Bellefonte Insurance Rates:

Bellefonte, PA homeowners insurance is roughly $618 to $842, about $51-$70/month. Our comprehensive research indicates shoppers can save as much as $292 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bellefonte, PA Homeowners Insurance By Home Value

Bellefonte, PA Home Value Total Homes % of Total Average Bellefonte, PA Homeowners Insurance
Less than $50,000 30 2.0% $102
$90,000 to $99,999 38 2.0% $408
$100,000 to $124,999 184 12.0% $474
$125,000 to $149,999 232 15.0% $591
$150,000 to $174,999 284 19.0% $700
$175,000 to $199,999 190 13.0% $810
$200,000 to $249,999 300 20.0% $970
$250,000 to $299,999 97 6.0% $1189
$300,000 to $399,999 60 4.0% $1511

Top Home Insurance Agents Near Bellefonte, PA

Home Insurance Company Near Bellefonte, PA Homeowners Insurance Agency Near Bellefonte, PA Address
Allstate Burns & Burns 201 E Market St # 830, Clearfield, PA, 16830
Travelers Don Jacobs Insurance Services Inc 200 BARNETT WOODS ROAD, NEW BLOOMFIELD, PA, 17068
State Farm Jim Bair 303 8th St, Huntingdon, PA, 16652-1711
Erie Logan Branch Insurance Inc. 623 Willowbank Street, Bellefonte, PA, 16823
Travelers Martin G Kyper Insurance 402 PENN ST, HUNTINGDON, PA, 16652

Cost Of Homeowners Insurance By Street Near Bellefonte, PA

Streets in Bellefonte Area Homeowners Insurance Cost
Jacksonville Rd, W Cherry Ln, Dunlop St, E Bishop St, Shady Ln, Fairview Dr, Lewis St, S McAllister St, Sunnyside Blvd, Hamilton St$732
N Potter St, E Logan St, E Howard St, W Curtin St, Decatur Ln, S Wilson St, E Lamb St, Shope St, E Ardell Ln, S Monroe St$730
Phoenix Ave, N Allegheny St, Haupt Ave, Joanna Dr, Hepburn St, E Linn St, Morning Aire Ln, E Beaver St, W Lamb St, W Beaver St$730
W Manchester Ln, E Curtin St, E Manchester Ln, E Burrows St, Saint Paul St, Badger Ave, N Spring St, Hale Aly, Scott Ave, Ripka Ln$726
E Burnside St, Woodland Dr, Laura Ln, N Penn St, S Potter St, N McAllister St, Crawford Ln, Park Pl, E Logan Ln, Collins Ave$728

Bellefonte, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bellefonte$108 to $110
Milesburg$106
Pleasant Gap$108
Benner$110

Bellefonte, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Milesburg borough, Pennsylvania $106 $141 $212
Pleasant Gap CDP, Pennsylvania $108 $144 $216
Benner township, Centre County, Pennsylvania $110 $147 $221

Bellefonte, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bellefonte, PA5.1%13.3%
Milesburg4.93%13.58%
Pleasant Gap4.86%16.19%
Benner4.61%12.78%

Bellefonte Renters Insurance as a Percentage of Rent

Bellefonte Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 78 6.0% $787
$300 to $499 223 17.0% $1237
$500 to $749 435 34.0% $1912
$750 to $999 429 34.0% $2662
$1,000 to $1,499 95 7.0% $3787

Bellefonte, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Bellefonte Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,500$11,000
Net Savings to Bellefonte Home Owner from High Deductible Plan $1,500

Bellefonte, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bellefonte, PA Home Replacement Value MORE than Home Value Bellefonte, PA Home Replacement Value LESS than Home Value
Replacement Value $203,000 $133,500
Insurance Premium based on Replacement Value $1,025 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Bellefonte Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceChubb Group of Insurance
Monthly Premium 1125473
Year Built 198119691940
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bellefonte, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 110,000 Slate Shingles Roof 1,300 2 $1000-$2500 Deductible 310 9 Stucco siding yes
1980 150,000 Shingles Roof 1,660 4 $1000-$2500 Deductible 480 7 Stone Siding yes
1971 160,000 Slate Shingles Roof 1,840 4 $500- $1000 Deductible 180 4 Stone Siding yes
1979 165,000 Shingles Roof 1,390 2 $500 Deductible 390 7 Brick siding yes
1976 85,000 Membrane Roof 980 2 $500 Deductible 30 1 Fiber-Cement Siding No
1974 135,000 Asphalt Shingles Roof 1,580 2 $500 Deductible 110 2 Stucco siding No
1988 195,000 Wood Shake Roof 1,850 3 $500- $1000 Deductible 780 8 Fiber-Cement Siding yes
1943 190,000 Slate Shingles Roof 1,680 2 $5000 to $10,000 Deductible 270 7 Brick siding yes
1942 150,000 Tile Roof 1,470 2 $5000 to $10,000 Deductible 260 8 Fiber-Cement Siding No
1989 295,000 Slate Shingles Roof 3,030 5 $2500-$5000 Deductible 110 1 Wood siding yes
1946 215,000 Wood Shake Roof 2,100 3 $1000-$2500 Deductible 770 12 Vinyl siding No
1971 335,000 Slate Shingles Roof 2,860 5 $1000-$2500 Deductible 430 5 Stucco siding No
1982 225,000 Composition Roof 2,280 4 $2500-$5000 Deductible 70 1 Stone Siding yes
1970 130,000 Tile Roof 1,350 2 $1000-$2500 Deductible 420 9 Brick siding No
1946 220,000 Shingles Roof 2,570 4 $500- $1000 Deductible 410 4 Vinyl siding yes
1942 180,000 Metal Roof 1,620 2 $1000-$2500 Deductible 160 3 Wood siding No
1978 170,000 Shingles Roof 1,630 2 $500- $1000 Deductible 290 4 Fiber-Cement Siding yes
1974 195,000 Tile Roof 2,320 3 $500- $1000 Deductible 470 8 Vinyl siding No
1948 220,000 Membrane Roof 2,080 5 $5000 to $10,000 Deductible 250 4 Brick siding No
1966 370,000 Tile Roof 4,130 5 $2500-$5000 Deductible 180 2 Brick siding yes
1942 195,000 Membrane Roof 1,930 3 $500- $1000 Deductible 490 6 Stucco siding No
1944 245,000 Wood Shake Roof 2,800 4 > $10,000 Deductible 420 12 Vinyl siding yes
1972 150,000 Tile Roof 1,310 2 $500 Deductible 60 1 Stucco siding No
1987 330,000 Metal Roof 2,810 4 $500- $1000 Deductible 970 8 Brick siding No
1971 235,000 Slate Shingles Roof 2,380 4 $1000-$2500 Deductible 1300 12 Vinyl siding yes
1989 270,000 Shingles Roof 2,990 5 $5000 to $10,000 Deductible 920 12 Fiber-Cement Siding yes
1948 125,000 Composition Roof 1,560 2 $500 Deductible 230 5 Brick siding No
1961 335,000 Membrane Roof 2,860 4 > $10,000 Deductible 80 1 Brick siding No
1940 255,000 Metal Roof 2,710 4 $1000-$2500 Deductible 490 5 Fiber-Cement Siding No
1948 245,000 Asphalt Shingles Roof 2,250 3 $2500-$5000 Deductible 130 2 Vinyl siding No