Bell Gardens Insurance Rates:

Bell Gardens, CA homeowners insurance is nearly $519 to $707, about $43-$58/month. Our all inclusive analysis indicates shoppers can save upto $245 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate provided my family with cheap rates than the other insurance companies we asked for a quote from
State Farm
The price is reasonable but too pricey
State Farm
On may 26, 2017, state farm homeowners insurance company became part of our family. what we like about state farm was the easy process it took when it was time to establish a home owner’s insurance company for our first home.
State Farm
Again, I use an agent, who contacts me with any issues, sends a Christmas card and birthday card, and who is easy to get in touch with.
State Farm
It is very easy to use and I really like it a lot. I am glad they have it.
Stillwater Insurance Group
So far experience has been good, just got a small premium increase will call to find out why.
Allstate
I haven't really used the company's website much. I have dealt directly with my agent via email and phone. I have no real opinion on their website.

Bell Gardens, CA Homeowners Insurance By Home Value

Bell Gardens, CA Home Value Total Homes % of Total Average Bell Gardens, CA Homeowners Insurance
Less than $50,000 309 17.0% $49
$100,000 to $124,999 67 3.0% $232
$125,000 to $149,999 43 2.0% $294
$150,000 to $174,999 123 6.0% $349
$175,000 to $199,999 107 5.0% $398
$200,000 to $249,999 252 14.0% $484
$250,000 to $299,999 388 21.0% $588
$300,000 to $399,999 463 25.0% $753

Top Home Insurance Agents Near Bell Gardens, CA

Home Insurance Company Near Bell Gardens, CA Homeowners Insurance Agency Near Bell Gardens, CA Address
State Farm Al Proctor 509 N Harbor Blvd, Fullerton, CA, 92832-1515
Allstate Andres Juarez 50 S Anaheim Blvd Ste 244, Anaheim, CA, 92805
Farmers Craig Holman 21012 Ventura Blvd, Woodland Hls, CA, 91364
Allstate John Murphy 16168 Beach Blvd Ste 115, Huntington Beach, CA, 92647
Travelers Poms & Associates Insurance Brokers Inc 5700 Canoga Ave Ste 400, WOODLAND HILLS, CA, 91367

Cost Of Homeowners Insurance By Street Near Bell Gardens, CA

Streets in Bell Gardens Area Homeowners Insurance Cost
Bell Gardens Ave, Hannon St, Charner St, Ira Ave, Scout Ave, Sudan Ave, Ludell St, Perry Rd, Ramish Ave, Ludell St$608
Ira Ave, Gephart Ave, Gephart Ave, Lynda Ln, Priory St, Priory St, el Cortez Ave, Priam Dr, Foster Bridge Blvd, Adamson Ave$616
Hannon St, Darwell Ave, Chalet Dr, Cassandra Dr, Gallant St, Felix Ave, el Selinda Ave, Shull St, Adamson Ave, Scout Ave$619
Shull St, Gallant St, Gilliland Ave, el Selinda Ave, Toler Ave, Alvina St, Marlow Ave, Sun Ln, Cll Las Flores, Priory St$621
Colmar Ave, Pacific Dr, Sudan St, Darwell Ave, Ajax Ave, Ira Ave, Shull St, Ramish Ave, Charner St, Granger Ave$634

Bell Gardens, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bell Gardens$91 to $94
Cudahy$90
Bell$92
Commerce$93

Bell Gardens, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cudahy city, California $75 $100 $150
Bell city, California $77 $102 $153
Commerce city, California $78 $103 $155

Bell Gardens, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bell Gardens, CA3.1%15.3%
Cudahy2.71%12.32%
Bell2.8%13.12%
Commerce2.55%21.6%

Bell Gardens Renters Insurance as a Percentage of Rent

Bell Gardens Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 124 1.0% $792
$300 to $499 155 2.0% $1242
$500 to $749 1,118 14.0% $1917
$750 to $999 1,787 23.0% $2667
$1,000 to $1,499 3,546 47.0% $3792
$1,500 or more 736 9.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Bell Gardens For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewPacific Specialty539
200000500NewUnigard Group375
2500001000NewCalifornia Casualty427
300000500NewHomesite986
300000500NewPacific Specialty773
4000001000NewCSE Safeguard766
5000001000NewAmica Mutual1334
5000001000NewCentury National1575
5000001000NewHorace Mann1143
5000001000NewMercury Ins Group500
7500002500NewPacific Specialty1430
2000005001-3 YearsNationwide621
2000005001-3 YearsPacific Specialty613
25000010001-3 YearsAmica Mutual772
2500005001-3 YearsMAPFRE Group756
3000005001-3 YearsCalifornia Casualty729
50000010001-3 YearsHartford (Sentinel)872
75000025001-3 YearsAmerican Security2334
1500005004-6 YearsHorace Mann396
1500005004-6 YearsStillwater Ins Co533
2000005004-6 YearsLiberty Ins Corp633
25000010004-6 YearsIntegon/National908
2500005004-6 YearsAmco809

Bell Gardens, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Bell Gardens Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$11,900
Net Savings to Bell Gardens Home Owner from High Deductible Plan $1,800

Bell Gardens, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bell Gardens, CA Home Replacement Value MORE than Home Value Bell Gardens, CA Home Replacement Value LESS than Home Value
Replacement Value $316,000 $207,000
Insurance Premium based on Replacement Value $825 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,500 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Bell Gardens Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualFarmers Insurance
Monthly Premium 492933
Year Built 196019772006
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$175000-$200000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bell Gardens, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 270,000 Asphalt Shingles Roof 1,620 2 $500 Deductible 210 4 Wood siding No
2009 320,000 Metal Roof 2,290 3 $500- $1000 Deductible 70 1 Wood siding yes
2005 145,000 Asphalt Shingles Roof 1,000 2 $500 Deductible 260 6 Brick siding yes
1976 175,000 Shingles Roof 1,410 2 $500 Deductible 130 4 Stucco siding yes
1962 310,000 Shingles Roof 1,940 4 > $10,000 Deductible 430 10 Fiber-Cement Siding No
1963 465,000 Shingles Roof 3,260 4 $2500-$5000 Deductible 570 7 Stone Siding No
1957 345,000 Membrane Roof 2,020 4 $1000-$2500 Deductible 250 4 Stone Siding yes
1958 295,000 Slate Shingles Roof 2,160 4 $5000 to $10,000 Deductible 290 7 Stucco siding yes
1982 235,000 Metal Roof 1,450 2 $2500-$5000 Deductible 380 8 Wood siding No
2001 205,000 Membrane Roof 1,200 3 $500- $1000 Deductible 240 5 Brick siding No
1950 475,000 Composition Roof 3,280 4 $500 Deductible 780 7 Stucco siding No
2006 205,000 Wood Shake Roof 1,530 2 $5000 to $10,000 Deductible 190 6 Stone Siding yes
2008 190,000 Asphalt Shingles Roof 1,160 2 $2500-$5000 Deductible 250 5 Vinyl siding yes
1984 180,000 Composition Roof 1,390 2 $500 Deductible 70 1 Stucco siding yes
1956 365,000 Membrane Roof 2,510 4 $1000-$2500 Deductible 500 8 Stucco siding yes
1982 360,000 Slate Shingles Roof 2,550 4 $5000 to $10,000 Deductible 470 9 Stone Siding No
2009 260,000 Tile Roof 2,110 4 $1000-$2500 Deductible 270 5 Fiber-Cement Siding yes
1970 260,000 Metal Roof 1,510 3 $5000 to $10,000 Deductible 210 6 Vinyl siding No
2008 135,000 Composition Roof 1,050 2 $500- $1000 Deductible 120 5 Fiber-Cement Siding yes
1975 400,000 Membrane Roof 2,310 3 $500 Deductible 660 8 Vinyl siding yes
1954 295,000 Wood Shake Roof 1,840 3 > $10,000 Deductible 300 8 Brick siding No
1970 410,000 Wood Shake Roof 3,170 4 $1000-$2500 Deductible 90 1 Vinyl siding yes
1959 420,000 Asphalt Shingles Roof 3,050 4 $5000 to $10,000 Deductible 580 8 Stone Siding No
1970 415,000 Slate Shingles Roof 2,810 4 $500- $1000 Deductible 560 9 Wood siding yes
1970 225,000 Slate Shingles Roof 1,760 2 $1000-$2500 Deductible 330 6 Brick siding yes
2001 210,000 Wood Shake Roof 1,300 2 $5000 to $10,000 Deductible 100 4 Fiber-Cement Siding No
1966 390,000 Wood Shake Roof 2,360 3 $500- $1000 Deductible 480 4 Vinyl siding No
1975 300,000 Tile Roof 1,850 4 $500- $1000 Deductible 70 1 Stucco siding yes
1986 290,000 Metal Roof 2,440 4 $5000 to $10,000 Deductible 500 12 Stucco siding yes
1954 305,000 Asphalt Shingles Roof 1,950 3 $5000 to $10,000 Deductible 380 12 Vinyl siding yes
1973 165,000 Composition Roof 1,400 3 $500- $1000 Deductible 140 3 Vinyl siding No