Bell Insurance Rates:

Bell, CA homeowners insurance is approximately $520 to $707, about $43-$58/month. Our comprehensive research reveals consumers can save as much as $245 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
The policy that they offer is pretty similar to others on the current marketplace. Their price was a bit higher than some of the other quotes but they were locally based and had a good customer service representative.
Nationwide
Nationwide offers diverse insurance options and gives you the ability to bundle package to meet your insurance needs. it's very convenient to bundle home insurance with auto for significant cost savings.
State Farm
Overall having a local agent that i can connect with gives me comfort that my company is here for the long term. what is not pleased with me is having to work around the schedule of my agent instead of my agent working around for me.
Liberty Mutual
I went into the local office of the company and sat down with an agent. He made the whole process exceptionally easy. Everything was explained very well.
Nationwide
They seem helpful. They get back to you in a timely manner.
State Farm
When I purchased insurance it was the cheapest at the time. Haven't compared it since so I do not know if it has gotten any better.
Geico
I would probably only recommend it because of price and how easy it is to make payments through the app.

Bell, CA Homeowners Insurance By Home Value

Bell, CA Home Value Total Homes % of Total Average Bell, CA Homeowners Insurance
Less than $50,000 212 10.0% $49
$90,000 to $99,999 34 1.0% $196
$150,000 to $174,999 143 7.0% $337
$175,000 to $199,999 104 5.0% $392
$200,000 to $249,999 336 16.0% $472
$250,000 to $299,999 400 19.0% $577
$300,000 to $399,999 725 35.0% $736

Top Home Insurance Agents Near Bell, CA

Home Insurance Company Near Bell, CA Homeowners Insurance Agency Near Bell, CA Address
NA Erm Insurance Brokers 2101 Business Center Drive, Suite 150, Irvine, CA, 92612
State Farm David Reyes 2840 W Lincoln Ave, Anaheim, CA, 92801-6211
Travelers Discovery Insurance Services Inc 3460 WILSHIRE BLVD 1200, LOS ANGELES, CA, 90010
State Farm Jim Hussey 1000 N Western Ave Ste 202, San Pedro, CA, 90732-2402
State Farm John Webb 7242 Orangethorpe Ave Ste B, Buena Park, CA, 90621-3320

Bell, CA Home Insurance Agents for Top Companies


Bell, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Gate-East Los Angeles CCD, Los Angeles County, California $92 $123 $185
Maywood city, California $92 $122 $183
Cudahy city, California $90 $120 $180

Bell, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bell, CA2.8%13.1%
South Gate-East Los Angeles2.81%16.22%
Maywood2.74%15.11%
Cudahy2.71%12.32%

Bell Renters Insurance as a Percentage of Rent

Bell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 96 1.0% $792
$300 to $499 160 2.0% $1242
$500 to $749 726 11.0% $1917
$750 to $999 2,260 35.0% $2667
$1,000 to $1,499 2,593 40.0% $3792
$1,500 or more 590 9.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Bell For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewAmica Mutual727
250000500NewAIG Prop Cas1493
250000500NewCalifornia Capital700
300000500NewCentury National1067
4000001000NewCalifornia Casualty603
5000001000NewAmco998
5000001000NewAmerican Reliable1780
7500002500NewCalifornia Casualty764
3000005001-3 YearsMetropolitan Direct1322
50000025001-3 YearsAmerican Security1650
25000010004-6 YearsSafeco889
25000010004-6 YearsTokio Marine America451
2500005004-6 YearsForemost Insurance1098
2500005004-6 YearsIntegon/National988
1500002507-15 YearsFirst American Ins1013
25000010007-15 YearsTokio Marine America565
2500005007-15 YearsAAA (Interinsurance Exchange)891
40000010007-15 YearsHorace Mann P & C2656
40000010007-15 YearsMercury Ins Group788
15000050016-25 YearsHartford (Sentinel)762
20000050016-25 YearsBankers Standard3366

Bell, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Bell Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,900$13,300
Net Savings to Bell Home Owner from High Deductible Plan $600

Bell, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bell, CA Home Replacement Value MORE than Home Value Bell, CA Home Replacement Value LESS than Home Value
Replacement Value $421,000 $301,500
Insurance Premium based on Replacement Value $1,425 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,000 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $250/year

Example Bell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceState Farm
Monthly Premium 404074
Year Built 198319751947
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$400000-$500000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Bell, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 240,000 Tile Roof 1,900 3 $2500-$5000 Deductible 480 10 Brick siding No
1961 265,000 Metal Roof 1,550 3 $1000-$2500 Deductible 130 2 Brick siding yes
1977 385,000 Membrane Roof 2,130 3 $1000-$2500 Deductible 100 1 Vinyl siding No
1970 225,000 Tile Roof 1,830 3 $5000 to $10,000 Deductible 380 8 Wood siding No
1961 255,000 Tile Roof 1,570 2 $500- $1000 Deductible 390 7 Stone Siding No
1961 120,000 Tile Roof 900 2 $500- $1000 Deductible 120 4 Vinyl siding No
1984 160,000 Asphalt Shingles Roof 1,220 3 $1000-$2500 Deductible 70 2 Stucco siding No
1948 255,000 Wood Shake Roof 1,520 2 > $10,000 Deductible 330 10 Brick siding No
1975 225,000 Membrane Roof 1,680 2 > $10,000 Deductible 180 8 Stone Siding yes
1942 265,000 Membrane Roof 1,810 3 $1000-$2500 Deductible 330 6 Stone Siding No
1958 225,000 Metal Roof 1,470 3 $1000-$2500 Deductible 260 5 Fiber-Cement Siding yes
1940 195,000 Metal Roof 1,360 3 $500- $1000 Deductible 260 6 Brick siding yes
1953 155,000 Tile Roof 1,010 2 $2500-$5000 Deductible 330 10 Fiber-Cement Siding No
1962 305,000 Tile Roof 2,150 3 $500- $1000 Deductible 1190 12 Stucco siding No
1961 290,000 Metal Roof 1,780 3 $1000-$2500 Deductible 220 4 Wood siding yes
1963 325,000 Shingles Roof 2,350 3 $1000-$2500 Deductible 680 9 Brick siding yes
1959 195,000 Tile Roof 1,560 2 $2500-$5000 Deductible 390 10 Stucco siding yes
1966 430,000 Shingles Roof 2,610 4 $500- $1000 Deductible 120 1 Stucco siding No
1985 210,000 Tile Roof 1,470 2 $2500-$5000 Deductible 280 6 Stone Siding yes
1984 310,000 Composition Roof 2,570 4 $5000 to $10,000 Deductible 400 9 Vinyl siding No
1988 265,000 Membrane Roof 1,670 3 $1000-$2500 Deductible 330 6 Stone Siding yes
1984 450,000 Membrane Roof 2,540 4 > $10,000 Deductible 230 4 Fiber-Cement Siding No
1986 190,000 Asphalt Shingles Roof 1,200 3 $2500-$5000 Deductible 110 3 Fiber-Cement Siding No
1988 335,000 Asphalt Shingles Roof 2,270 3 $5000 to $10,000 Deductible 420 7 Vinyl siding yes
1980 310,000 Slate Shingles Roof 1,720 2 > $10,000 Deductible 190 5 Stucco siding No
1986 135,000 Composition Roof 990 2 $2500-$5000 Deductible 110 4 Vinyl siding yes
1948 570,000 Slate Shingles Roof 3,190 4 $5000 to $10,000 Deductible 240 3 Vinyl siding yes
1967 250,000 Composition Roof 1,910 4 > $10,000 Deductible 110 3 Wood siding yes
1989 160,000 Membrane Roof 1,270 3 $500 Deductible 170 4 Brick siding yes
1954 265,000 Membrane Roof 1,540 2 $1000-$2500 Deductible 140 3 Brick siding No
1953 405,000 Asphalt Shingles Roof 2,700 4 > $10,000 Deductible 260 8 Stucco siding No
1966 260,000 Tile Roof 1,700 3 $2500-$5000 Deductible 550 8 Fiber-Cement Siding No
1952 415,000 Asphalt Shingles Roof 2,660 4 > $10,000 Deductible 730 12 Brick siding yes

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