Belle Plaine Insurance Rates:

Belle Plaine, MN homeowners insurance is nearly $866 to $1,178, about $72-$98/month. Our in depth research shows customers can save as much as $408 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Belle Plaine, MN Homeowners Insurance By Home Value

Belle Plaine, MN Home Value Total Homes % of Total Average Belle Plaine, MN Homeowners Insurance
Less than $50,000 70 3.0% $132
$100,000 to $124,999 206 9.0% $613
$125,000 to $149,999 244 11.0% $776
$150,000 to $174,999 425 19.0% $909
$175,000 to $199,999 461 21.0% $1052
$200,000 to $249,999 449 20.0% $1267
$250,000 to $299,999 167 7.0% $1553
$300,000 to $399,999 106 4.0% $1972

Top Home Insurance Agents Near Belle Plaine, MN

Home Insurance Company Near Belle Plaine, MN Homeowners Insurance Agency Near Belle Plaine, MN Address
NA Wells Insurance Agency, Inc. 1601 Adams Street, Mankato, MN, 56002
Travelers Casualty Assurance Of Chaska 101 W 3RD ST, CHASKA, MN, 55318
Allstate Citizens Agency Po Box 669 , New Ulm, MN, 56073
Travelers Freedom Insurance Agency 11979 County Rd 11, Ste 271, Burnsville, MN, 55337
State Farm Kimberly Nybo 2724 University Ave SE, Minneapolis, MN, 55414

Cost Of Homeowners Insurance By Street Near Belle Plaine, MN

Streets in Belle Plaine Area Homeowners Insurance Cost
Beaumont Blvd, Laredo St S, Meadow Ct, Bluff Ct, Goshen Trl, Harvest Way, Lago Ave, E Orchard St, State Hwy 19, German Rd$1,030
Farmers Way, Laredo Ave, N Elk St, S Market St, Pheasant Ct, N Cedar St, Oakcrest Trl, Maple St, E Raven St, Potter$1,027
Fabor Ave, S Grove St, 185th St W, W Sioux Vista Dr, Johnson Memorial Dr, N Elm St, Daniel Dr, 228th St W, 250th St W, Scott Ln$1,027
E Century St, N Eagle St, W 240th St, N Market St, S Hillcrest Dr, Butler Dr, W 194th St, S Chestnut Ct, Co Hwy 6, Hickory Blvd$1,031
US Hwy 169, E Beaver St, Chatfield Ln, W Church St, Haralson Dr, Co Hwy 4, Frontier Cir, 213th St W, N Linden St, W Main St$1,028

Belle Plaine, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belle Plaine$152 to $155
Faxon$162
St. Lawrence$171
San Francisco$167

Belle Plaine, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Faxon township, Sibley County, Minnesota $136 $181 $271
St. Lawrence township, Scott County, Minnesota $143 $190 $285
Blakeley township, Scott County, Minnesota $136 $181 $271

Belle Plaine, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belle Plaine, MN5.1%18.0%
Faxon4.51%18.28%
St. Lawrence3.79%20.04%
Blakeley4.27%15.52%

Belle Plaine Renters Insurance as a Percentage of Rent

Belle Plaine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 3.0% $335
$200 to $299 53 15.0% $785
$300 to $499 48 13.0% $1235
$500 to $749 105 30.0% $1910
$750 to $999 64 18.0% $2660
$1,000 to $1,499 38 10.0% $3785
$1,500 or more 27 7.0% $5435

Belle Plaine, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Belle Plaine Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,700
Net Savings to Belle Plaine Home Owner from High Deductible Plan $600

Belle Plaine, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belle Plaine, MN Home Replacement Value MORE than Home Value Belle Plaine, MN Home Replacement Value LESS than Home Value
Replacement Value $242,500 $133,500
Insurance Premium based on Replacement Value $2,325 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,500 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $550/year

Example Belle Plaine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceAllstate
Monthly Premium 24969171
Year Built 200120122008
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$150000-$175000$350000-$400000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Belle Plaine, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 240,000 Tile Roof 2,200 3 > $10,000 Deductible 320 4 Stucco siding yes
2010 360,000 Wood Shake Roof 3,570 5 > $10,000 Deductible 800 8 Brick siding yes
2012 180,000 Membrane Roof 1,920 3 $500- $1000 Deductible 830 6 Vinyl siding No
2004 295,000 Asphalt Shingles Roof 2,660 4 $1000-$2500 Deductible 1460 8 Vinyl siding yes
2011 180,000 Wood Shake Roof 2,100 4 $500 Deductible 380 3 Stone Siding No
2011 230,000 Asphalt Shingles Roof 2,680 4 $500 Deductible 450 3 Stone Siding yes
2011 95,000 Asphalt Shingles Roof 990 2 $500- $1000 Deductible 280 5 Vinyl siding No
2008 205,000 Wood Shake Roof 1,730 2 $5000 to $10,000 Deductible 110 1 Fiber-Cement Siding No
2012 155,000 Asphalt Shingles Roof 1,330 2 $1000-$2500 Deductible 530 6 Vinyl siding yes
2010 280,000 Slate Shingles Roof 2,250 4 $5000 to $10,000 Deductible 790 7 Wood siding No
2000 290,000 Composition Roof 3,030 5 $2500-$5000 Deductible 1360 10 Wood siding No
2006 105,000 Tile Roof 1,270 2 $1000-$2500 Deductible 130 3 Vinyl siding yes
2008 365,000 Composition Roof 3,280 5 $500 Deductible 1540 6 Fiber-Cement Siding No
2008 155,000 Composition Roof 1,580 2 $5000 to $10,000 Deductible 470 5 Stucco siding No
2012 275,000 Wood Shake Roof 3,150 4 > $10,000 Deductible 240 2 Stucco siding yes
2003 110,000 Composition Roof 1,280 3 $500- $1000 Deductible 120 2 Brick siding yes
2006 290,000 Wood Shake Roof 2,710 5 $500 Deductible 730 4 Wood siding No
2014 385,000 Composition Roof 3,150 4 $5000 to $10,000 Deductible 1300 10 Stucco siding yes
2012 280,000 Shingles Roof 2,700 5 > $10,000 Deductible 960 7 Stucco siding No
2014 405,000 Asphalt Shingles Roof 3,940 5 > $10,000 Deductible 750 4 Brick siding yes
2000 270,000 Membrane Roof 3,140 4 $500 Deductible 900 5 Brick siding yes
2012 125,000 Shingles Roof 1,440 2 $500- $1000 Deductible 260 4 Stucco siding No
2012 180,000 Wood Shake Roof 1,570 2 $5000 to $10,000 Deductible 220 3 Stone Siding No
2009 135,000 Membrane Roof 1,490 3 $500 Deductible 210 2 Vinyl siding yes
2002 160,000 Metal Roof 1,680 3 $1000-$2500 Deductible 760 10 Wood siding yes
2000 135,000 Shingles Roof 1,360 2 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
2013 290,000 Shingles Roof 3,100 5 $500 Deductible 300 2 Wood siding No
2004 400,000 Asphalt Shingles Roof 4,540 5 $1000-$2500 Deductible 1490 6 Vinyl siding yes
2001 410,000 Asphalt Shingles Roof 3,510 5 $2500-$5000 Deductible 670 3 Vinyl siding yes
2013 250,000 Metal Roof 2,020 3 $1000-$2500 Deductible 1730 10 Fiber-Cement Siding yes
2010 225,000 Tile Roof 2,410 5 $500- $1000 Deductible 270 2 Stucco siding No
2007 145,000 Slate Shingles Roof 1,500 2 $500- $1000 Deductible 760 9 Wood siding No
2002 315,000 Metal Roof 3,010 4 $5000 to $10,000 Deductible 750 4 Stone Siding yes
2014 565,000 Tile Roof 4,640 5 $500 Deductible 680 2 Brick siding No