Belle Isle Insurance Rates:

Belle Isle, FL homeowners insurance is about $1,044 to $1,443, about $87-$120/month. Our comprehensive guide indicates shoppers can save as much as $497 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Belle Isle, FL Homeowners Insurance By Home Value

Belle Isle, FL Home Value Total Homes % of Total Average Belle Isle, FL Homeowners Insurance
Less than $50,000 77 4.0% $99
$100,000 to $124,999 68 4.0% $472
$125,000 to $149,999 61 3.0% $584
$150,000 to $174,999 102 6.0% $696
$175,000 to $199,999 213 13.0% $796
$200,000 to $249,999 225 14.0% $970
$250,000 to $299,999 274 17.0% $1181
$300,000 to $399,999 522 33.0% $1505

Top Home Insurance Agents Near Belle Isle, FL

Home Insurance Company Near Belle Isle, FL Homeowners Insurance Agency Near Belle Isle, FL Address
NA Stahl Bowles And Associates Inc 250 International Pkwy Ste 128 , Lake Mary, FL, 32746
Allstate Mark Gabriel 3959 S Nova Rd Ste 12, Port Orange, FL, 32127
Travelers Moriarty And Associates 385 DOUGLAS AVE STE 2050, ALTAMONTE SPRINGS, FL, 32714
Travelers Robert Blakeley Insurance Agency 27405 Us Highway 27 Ste 117 , Leesburg, FL, 34748
Travelers Webster Insurance Agency 916 S Wickham Rd , West Melbourne, FL, 32904

Cost Of Homeowners Insurance By Street Near Belle Isle, FL

Streets in Belle Isle Area Homeowners Insurance Cost
Louvre Ave, N Frontage Rd, The Landings Dr, Flowertree Rd, Cosine Ave, Windsong Dr, St Denis Ct, Brindle St, Camus Ln, Northglen Dr$1,213
Harbour Island Rd, Jinou Ave, Kandra Ct, Maui Ln, Lynwell Dr, Oak Lynn Dr, Locust Ave, Allestrasse Ct, Waterwitch Point Dr, Simms Ave$1,217
Playa Ct, Montmart Dr, Monarch Dr, Scythe Ave, March Ave, Alleman Dr, Chris Ln, Royal Palm Ave, Idaho Ave, Dewayne Dr$1,247
Pasadena Dr, Gibson Dr, Ming Dr, 4th Ave, Jetstream Dr, Venice Dr, Cove Dr, St Marie Ave, Hunts Villa Cir, Daetwyler Dr$1,226
Tradeport Dr, Pot O Gold Dr, Sage Creek Ct, Waters Edge Dr, Bee Line Expy, Matchett Rd, Forbes Pl, Prime Ct, Middlebrook Ln, Battersea Ct$1,233

Belle Isle, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belle Isle$184 to $188
Pine Castle$170
Edgewood$183
Conway$179

Belle Isle, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pine Castle CDP, Florida $170 $227 $341
Edgewood city, Florida $183 $244 $366
Conway CDP, Florida $179 $239 $359

Belle Isle, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belle Isle, FL5.7%18%
Pine Castle6.25%25.31%
Edgewood5.48%16.39%
Conway6.11%22.93%

Belle Isle Renters Insurance as a Percentage of Rent

Belle Isle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 10 3.0% $1892
$750 to $999 77 26.0% $2642
$1,000 to $1,499 53 18.0% $3767
$1,500 or more 148 51.0% $5417

Average Cost Of Home Insurance By Company In Areas Nearby Belle Isle For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $1,898
150,000 27 NO Tower Hill Prime Insurance $1,624
150,000 27 YES Tower Hill Select Insurance $1,161
300,000 12 NA Tower Hill Prime Insurance $1,906
300,000 12 NA Tower Hill Select Insurance $1,472

Belle Isle, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$5,600
Yearly Belle Isle Homeowner Insurance Premium Example $5,700$4,900
Out of Pocket Expense During Claim$1,600$5,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $35,800$35,000
Net Savings to Belle Isle Home Owner from High Deductible Plan $800

Belle Isle, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belle Isle, FL Home Replacement Value MORE than Home Value Belle Isle, FL Home Replacement Value LESS than Home Value
Replacement Value $112,000 $76,000
Insurance Premium based on Replacement Value $1,925 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $375/year

Example Belle Isle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersAllstate
Monthly Premium 348162765
Year Built 196319702004
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$175000-$200000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Belle Isle, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 535,000 Asphalt Shingles Roof 4,200 5 $1000-$2500 Deductible 1360 2 Stucco siding yes
2006 195,000 Composition Roof 1,470 3 $1000-$2500 Deductible 1120 5 Stone Siding No
1976 550,000 Asphalt Shingles Roof 4,360 5 > $10,000 Deductible 540 1 Stucco siding No
1991 385,000 Slate Shingles Roof 2,810 5 > $10,000 Deductible 2350 8 Brick siding yes
1970 400,000 Shingles Roof 2,680 5 $500- $1000 Deductible 5100 12 Vinyl siding No
1992 245,000 Tile Roof 1,460 3 $5000 to $10,000 Deductible 600 2 Wood siding No
1966 280,000 Membrane Roof 2,270 5 $500 Deductible 4250 8 Vinyl siding No
1986 425,000 Shingles Roof 3,110 5 > $10,000 Deductible 450 1 Brick siding No
2003 275,000 Slate Shingles Roof 2,080 5 $2500-$5000 Deductible 850 2 Vinyl siding No
1967 345,000 Shingles Roof 2,010 4 $2500-$5000 Deductible 2460 5 Fiber-Cement Siding yes
1972 195,000 Tile Roof 1,530 3 $500- $1000 Deductible 1030 3 Wood siding No
1999 340,000 Shingles Roof 2,260 3 $500- $1000 Deductible 5930 10 Wood siding yes
1998 405,000 Asphalt Shingles Roof 2,720 4 $2500-$5000 Deductible 3700 7 Fiber-Cement Siding yes
1984 440,000 Shingles Roof 3,090 4 $500- $1000 Deductible 9740 12 Stucco siding yes
1984 320,000 Composition Roof 1,780 4 $2500-$5000 Deductible 6960 12 Stone Siding yes
1976 330,000 Metal Roof 2,440 4 $5000 to $10,000 Deductible 2570 6 Stucco siding No
1990 680,000 Shingles Roof 4,430 5 $2500-$5000 Deductible 1930 2 Stone Siding No
1998 270,000 Membrane Roof 1,820 3 > $10,000 Deductible 1160 6 Brick siding yes
1997 405,000 Composition Roof 2,680 5 $2500-$5000 Deductible 2740 4 Wood siding No
2006 330,000 Slate Shingles Roof 2,110 3 $2500-$5000 Deductible 5640 12 Wood siding No
2000 330,000 Membrane Roof 2,010 4 > $10,000 Deductible 3560 12 Wood siding No
1980 330,000 Tile Roof 2,530 4 $500 Deductible 2440 5 Wood siding yes
1985 250,000 Composition Roof 1,710 3 $500 Deductible 1870 4 Wood siding yes
1998 775,000 Metal Roof 4,490 5 $1000-$2500 Deductible 6800 6 Wood siding yes
1993 475,000 Wood Shake Roof 3,160 4 > $10,000 Deductible 1150 3 Wood siding yes
2000 180,000 Composition Roof 1,290 3 $5000 to $10,000 Deductible 1550 10 Stone Siding yes
2004 520,000 Tile Roof 3,330 5 $500- $1000 Deductible 3660 5 Stone Siding yes
1994 475,000 Tile Roof 3,190 4 $500 Deductible 8210 10 Stone Siding yes
2000 415,000 Shingles Roof 2,560 5 $500- $1000 Deductible 3900 5 Brick siding No
1997 175,000 Wood Shake Roof 1,230 3 $2500-$5000 Deductible 670 3 Stone Siding No
1984 200,000 Composition Roof 1,210 3 $2500-$5000 Deductible 200 1 Stucco siding yes
1972 395,000 Asphalt Shingles Roof 2,240 5 > $10,000 Deductible 2350 6 Brick siding yes
1980 230,000 Wood Shake Roof 1,610 5 $500 Deductible 670 2 Fiber-Cement Siding No
1974 440,000 Shingles Roof 3,070 5 $2500-$5000 Deductible 2350 4 Vinyl siding No