Bel Air Insurance Rates:

Bel Air, MD homeowners insurance is nearly $591 to $806, about $49-$67/month. Our comprehensive guide shows customers can save upto $279 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Bel Air, MD Homeowners Insurance By Home Value

Bel Air, MD Home Value Total Homes % of Total Average Bel Air, MD Homeowners Insurance
Less than $50,000 66 2.0% $62
$100,000 to $124,999 75 2.0% $300
$125,000 to $149,999 219 7.0% $377
$150,000 to $174,999 236 8.0% $440
$175,000 to $199,999 213 7.0% $510
$200,000 to $249,999 652 22.0% $615
$250,000 to $299,999 624 21.0% $754
$300,000 to $399,999 800 27.0% $957

Top Home Insurance Agents Near Bel Air, MD

Home Insurance Company Near Bel Air, MD Homeowners Insurance Agency Near Bel Air, MD Address
NA Stellar Insurance Inc 19 N 3Rd St, Oxford, PA, 19363
Allstate Cassie Mcgovern 495 Old Mill Rd Ste C, Millersville, MD, 21108
Allstate Joseph Bozel 501 Washington Ave Ste 300, Towson, MD, 21204
Travelers Lyons Insurance Agency Inc 1 RIGHTER PKWY STE 110, WILMINGTON, DE, 19803
Liberty Mutual Megan Donahue 131 Continental Dr. Ste 108 - Christiana Executive Campus, Newark, DE, 19713

Cost Of Homeowners Insurance By Street Near Bel Air, MD

Streets in Bel Air Area Homeowners Insurance Cost
Idlewild St, Huntington Pl, Sable Ct, Southampton Rd, Vermont Rd, E Belcrest Pl, Beetlebrook Dr, Steed Ln, Colonial Rd, Lynndale Ct$721
Overlook Way, Belmont Ct, Grimsby Ct, Chase Ct, Loring Ave, Regent Dr, Dunsinnan Trl, New Place Ct, Wright St, Churchhill Rd$737
Olivier Ln, Hazel Ln, Vaughn Ave, Sherwood Pl, Hepburn Ln, W Ring Factory Rd, Eastern Ave, Woodsyde Cir, Clara Ter, Foothill Ct$724
Dublin Way, Giles St, Homestead St, S Dahlia Rd, S Hays St, Jade Dr, Runnymede Ct, Hall St, E Farrow Ct, Knightswood Ct$703
Irwins Choice, Malkus Way, Donegal Rd, Wellington Ct, Cesky Pl, Marcdale Pl, W Belcrest Rd, Clifton Ter, Dungarvan Ct, Tavistock Ct$698

Bel Air, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bel Air$104 to $107
Bel Air North$107
Bel Air South$105
Harford County$106

Bel Air, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bel Air North CDP, Maryland $107 $143 $215
Bel Air South CDP, Maryland $106 $141 $212
Harford County, Maryland $106 $141 $212

Bel Air, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bel Air, MD3.3%10.1%
Bel Air North2.88%10.28%
Bel Air South3.01%11.08%
Harford County2.97%10.3%

Bel Air Renters Insurance as a Percentage of Rent

Bel Air Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 13 1.0% $785
$300 to $499 28 2.0% $1235
$500 to $749 50 3.0% $1910
$750 to $999 295 23.0% $2660
$1,000 to $1,499 683 54.0% $3785
$1,500 or more 171 13.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Bel Air For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
260,000 500 Frame 25 Chubb National Insurance Co. 1,252
310,000 1,000 Masonry 15 Frederick Mutual Insurance Co. 976
210,000 500 Frame 35 Metropolitan Group Property And Casualty 1,338
310,000 1,000 Masonry 15 Mutual Benefit Insurance Co. 1,103
360,000 1,000 Frame 10 Nationwide General Insurance Co. 779
360,000 1,000 Frame 10 Selective Ins. Co. Of South Carolina 1,344
310,000 1,000 Masonry 15 Standard Guaranty Insurance Co. 2,742
360,000 1,000 Frame 10 Stillwater P & C Insurance Co. 1,287
310,000 1,000 Masonry 15 Teachers Insurance Co. 760
210,000 500 Frame 35 United Services Automobile Association 1,333

Bel Air, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Bel Air Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,000$10,500
Net Savings to Bel Air Home Owner from High Deductible Plan $500

Bel Air, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bel Air, MD Home Replacement Value MORE than Home Value Bel Air, MD Home Replacement Value LESS than Home Value
Replacement Value $434,000 $265,500
Insurance Premium based on Replacement Value $2,375 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $79,000 Risk Exposure from Under Insuring Coverage is $89,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $450/year

Example Bel Air Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 7361141
Year Built 196919981988
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$500000-$600000
Deductible $500- $1000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bel Air, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 340,000 Asphalt Shingles Roof 2,570 4 > $10,000 Deductible 150 2 Fiber-Cement Siding yes
2011 545,000 Asphalt Shingles Roof 4,430 5 $5000 to $10,000 Deductible 520 5 Vinyl siding No
2012 500,000 Asphalt Shingles Roof 3,100 5 $2500-$5000 Deductible 770 4 Wood siding No
2002 615,000 Composition Roof 4,520 5 $5000 to $10,000 Deductible 1330 8 Stucco siding yes
2011 425,000 Wood Shake Roof 3,250 5 > $10,000 Deductible 330 3 Stucco siding yes
2010 355,000 Slate Shingles Roof 2,890 5 $500- $1000 Deductible 1220 10 Fiber-Cement Siding yes
1991 680,000 Metal Roof 4,330 5 > $10,000 Deductible 150 1 Fiber-Cement Siding No
1962 175,000 Composition Roof 1,510 3 $1000-$2500 Deductible 60 1 Fiber-Cement Siding No
2011 130,000 Wood Shake Roof 1,210 3 $1000-$2500 Deductible 30 1 Vinyl siding yes
1972 195,000 Metal Roof 1,800 4 $500 Deductible 970 12 Wood siding yes
1962 305,000 Slate Shingles Roof 2,090 4 $5000 to $10,000 Deductible 170 2 Wood siding yes
2004 215,000 Slate Shingles Roof 1,740 4 $500 Deductible 490 5 Vinyl siding yes
2001 190,000 Wood Shake Roof 1,290 3 $1000-$2500 Deductible 420 6 Brick siding yes