Bellaire Insurance Rates:

Bellaire, TX homeowners insurance is roughly $1,067 to $1,489, about $88-$124/month. Our extensive research indicates shoppers can save as much as $511 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They are a little bit more pricier than companies like Geico, and I feel that it's been too long for me to be able to switch.

Bellaire, TX Homeowners Insurance By Home Value

Bellaire, TX Home Value Total Homes % of Total Average Bellaire, TX Homeowners Insurance
Less than $50,000 114 6.0% $51
$100,000 to $124,999 19 1.0% $243
$125,000 to $149,999 18 1.0% $306
$150,000 to $174,999 124 6.0% $370
$175,000 to $199,999 36 2.0% $422
$200,000 to $249,999 398 22.0% $511
$250,000 to $299,999 411 22.0% $626
$300,000 to $399,999 649 36.0% $792

Top Home Insurance Agents Near Bellaire, TX

Home Insurance Company Near Bellaire, TX Homeowners Insurance Agency Near Bellaire, TX Address
NA Warriner & Associates, Inc. 11111 Wilcrest Green Dr #101, Houston, TX, 77042
Travelers Cleveland Stiff Insurance Llc 11950 Grant Rd 11950 Grant Rd Cypress, Cypress, TX, 77429
State Farm Greg Sherlock 8500 Cypresswood Dr Ste 103, Spring, TX, 77379-7106
Travelers Insurance Advantage Lp 3131 W ALABAMA 4TH FL, HOUSTON, TX, 77098
State Farm Scott Wiley 208 W Main St, Tomball, TX, 77375-5530

Cost Of Homeowners Insurance By Street Near Bellaire, TX

Streets in Bellaire Area Homeowners Insurance Cost
Lamont Cir, Bellview St, W Loop S, Town Oaks Pl, Lehigh St, Cherrywood St, Sheffield St, Cascade St, Evergreen St, Aspen St$1,291
Woodstock St, Mimosa Dr, Allendale St, Blvd Green, Linden St, Little Lake St, Betty St, Elm Ct, Beech St, Woodlawn Pl$1,321
Jonathan St, Valerie St, Holton St, Mayfair St, Jim West St, Jane St, Welford, Mapleridge St, Wilmington, Fournace Pl$1,322
Innsbruck St, Howard Ln, Patrick Henry St, Phanturn Ln, Sunburst St, Pamellia Dr, Lampton Cir, Chelsea St, Jaquet Dr, Tamarisk St$1,220
Braeburn Dr, Imperial St, Wildwood, Larch Ln, Whipple Dr, W Loop S, Lupin St, Vivian St, Saint Moritz St, Atwell St$1,294

Bellaire, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bellaire$188 to $195
Southside Place$227
West University Place$208
Piney Point Village$229

Bellaire, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southside Place city, Texas $227 $303 $455
West University Place city, Texas $208 $277 $416
Piney Point Village city, Texas $229 $305 $458

Bellaire, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bellaire, TX3.0%10.9%
Southside Place3.16%12.61%
West University Place2.89%11.55%
Piney Point Village3.18%12.71%

Bellaire Renters Insurance as a Percentage of Rent

Bellaire Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 81 13.0% $1839
$750 to $999 57 9.0% $2589
$1,000 to $1,499 158 25.0% $3714
$1,500 or more 318 51.0% $5364

Bellaire, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Bellaire Homeowner Insurance Premium Example $5,300$4,800
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $43,100$42,100
Net Savings to Bellaire Home Owner from High Deductible Plan $1,000

Bellaire, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bellaire, TX Home Replacement Value MORE than Home Value Bellaire, TX Home Replacement Value LESS than Home Value
Replacement Value $680,000 $442,500
Insurance Premium based on Replacement Value $5,100 $3,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $97,000 Risk Exposure from Under Insuring Coverage is $140,500
Premium Impact Insurance cheaper by $1,050/year Insurance costlier by $725/year

Example Bellaire Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceAllstate
Monthly Premium 222341266
Year Built 200820121968
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Bellaire, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 620,000 Membrane Roof 2,180 3 $2500-$5000 Deductible 3790 10 Wood siding yes
2014 840,000 Shingles Roof 2,710 4 $1000-$2500 Deductible 4690 12 Brick siding yes
1965 860,000 Slate Shingles Roof 3,020 4 $2500-$5000 Deductible 690 2 Vinyl siding No
2013 870,000 Tile Roof 3,260 4 $500 Deductible 1100 2 Brick siding yes
1965 335,000 Metal Roof 1,550 5 $500 Deductible 1460 6 Wood siding No
2008 1,200,000 Shingles Roof 3,890 5 $500- $1000 Deductible 3730 6 Wood siding No
2009 500,000 Membrane Roof 1,640 3 > $10,000 Deductible 1710 9 Vinyl siding No
1967 525,000 Composition Roof 2,150 3 $2500-$5000 Deductible 2490 9 Wood siding yes
2009 370,000 Asphalt Shingles Roof 1,470 3 > $10,000 Deductible 660 3 Stucco siding No
2013 945,000 Composition Roof 4,150 5 $500 Deductible 3170 5 Vinyl siding No
2014 495,000 Tile Roof 1,870 3 $1000-$2500 Deductible 3340 10 Wood siding yes
2010 375,000 Slate Shingles Roof 1,410 3 $2500-$5000 Deductible 900 6 Vinyl siding yes
2003 350,000 Membrane Roof 1,270 3 $500 Deductible 2810 9 Vinyl siding yes
1961 725,000 Wood Shake Roof 3,160 5 $500- $1000 Deductible 3190 7 Stone Siding yes
2004 620,000 Asphalt Shingles Roof 2,150 5 $2500-$5000 Deductible 290 1 Brick siding No
2007 820,000 Slate Shingles Roof 3,240 4 > $10,000 Deductible 2030 5 Fiber-Cement Siding No
2006 385,000 Tile Roof 1,800 4 > $10,000 Deductible 440 3 Fiber-Cement Siding yes
2011 610,000 Membrane Roof 2,600 4 > $10,000 Deductible 1270 5 Stone Siding yes
2005 470,000 Asphalt Shingles Roof 1,720 5 $2500-$5000 Deductible 1970 10 Vinyl siding yes
2013 845,000 Shingles Roof 3,300 4 > $10,000 Deductible 2850 8 Fiber-Cement Siding No
2006 450,000 Composition Roof 1,460 3 $2500-$5000 Deductible 1900 8 Fiber-Cement Siding No
2003 680,000 Asphalt Shingles Roof 3,040 5 $5000 to $10,000 Deductible 3350 12 Wood siding No
1966 940,000 Tile Roof 3,110 4 $2500-$5000 Deductible 2370 5 Wood siding yes
1964 870,000 Wood Shake Roof 3,180 4 $500 Deductible 2470 5 Vinyl siding No
2008 920,000 Wood Shake Roof 4,060 5 > $10,000 Deductible 3020 9 Vinyl siding yes
2001 590,000 Asphalt Shingles Roof 2,240 3 > $10,000 Deductible 2430 10 Brick siding No
2013 385,000 Asphalt Shingles Roof 1,670 3 $5000 to $10,000 Deductible 700 5 Fiber-Cement Siding No
2013 980,000 Slate Shingles Roof 4,000 5 > $10,000 Deductible 2740 9 Brick siding yes
1960 420,000 Composition Roof 1,840 3 $500- $1000 Deductible 1640 5 Stucco siding yes
2005 1,095,000 Slate Shingles Roof 3,940 5 $1000-$2500 Deductible 7480 12 Vinyl siding No
2007 715,000 Shingles Roof 2,320 3 $500- $1000 Deductible 660 1 Stucco siding yes