Belleview ,FL Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Belleview, FL homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Belleview, FL is $1922. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Belleview, FL. VHome Insurance will help you navigate the world of homeowners insurance coverages in Belleview, FL.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $769 |
| $200,000 | $1,307 |
| $300,000 | $1,614 |
| $400,000 | $2,460 |
| $500,000 | $3,094 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Belleview, FL, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,971 |
| $1000 Deductible | $1,762 |
| $1500 Deductible | $1,663 |
| $2500 Deductible | $1,499 |
| $5000 Deductible | $1,269 |
| Home Insurance Company Near Belleview, FL | Homeowners Insurance Agency Near Belleview, FL | Address |
|---|---|---|
| NA | Plappert Insurance Group, Inc. | 1024 E Silver Springs Blvd, Ocala, FL, 34470 |
| NA | Tomlinson & Co., Inc. | 258 E Altamonte Dr Ste 2000 , Altamonte Springs, FL, 32701 |
| Travelers | Ammerman Insurance Agency Inc | 1316 Sumter St, Leesburg, FL, 34748 |
| Travelers | Insurance Den Inc | 5547 S OAKRIDGE DR, HOMOSASSA, FL, 34446 |
| State Farm | Mark Mcgriff | 1120 NW 13th St, Gainesville, FL, 32601-4136 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Silver Springs Shores CDP, Florida | $168 | $224 | $336 |
| The Villages CDP, Florida | $180 | $240 | $360 |
| Ocala CCD, Marion County, Florida | $171 | $228 | $342 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Belleview, FL | 8.1% | 24.6% |
| Silver Springs Shores | 8.19% | 25.64% |
| The Villages | 7.85% | 21.79% |
| Ocala | 7.96% | 22.43% |
| Belleview Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 346 | 5.0% | $1239 |
| $500 to $749 | 1,774 | 25.0% | $1914 |
| $750 to $999 | 2,152 | 31.0% | $2664 |
| $1,000 to $1,499 | 2,225 | 32.0% | $3789 |
| $1,500 or more | 327 | 4.0% | $5439 |
| Streets in Belleview Area | Homeowners Insurance Cost |
|---|---|
| SE 86th Ave, SE 70th Ct, SE 51st Ave, SE 84th Ave, SE 82nd Woodlawn Ave, 132nd Ct, SW 114th Cir, SW 135th Pl, SE 161st Ct, SE 97th Terrace Rd | $1,187 |
| SE 99th Ct, Walnut Crse, SE 152nd Pl, SW 86th Pl, SE 96th Ave, SE 92nd Ct, SW 157th Ln, SE 105th Terrace Rd, SE 57th Ln, Aspen Rd | $1,175 |
| SE 122nd Ln, SE 80th Bellavista Cir, SE 108th St, SE 109th Ter, SE 99th Ter, SE 120th St, SE 73rd Ct, SE 93rd Tellfier Ter, SE 135th Ln, SE 88th Ct | $1,182 |
| SE 70th Avenue Rd, SE 95th Ter, SE 131st Ave, SE 21st Ave, Maple Ave, Ash Dr, SE 96th Ct, SW 86th Ave, Pendleton Way, Fisher Loop Course | $1,180 |
| SW 98th St, Juniper Pass Ct, SE 94th Ct, Maple Course, SW 103rd Ct, SW 42nd Cir, 106th Ter, Gale Ave, SE 138th Ave, Heron Dr | $1,126 |
| SE 76 Flintlock Ter, 69th Ct, SE Magnolia Rd, Mulberry Rd, SW 63rd Ter, SE 177th Pl, SW 53rd Ct, SE 101st Ave, Fisher Run Ps, SE 175th Columbia Pl | $1,122 |
| SE 165th St, SW 58th Avenue Rd, SW 112th St, Juniper Loop Crse, SE 169 la, SW 134th St, 130th St, SE 145th Pl, SW 40th Ct, SE 106th Ter | $1,190 |
| SE 96th Chapelwood Cir, SE 52nd Ave, SE 82nd Annadale Ter, SE 70 Ave, SE 173rd Hendricks Ln, SE 128th Ter, Bay Dr, Poplar Trl, SE 120th Pl, SE 173rd Ln | $1,183 |
| SE 169th Tweedside Loop, SW 131st Rd, SE 113th St, Juniper Loop Pl, SE 144th Ln, SW 82nd Pl, 80th Ct, SE 71st Ave, 163rd St, SW 131st Ln | $1,176 |
| SW 100th Pl, Brown Ave, SE 85th Place Rd, SE 75th Wickson Ct, Mulberry Dr, Ash Pass, SE 141st Loop, SE 136th Ct, SE 44th Ct, SW 82nd Ln | $1,128 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Belleview | $174 to $176 |
| Silver Springs Shores | $168 |
| The Villages | $180 |
| Ocala | $171 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | American Integrity Insurance | $1,245 |
| 150,000 | 27 | NO | American Traditions Insurance | $1,304 |
| 150,000 | 27 | NO | Federated National Insurance | $1,735 |
| 150,000 | 27 | NO | Florida Peninsula Insurance | $1,182 |
| 150,000 | 27 | NO | Southern Fidelity Insurance | $1,080 |
| 150,000 | 27 | NO | Tower Hill Preferred Insurance | $1,610 |
| 150,000 | 27 | YES | American Integrity Insurance | $935 |
| 150,000 | 27 | YES | American Traditions Insurance | $820 |
| 150,000 | 27 | YES | First Community Insurance | $1,339 |
| 150,000 | 27 | YES | Florida Farm Bureau Casualty Insurance | $955 |
| 150,000 | 27 | YES | Stillwater Property And Casualty Insurance | $1,068 |
| 150,000 | 27 | YES | Tower Hill Preferred Insurance | $1,184 |
| 150,000 | 27 | YES | Tower Hill Signature Insurance | $1,106 |
| 150,000 | 27 | YES | Universal Property & Casualty Insurance | $745 |
| 300,000 | 12 | NA | Asi Preferred Insurance | $1,544 |
| 300,000 | 12 | NA | Castle Key Indemnity Company Insurance | $2,423 |
| 300,000 | 12 | NA | Citizens Property Insurance | $1,687 |
| 300,000 | 12 | NA | Florida Family Insurance | $1,962 |
| 300,000 | 12 | NA | Florida Farm Bureau Casualty Insurance | $1,655 |
| 300,000 | 12 | NA | Stillwater Property And Casualty Insurance | $1,291 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $7,000 |
| Yearly Belleview Homeowner Insurance Premium Example | $4,600 | $3,100 |
| Out of Pocket Expense During Claim | $1,000 | $7,000 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $24,000 | $22,500 |
| Net Savings to Belleview Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Belleview, FL Home Replacement Value MORE than Home Value | Belleview, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $185,500 | $138,000 |
| Insurance Premium based on Replacement Value | $4,450 | $3,300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,000 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $675/year | Insurance costlier by $475/year |
| Insurance Company | Allstate | Chubb Group of Insurance | GEICO Insurance |
| Monthly Premium | 176 | 378 | 172 |
| Year Built | 2005 | 1994 | 2013 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $200000-$250000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |