946 120,000 Tile Roof 1,730 4 $1000-$2500 Deductible 40 1 Brick siding yes
1954 145,000 Wood Shake Roof 1,830 3 $1000-$2500 Deductible 310 6 Vinyl siding yes
1958 80,000 Wood Shake Roof 1,180 2 $2500-$5000 Deductible 130 7 Fiber-Cement Siding yes
1945 230,000 Composition Roof 3,120 4 $2500-$5000 Deductible 580 8 Stucco siding No
1952 105,000 Asphalt Shingles Roof 1,700 2 $500- $1000 Deductible 110 3 Wood siding No