Belle Chasse, LA homeowners insurance is roughly $1,145 to $1,570, about $95-$130/month. Our extensive research shows customers can save upto $542 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Belle Chasse, LA | Homeowners Insurance Agency Near Belle Chasse, LA | Address |
|---|---|---|
| State Farm | Rodney Cosse | 2107 Veterans Blvd., Metairie, LA, 70002 |
| Allstate | Daniel Rahman | 701 Dante St Ste C, New Orleans, LA, 70118 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Timberlane CDP, Louisiana | $162 | $215 | $323 |
| Terrytown CDP, Louisiana | $162 | $216 | $324 |
| Harvey CDP, Louisiana | $162 | $215 | $323 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Belle Chasse, LA | 5.8% | 27.2% |
| Timberlane | 7.7% | 25.27% |
| Terrytown | 7.97% | 28.42% |
| Harvey | 8.37% | 29.82% |
| Belle Chasse Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 87 | 5.0% | $1225 |
| $500 to $749 | 159 | 9.0% | $1900 |
| $750 to $999 | 412 | 25.0% | $2650 |
| $1,000 to $1,499 | 727 | 44.0% | $3775 |
| $1,500 or more | 255 | 15.0% | $5425 |
| Streets in Belle Chasse Area | Homeowners Insurance Cost |
|---|---|
| C St, N Cazalard Rd, E Cuevas St, Liberty St, Covert Rd, Emmett Ln, Gladys St, Q St, Doctor Gorman Dr, Byrd St | $1,352 |
| Ave B, Sherwood Dr, E 2nd St, Walker Rd, Poinsettia Dr, Pleasant Ridge Dr, Spring Thyme Dr, Apricot St, Dr Gorman Dr, Demandre St | $1,357 |
| Horseshoe Dr, Mildred St, Havana St, Tarawa Cir, Kitty Hawk Cir, Saratoga Dr, United Tugs Rd, State Rte 3017, Evangeline Trce, New St | $1,364 |
| Thousand Oaks Cir, Belle Chasse Launch Rd, Mu St, Live Oak Dr, Intrepid Dr, Engineers Rd, L St, Commerce St, W X St, Christine Pl | $1,373 |
| F Edward Hebert Blvd, Pump Station Rd, Dr Bowen St, Omega St, Rue Cedre, Rue Cypress, Belle Chasse St, Antietam St, Chancellor Dr, Gardenia Ln | $1,360 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Belle Chasse | $202 to $205 |
| Timberlane | $194 |
| Harvey | $193 |
| Chalmette | $190 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $200,000 | $100,000 | brick veneer | 10-year | Aig Property Casualty Co | $2895 |
| $200,000 | $100,000 | brick veneer | 10-year | Allied Trust Ins Co | $1122 |
| $100,000 | $50,000 | brick veneer | 25-year | Allstate Indemnity Co | $1962 |
| $200,000 | $100,000 | brick veneer | 10-year | Amica Mutual Ins Co | $2488 |
| $200,000 | $100,000 | brick veneer | 10-year | Bankers Specialty Ins Co | $2046 |
| $200,000 | $100,000 | brick veneer | 10-year | Centauri Specialty Ins Co | $2617 |
| $200,000 | $100,000 | brick veneer | 10-year | Encompass Indemnity Co | $2671 |
| $200,000 | $100,000 | brick veneer | 10-year | Excalibur National Ins Co | $2562 |
| $200,000 | $100,000 | brick veneer | 10-year | The Automobile Ins Co Of Hartford | $1332 |
| $200,000 | $100,000 | brick veneer | 10-year | Vigilant Ins Co | $5158 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Belle Chasse Homeowner Insurance Premium Example | $7,200 | $6,600 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $44,600 | $44,000 |
| Net Savings to Belle Chasse Home Owner from High Deductible Plan | $600 | |
| Scenario | Belle Chasse, LA Home Replacement Value MORE than Home Value | Belle Chasse, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $253,000 | $170,000 |
| Insurance Premium based on Replacement Value | $3,925 | $2,625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,500 | Risk Exposure from Under Insuring Coverage is $55,500 |
| Premium Impact | Insurance cheaper by $875/year | Insurance costlier by $425/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Allstate |
| Monthly Premium | 277 | 442 | 363 |
| Year Built | 2010 | 2001 | 1975 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $250000-$300000 | $500000-$600000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | > $10,000 Deductible |