Belle Haven Insurance Rates:

Belle Haven, VA homeowners insurance is about $641 to $889, about $53-$74/month. Our thorough analysis reveals consumers can save upto $306 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Belle Haven, VA Homeowners Insurance By Home Value

Belle Haven, VA Home Value Total Homes % of Total Average Belle Haven, VA Homeowners Insurance
Less than $50,000 55 3.0% $53
$90,000 to $99,999 20 1.0% $229
$100,000 to $124,999 92 6.0% $267
$150,000 to $174,999 107 7.0% $390
$175,000 to $199,999 96 6.0% $451
$200,000 to $249,999 361 25.0% $550
$250,000 to $299,999 437 31.0% $673
$300,000 to $399,999 205 14.0% $849

Top Home Insurance Agents Near Belle Haven, VA

Home Insurance Company Near Belle Haven, VA Homeowners Insurance Agency Near Belle Haven, VA Address
Nationwide Gary F Baker Sr Clu Chfc 14540 Potomac Mills Rd, Woodbridge, VA, 22192-6803
Allstate James Paxton 5733 Crain Hwy Ste A, Upper Marlboro, MD, 20772
State Farm Lou Soscia 5824 Mapledale Plz, Dale City, VA, 22193-4535
Nationwide Rogers & Goldbach Ins Assoc 22776 Three Notch Rd STE 100, Lexington Park, MD, 20653-3369
Allstate Surya Ayala 2010 University Blvd E Ste B, Hyattsville, MD, 20783

Cost Of Homeowners Insurance By Street Near Belle Haven, VA

Streets in Belle Haven Area Homeowners Insurance Cost
Swan Ter, Potomac Ave, Woodmont Rd, Windsor Rd, Fort Dr, Tulsa Ct, Tulane Dr, Fort Willard Cir, Berkeley Rd, 15th St$860
Harvard Dr, Clemson Dr, Edgehill Dr, Fordham Dr, Middlebury Dr, Edgewood Ter, Bluebill Ln, Marlan Dr, Regan St, Hillside Ln$841
Sandbrook Ct, Duffield Ln, H St, Belle Haven Rd, Hunting Cove Pl, Fleming St, Wakefield Dr, Arkendale Rd, Shields Ave, Yale Dr$828
13th St, Olmi Landrith Dr, Grove Dr, Quander Rd, Radcliff Rd, Olde Towne Rd, Waltonway Rd, Wake Forest Dr, 11th St, Dawn Dr$852
Hillvale Pl, Belfield Rd, Cavalier Dr, Olde Towne Ct, Andover Dr, Golf Course Sq, Wakefield Ct, Princeton Dr, Glen Dr, Wakefield Dr E$863

Belle Haven, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Belle Haven$112 to $116
Huntington$115
Groveton$118
National Harbor$105

Belle Haven, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Huntington CDP, Virginia $96 $128 $192
Hybla Valley CDP, Virginia $97 $129 $193
Groveton CDP, Virginia $98 $131 $196

Belle Haven, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Belle Haven, VA2.8%10.0%
Huntington3.12%8.5%
Hybla Valley2.82%9.15%
Groveton2.95%12.47%

Belle Haven Renters Insurance as a Percentage of Rent

Belle Haven Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 10 1.0% $1899
$750 to $999 38 6.0% $2649
$1,000 to $1,499 268 43.0% $3774
$1,500 or more 294 48.0% $5424

Belle Haven, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Belle Haven Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,600$14,000
Net Savings to Belle Haven Home Owner from High Deductible Plan $600

Belle Haven, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Belle Haven, VA Home Replacement Value MORE than Home Value Belle Haven, VA Home Replacement Value LESS than Home Value
Replacement Value $675,000 $455,500
Insurance Premium based on Replacement Value $3,450 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $107,000 Risk Exposure from Under Insuring Coverage is $112,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $550/year

Example Belle Haven Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceFarmers Insurance
Monthly Premium 14843187
Year Built 195419611979
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $300000-$350000$150000-$175000$400000-$500000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Belle Haven, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1951 365,000 Slate Shingles Roof 2,800 4 $2500-$5000 Deductible 550 5 Wood siding No
1962 220,000 Slate Shingles Roof 1,610 4 > $10,000 Deductible 310 6 Stone Siding No
1970 550,000 Slate Shingles Roof 3,360 5 $5000 to $10,000 Deductible 1100 8 Brick siding yes
1954 415,000 Asphalt Shingles Roof 2,470 4 $1000-$2500 Deductible 1620 10 Vinyl siding No
1975 245,000 Tile Roof 1,850 3 > $10,000 Deductible 710 12 Vinyl siding No
1968 330,000 Tile Roof 2,470 4 $500 Deductible 950 8 Vinyl siding No
1967 235,000 Membrane Roof 1,510 3 $2500-$5000 Deductible 750 10 Fiber-Cement Siding yes
1955 315,000 Shingles Roof 1,840 5 $5000 to $10,000 Deductible 470 6 Vinyl siding No
1950 245,000 Wood Shake Roof 1,470 2 $5000 to $10,000 Deductible 570 9 Wood siding No
1973 250,000 Composition Roof 1,650 3 $2500-$5000 Deductible 660 9 Stone Siding No
1957 385,000 Slate Shingles Roof 2,170 3 > $10,000 Deductible 90 1 Wood siding yes
1951 315,000 Composition Roof 1,850 5 $2500-$5000 Deductible 380 4 Wood siding yes
1968 185,000 Asphalt Shingles Roof 1,270 2 $5000 to $10,000 Deductible 260 7 Wood siding No
1971 570,000 Tile Roof 4,370 5 > $10,000 Deductible 200 2 Stone Siding yes
1972 315,000 Membrane Roof 2,170 3 > $10,000 Deductible 50 1 Stone Siding No
1961 330,000 Composition Roof 1,940 3 $2500-$5000 Deductible 90 1 Brick siding No
1970 175,000 Shingles Roof 1,010 2 $5000 to $10,000 Deductible 130 2 Stone Siding No
1958 410,000 Asphalt Shingles Roof 2,230 3 $5000 to $10,000 Deductible 240 2 Fiber-Cement Siding No
1973 290,000 Shingles Roof 2,020 3 $1000-$2500 Deductible 120 1 Brick siding yes
1963 305,000 Tile Roof 2,120 3 > $10,000 Deductible 630 8 Brick siding yes
1964 255,000 Wood Shake Roof 1,680 2 $1000-$2500 Deductible 900 7 Stone Siding yes
1972 255,000 Asphalt Shingles Roof 1,910 3 $2500-$5000 Deductible 470 6 Wood siding yes
1970 370,000 Asphalt Shingles Roof 2,300 4 $500 Deductible 1100 8 Stucco siding yes
1968 645,000 Slate Shingles Roof 3,870 5 $2500-$5000 Deductible 2350 12 Brick siding No
1973 565,000 Wood Shake Roof 3,110 4 $2500-$5000 Deductible 540 3 Fiber-Cement Siding yes
1956 460,000 Slate Shingles Roof 3,040 4 $2500-$5000 Deductible 720 6 Wood siding yes
1970 400,000 Composition Roof 2,270 5 $500 Deductible 1490 9 Vinyl siding yes
1966 420,000 Composition Roof 2,450 5 > $10,000 Deductible 520 6 Fiber-Cement Siding No