Belleville Insurance Rates:

Belleville, NJ homeowners insurance is roughly $721 to $980, about $60-$81/month. Our detailed guide reveals consumers can save upto $340 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Geico is a very good company because they have great rates and very good customer service.
Liberty Mutual
The policy premium is competitive. however, i am tired of seeing increased premiums. when i call to ask why the answer they are trained to give is always, "we had a statewide increase." in a rude way
Amica Mutual Insurance
I like the fact that you can pay, & see the bill online. it's easy to see the policies.
State Farm
I think state farm may be expensive compared to other companies. Specifically, on my home insurance, I keep seeing the premium increase substantially each year (including my previous home insured with them). I have thought several times about getting a quote from a competitor to see the cost difference.
Aaa
Website GUI is cool but it will not when we are in emergency need of accessing it and it mostly won't work during month end and month start
Horace Mann Educators Corporation
I have no dislikes about state farm insurance company and I plan to use them for many years to come
Aaa
I'm not really sure how to compare, because I signed up via a promotion they have, so without in the same context (the promotion) I couldn't really compare, but I chose state farm because a friend suggested, and she got the promotion too (in fact, it was one of those refer a friend scheme)
Allstate
Allstate has been a decent insurance company so far. The service is pretty good and their rates are fair as well.

Belleville, NJ Homeowners Insurance By Home Value

Belleville, NJ Home Value Total Homes % of Total Average Belleville, NJ Homeowners Insurance
$100,000 to $124,999 75 1.0% $297
$125,000 to $149,999 334 5.0% $374
$150,000 to $174,999 312 4.0% $450
$175,000 to $199,999 270 4.0% $518
$200,000 to $249,999 785 12.0% $620
$250,000 to $299,999 1,521 23.0% $756
$300,000 to $399,999 2,981 46.0% $969

Top Home Insurance Agents Near Belleville, NJ

Home Insurance Company Near Belleville, NJ Homeowners Insurance Agency Near Belleville, NJ Address
NA Teitelbaum Insurance Brokerage, Inc. 863 47Th St Brooklyn, NYC, NY, 11220
State Farm John Buck Kerlin Clu, Lutcf, Chfc 134 Nassau Street, Princeton, NJ, 08542-7014
Allstate John Daniggelis 1969 Jericho Tpke, East Northport, NY, 11731
State Farm Scott Klar 64 Route 79, Matawan, NJ, 07747-3382
Allstate Yuanxiong Lin 683 51st St Apt 1C, Brooklyn, NY, 11220

Cost Of Homeowners Insurance By Street Near Belleville, NJ

Streets in Belleville Area Homeowners Insurance Cost
Gless Ave, Van Reyper Pl, Liberty Ave, Perry St, Kathryn St, Quinton St, Church Ter, Fairway Ct, Greylock Pkwy, Beverly Ct$862
Naples Ave, Berton Pl, Cedar Hill Ave, Lavergne St, Howard Pl, Belle Oaks la, Kimball St, Lincoln Ter, Arthur Ave, Clearman Pl$862
Bernice Rd, Hunkele St, Eugene Pl, Carmer Ave, Mertz Ave, Raymond St, Nolton St, Acme St, Cortlandt St, May St$845
Bridge St, Rutan Rd, Audrey Ct, King St, Harvard Pl, Rocco St, Prospect Pl, Lloyd Pl, Division Ave, Garden Ave$846
Garden Ave, Melwex St, Union Ter, Mitchell St, Louise Ct, Meacham Ave, Springer St, Maioran Pl, Carolyn Rd, Rutgers Ct$851

Belleville, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belleville$127 to $129
Silver Lake$125
Bloomfield$129
Nutley$131

Belleville, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Silver Lake CDP (Essex County), New Jersey $105 $139 $209
Bloomfield township, Essex County, New Jersey $108 $143 $215
Nutley township, Essex County, New Jersey $109 $145 $218

Belleville, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belleville, NJ2.8%7.1%
Silver Lake3.8%7.18%
Bloomfield2.63%7.18%
Nutley2.48%7.28%

Belleville Renters Insurance as a Percentage of Rent

Belleville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 73 1.0% $783
$300 to $499 68 1.0% $1233
$500 to $749 121 2.0% $1908
$750 to $999 1,251 22.0% $2658
$1,000 to $1,499 3,119 55.0% $3783
$1,500 or more 966 17.0% $5433

Belleville, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Belleville Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,900$13,300
Net Savings to Belleville Home Owner from High Deductible Plan $600

Belleville, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belleville, NJ Home Replacement Value MORE than Home Value Belleville, NJ Home Replacement Value LESS than Home Value
Replacement Value $405,500 $225,500
Insurance Premium based on Replacement Value $1,625 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $96,500 Risk Exposure from Under Insuring Coverage is $83,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Belleville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmTravelers
Monthly Premium 34116163
Year Built 195819701968
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$300000-$350000$600000-$700000
Deductible $5000 to $10,000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Belleville, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 185,000 Shingles Roof 1,260 2 $1000-$2500 Deductible 590 9 Vinyl siding yes
1974 345,000 Asphalt Shingles Roof 2,030 4 > $10,000 Deductible 80 1 Stucco siding yes
1968 285,000 Membrane Roof 1,620 3 $2500-$5000 Deductible 70 1 Vinyl siding yes
1979 245,000 Asphalt Shingles Roof 1,290 3 $500 Deductible 840 9 Wood siding No
1972 410,000 Metal Roof 3,140 4 $500 Deductible 1810 10 Fiber-Cement Siding yes
1967 245,000 Tile Roof 1,650 2 $2500-$5000 Deductible 210 2 Stucco siding No
1955 295,000 Composition Roof 2,100 4 $2500-$5000 Deductible 600 5 Brick siding No
1977 260,000 Shingles Roof 1,570 2 $1000-$2500 Deductible 710 7 Fiber-Cement Siding No
1954 410,000 Slate Shingles Roof 2,240 4 $1000-$2500 Deductible 780 8 Vinyl siding yes
1972 235,000 Asphalt Shingles Roof 1,730 2 $500 Deductible 150 2 Stucco siding No
1972 550,000 Membrane Roof 3,010 4 $2500-$5000 Deductible 1650 9 Stucco siding yes
1942 245,000 Asphalt Shingles Roof 1,830 3 $1000-$2500 Deductible 560 7 Wood siding yes
1944 195,000 Asphalt Shingles Roof 1,110 2 $5000 to $10,000 Deductible 490 9 Brick siding No
1949 225,000 Asphalt Shingles Roof 1,460 3 > $10,000 Deductible 420 9 Stucco siding yes
1972 275,000 Shingles Roof 1,760 2 $5000 to $10,000 Deductible 340 4 Stone Siding No
1952 295,000 Metal Roof 1,590 3 > $10,000 Deductible 410 6 Vinyl siding No
1945 415,000 Membrane Roof 2,360 3 $500- $1000 Deductible 1540 8 Wood siding No
1979 380,000 Wood Shake Roof 2,230 3 $500- $1000 Deductible 1500 9 Brick siding yes
1965 380,000 Metal Roof 2,330 4 $1000-$2500 Deductible 320 3 Stone Siding No
1966 340,000 Metal Roof 2,200 4 $500 Deductible 280 3 Stucco siding No
1973 175,000 Tile Roof 1,040 2 $500 Deductible 160 2 Stone Siding No