Belleville Insurance Rates:

Belleville, IL homeowners insurance is about $625 to $849, about $52-$70/month. Our comprehensive guide shows customers can save upto $294 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Homesite Insurance
Customer service is good; no particular issues in this area. They usually respond very quickly.
Allstate
They're very nice & afford company. They responded quickly & are very helpful on determining the best choices for me.They also cover my car insurance as well.
American Family
I feel like I can trust the company and that they care about me and my family. I don't feel like they are trying to sell me anything I don't need.
State Farm
The continuous calls reminding me that payment is due soon. That's one practice that they need to stop. Other than that, there's really nothing that bothers me about the company. My experience with them has been smooth so far. There's really nothing to like or dislike.
State Farm
It's simple but appealing. Looks like a trusted website and the company has a great reputation. easy to navigate and easy to read
Allstate
The site will take you to only PDF file copies of the same exact policy that I get in the mail from them, so it's not very interactive.
State Farm
They have simplified their declaration pages over the years to use more plan english instead of legalese. i can actually understand them
State Farm
The price is reasonable but too pricey
American Family
I like how my insurance company due to its prompt in helping its customers in offering the best services

Belleville, IL Homeowners Insurance By Home Value

Belleville, IL Home Value Total Homes % of Total Average Belleville, IL Homeowners Insurance
Less than $50,000 730 6.0% $161
$50,000 to $59,999 370 3.0% $345
$60,000 to $69,999 636 5.0% $434
$70,000 to $79,999 892 7.0% $500
$80,000 to $89,999 1,371 12.0% $566
$90,000 to $99,999 1,031 9.0% $632
$100,000 to $124,999 1,723 15.0% $736
$125,000 to $149,999 1,109 9.0% $920
$150,000 to $174,999 1,250 11.0% $1089
$175,000 to $199,999 599 5.0% $1258
$200,000 to $249,999 682 6.0% $1508
$250,000 to $299,999 467 4.0% $1847
$300,000 to $399,999 313 2.0% $2347

Top Home Insurance Agents Near Belleville, IL

Home Insurance Company Near Belleville, IL Homeowners Insurance Agency Near Belleville, IL Address
NA L. K. Wood Insurance Agency 9800 Watson Rd Ste 4 Saint Louis, Crestwood, MO, 63126
NA Rt Thomas And Company 6509 Olive Blvd Saint Louis, University City, MO, 63130
Allstate Bret Boyd 2010 Vandalia St, Collinsville, IL, 62234
Allstate Jim Price 2020 S 12th St, Saint Louis, MO, 63104
State Farm Patrick Jones 741 Dunn Rd, Hazelwood, MO, 63042-1740

Cost Of Homeowners Insurance By Street Near Belleville, IL

Streets in Belleville Area Homeowners Insurance Cost
Petroff Dr, Sycamore Ave, Scheel St, Hanna St, Sumter Dr, Friendship Dr, S Point Rd, Heatherwood Dr, Naughton Way, San Mateo Dr$758
Stratford Way, Renollet Dr, Bannister Ln, Southridge Dr, Pamela Dr, Bethesda Dr, Kraft Rd, Stevens St, Jubaka Dr, Dawn Dr$767
Freeman St, Mayfair Dr, South Ave, Haggard St, S Charles St, Timber Dr, Jo Ann Ave, Roanoke Dr, Peace Dr, Chavant Ct$709
Highwood Dr, Primrose Dr, Martindale Ln, Ida Dr, Rusty Wil Dr, Woodfield Pl, S Cherry St, Stonefield Dr, Red Bud Ln, N 28th St$759
Co Rd 4, Bronze Pointe S, Wilmington Dr, S Belleville St, Lee Dr, Sand Rock Rd, Burr Dr, Pryor Rd, Briarwood Ct, Voss Pl$762
Jims Dr, Beth Ann Dr, Redman Ln, Diamond Ct, Big Oaks Ln, E D St, Cathedral Ln, Lanaghan Dr, Locust Dr, Illini Dr$772
Seventh Fairway Ct, Red Cedar Ct, E Lincoln St, Sioux St, Woodland Path, Olroyd Dr, Watts St, Funk School Rd, N Powder Mill Rd, Meta Dr$716
Oak Thorn Dr, Eastbrook Rd, Foley Dr, S 20th St, West Blvd, Forest Glen Dr, Holy Cross Rd, Cortner Dr, Center Plz, Emerald Ter$770
Glencoe Dr, Harbor Way, Arlington Ave, W Lincoln St, Heidi Rd, N Pennsylvania Ave, Noreen Ave, Concordia Church Rd, Moonglow Dr, Jo Mar Ave$707
Shenandoah Ct, Ohlendorf Ln, Otto St, Metcalf Dr, Clark Dr, Muren Blvd, E A St, Hilgard Memorial Dr, Helen St, Mount Pleasant Ln$725

Belleville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belleville$110 to $112
St. Clair$113
Swansea$114
St. Clair County$111

Belleville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
St. Clair township, St. Clair County, Illinois $113 $151 $227
Swansea village, Illinois $114 $152 $228
St. Clair County, Illinois $111 $148 $222

Belleville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belleville, IL4.7%13.0%
St. Clair3.99%12.51%
Swansea3.69%11.82%
St. Clair County4.42%13.11%

Belleville Renters Insurance as a Percentage of Rent

Belleville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 240 3.0% $801
$300 to $499 720 10.0% $1251
$500 to $749 2,460 36.0% $1926
$750 to $999 2,140 32.0% $2676
$1,000 to $1,499 949 14.0% $3801
$1,500 or more 114 1.0% $5451

Belleville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Belleville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Belleville Home Owner from High Deductible Plan $600

Belleville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belleville, IL Home Replacement Value MORE than Home Value Belleville, IL Home Replacement Value LESS than Home Value
Replacement Value $101,000 $69,500
Insurance Premium based on Replacement Value $600 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Belleville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 735164
Year Built 201019811947
Home Details 5 Beds, 4 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$200000-$250000$125000-$150000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Belleville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 85,000 Asphalt Shingles Roof 1,050 2 $1000-$2500 Deductible 160 5 Wood siding No
1966 400,000 Metal Roof 4,880 5 $2500-$5000 Deductible 760 6 Fiber-Cement Siding No
1974 60,000 Composition Roof 980 2 $500 Deductible 230 8 Vinyl siding No
1964 75,000 Metal Roof 1,210 3 $2500-$5000 Deductible 150 7 Brick siding yes
1963 80,000 Slate Shingles Roof 1,180 2 $500 Deductible 300 8 Brick siding yes
1974 120,000 Tile Roof 1,640 4 $2500-$5000 Deductible 160 5 Stone Siding No
1946 145,000 Tile Roof 1,650 2 $2500-$5000 Deductible 200 4 Vinyl siding No
1981 120,000 Composition Roof 1,580 3 $500 Deductible 210 4 Fiber-Cement Siding No
1944 110,000 Membrane Roof 1,520 5 $1000-$2500 Deductible 290 6 Stone Siding No
1942 385,000 Shingles Roof 4,720 5 $500- $1000 Deductible 600 5 Vinyl siding yes
2013 245,000 Shingles Roof 2,840 4 $1000-$2500 Deductible 140 2 Brick siding No
1981 135,000 Wood Shake Roof 1,490 2 $500- $1000 Deductible 580 10 Wood siding No
1983 275,000 Slate Shingles Roof 3,380 5 $2500-$5000 Deductible 480 5 Stone Siding No
2013 100,000 Metal Roof 1,500 3 $500- $1000 Deductible 450 10 Wood siding No
1974 320,000 Slate Shingles Roof 3,620 5 $500 Deductible 810 6 Stucco siding No
1981 190,000 Asphalt Shingles Roof 2,820 4 $2500-$5000 Deductible 400 5 Vinyl siding No
1979 155,000 Shingles Roof 2,450 5 $1000-$2500 Deductible 200 3 Stone Siding yes
1942 210,000 Metal Roof 2,840 5 $2500-$5000 Deductible 240 3 Brick siding No
1977 125,000 Composition Roof 1,610 5 $2500-$5000 Deductible 200 5 Vinyl siding No
1942 135,000 Membrane Roof 2,000 3 $2500-$5000 Deductible 240 6 Vinyl siding yes
2011 225,000 Membrane Roof 3,360 5 $2500-$5000 Deductible 240 3 Stone Siding yes
1975 165,000 Composition Roof 2,390 4 $2500-$5000 Deductible 610 12 Stucco siding No
1961 200,000 Asphalt Shingles Roof 2,830 4 > $10,000 Deductible 230 7 Vinyl siding yes
1949 120,000 Shingles Roof 1,610 3 $500- $1000 Deductible 620 12 Stucco siding yes
1961 185,000 Shingles Roof 2,130 3 $2500-$5000 Deductible 660 12 Vinyl siding No
2011 300,000 Metal Roof 3,790 5 $1000-$2500 Deductible 720 6 Stucco siding No
2012 105,000 Tile Roof 1,520 3 $2500-$5000 Deductible 160 5 Wood siding No
2014 255,000 Membrane Roof 2,950 4 $500 Deductible 910 8 Brick siding No