Beekmantown Insurance Rates:

Beekmantown, NY homeowners insurance is nearly $504 to $685, about $42-$57/month. Our in depth research reveals consumers can save upto $238 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Beekmantown, NY Homeowners Insurance By Home Value

Beekmantown, NY Home Value Total Homes % of Total Average Beekmantown, NY Homeowners Insurance
Less than $50,000 246 14.0% $101
$50,000 to $59,999 43 2.0% $220
$60,000 to $69,999 54 3.0% $273
$70,000 to $79,999 76 4.0% $315
$80,000 to $89,999 43 2.0% $357
$90,000 to $99,999 84 5.0% $398
$100,000 to $124,999 165 9.0% $464
$125,000 to $149,999 265 15.0% $583
$150,000 to $174,999 295 17.0% $684
$175,000 to $199,999 50 2.0% $791
$200,000 to $249,999 175 10.0% $952
$250,000 to $299,999 96 5.0% $1166
$300,000 to $399,999 83 4.0% $1481

Top Home Insurance Agents Near Beekmantown, NY

Home Insurance Company Near Beekmantown, NY Homeowners Insurance Agency Near Beekmantown, NY Address
NA Agency Insurance Brokers, Inc. 187 Pleasant St, Ste D, Keeseville, NY, 12944
Travelers Hackett Valine & Macdonald Inc 620 Hinesburg Road South Burlington, South Burlington, VT, 5403
Allstate Lamoille Valley Ins 29 Collins Hill Rd, Johnson, VT, 5656
Travelers Northern Insuring Agency Inc 171 MARGARET ST, PLATTSBURGH, NY, 12901
Liberty Mutual Independent T S Peck Insurance Llc 41 IDX DR, SOUTH BURLINGTON, VT, 5403

Cost Of Homeowners Insurance By Street Near Beekmantown, NY

Streets in Beekmantown Area Homeowners Insurance Cost
Conroy Rd, Ron Cathy Rd, Gene Lefevre Rd, Moffitt Rd, O Neil Rd, Seymour Rd, Shawn Rd, Brewster Rd, Porter Rd, Maple Ridge Dr$592
Tetreault Dr, Stony Acres Dr, Kelly Rd, Co Rd 28, Harmony Ln, Lake Shore Rd, Spoor Dr, Gilmore Ln, Divine Acres, Greenbriar Way$596
Trim Rd, Nichols Rd, Holcombe Rd, Pellerin Rd, Gen Leroy Manor Rd, Breyette Way, Asgard Ln, Point au Roche Rd, Colby Rd, Haymeadow Rd$595
Cl Stone Dr, Rooney Rd, Kris Guybecky Ln, Laura Dr, Branon Dr, Co Rd 16, Smoke Rise Dr, Greta Howe Ln, Ashley Rd, Stoney Acres Dr$596
Monty Rd, Cemetery Rd, Golden Rd, Carls Pl, Cooper Dr, Greenlawn Rd, Hobbs Rd, Holcombe Ct, Highland View Way, Bouchard Dr$594

Beekmantown, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beekmantown$88 to $91
West Chazy$87
Chazy$88
Plattsburgh$89

Beekmantown, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Chazy CDP, New York $88 $117 $176
Chazy town, Clinton County, New York $89 $118 $177
Plattsburgh city, New York $89 $119 $179

Beekmantown, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beekmantown, NY3.5%9.7%
West Chazy4.89%10.11%
Chazy4.1%9.88%
Plattsburgh3.48%10.14%

Beekmantown Renters Insurance as a Percentage of Rent

Beekmantown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 36 9.0% $346
$200 to $299 11 2.0% $796
$300 to $499 20 5.0% $1246
$500 to $749 150 39.0% $1921
$750 to $999 134 35.0% $2671
$1,000 to $1,499 13 3.0% $3796
$1,500 or more 15 3.0% $5446

Beekmantown, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Beekmantown Homeowner Insurance Premium Example $1,900$1,700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,500$15,900
Net Savings to Beekmantown Home Owner from High Deductible Plan $600

Beekmantown, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beekmantown, NY Home Replacement Value MORE than Home Value Beekmantown, NY Home Replacement Value LESS than Home Value
Replacement Value $166,500 $108,000
Insurance Premium based on Replacement Value $2,000 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $375/year

Example Beekmantown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 147238198
Year Built 200619851940
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Beekmantown, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 215,000 Wood Shake Roof 2,170 3 $1000-$2500 Deductible 250 2 Stucco siding yes
2014 385,000 Slate Shingles Roof 4,720 5 $500 Deductible 1350 4 Brick siding yes
1946 205,000 Metal Roof 2,870 5 $500 Deductible 1680 9 Stone Siding No
2003 165,000 Wood Shake Roof 2,310 5 $2500-$5000 Deductible 330 3 Stone Siding No
1949 185,000 Metal Roof 1,920 4 $1000-$2500 Deductible 660 4 Brick siding No
2010 330,000 Shingles Roof 4,050 5 $5000 to $10,000 Deductible 1320 9 Fiber-Cement Siding No
1963 465,000 Shingles Roof 4,710 5 $500- $1000 Deductible 1910 4 Stucco siding No
1983 360,000 Tile Roof 3,950 5 $500- $1000 Deductible 1970 5 Stucco siding No
1989 220,000 Asphalt Shingles Roof 2,610 5 $2500-$5000 Deductible 1100 8 Brick siding No
1947 150,000 Shingles Roof 2,090 4 $500 Deductible 840 6 Stone Siding No
1942 335,000 Membrane Roof 3,910 5 $5000 to $10,000 Deductible 620 3 Vinyl siding yes
1992 275,000 Membrane Roof 3,220 4 $1000-$2500 Deductible 1420 8 Fiber-Cement Siding No
2010 205,000 Tile Roof 2,530 4 $1000-$2500 Deductible 1370 12 Brick siding No