Bedford Insurance Rates:

Bedford, IN homeowners insurance is approximately $675 to $915, about $56-$76/month. Our exhaustive guide indicates shoppers can save as much as $318 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bedford, IN Homeowners Insurance By Home Value

Bedford, IN Home Value Total Homes % of Total Average Bedford, IN Homeowners Insurance
Less than $50,000 604 17.0% $222
$50,000 to $59,999 251 7.0% $477
$60,000 to $69,999 326 9.0% $596
$70,000 to $79,999 261 7.0% $683
$80,000 to $89,999 480 13.0% $779
$90,000 to $99,999 292 8.0% $866
$100,000 to $124,999 435 12.0% $1009
$125,000 to $149,999 397 11.0% $1256
$150,000 to $174,999 159 4.0% $1486
$175,000 to $199,999 94 2.0% $1717
$200,000 to $249,999 79 2.0% $2067
$300,000 to $399,999 76 2.0% $3211

Top Home Insurance Agents Near Bedford, IN

Home Insurance Company Near Bedford, IN Homeowners Insurance Agency Near Bedford, IN Address
State Farm Tanya Mitchell-Yeager 2666 E 2nd St, Bloomington, IN, 47401-5371
State Farm Terri Meagher 90 N Gardner St, Scottsburg, IN, 47170-1102
NA Kritzer Insurance Agency 1905 S. Liberty Drive , Bloomington, IN, 47403
NA Morgan Group Inc & Morgan Insurance Agency Inc. 1100 State Rd 39 Bypass, Martinsville, IN, 46151
Travelers Dan Ellis Insurance Agency 717-B LINCOLN AVE, BEDFORD, IN, 47421

Cost Of Homeowners Insurance By Street Near Bedford, IN

Streets in Bedford Area Homeowners Insurance Cost
Zollman Ave, W Sound Ingram, Dogwood Acres Dr, F St, E Powerline Rd, Leesville Loop, Hidden Valley Rd, Baker Ln, Old Sasser Addition, Jackson St$811
Davis Dr, Murdock St, Peerless Ln, Ians Xing, Spice Valley Rd, Empire Ln, Fayetteville Owensburg Rd, Moore Ln, Co Rd L9N10 E, Moto Cross Rd$807
Moffatt Rd, G St, Michael Ave, Lavender Ln, Co Rd 200 S, Co Rd L8N2 E, State Rd 450, Washboard Ln, Gil Gal Rd, Liberty Baptist Church Rd$804
Ben Apple Rd, 1st St, Lyons Ln, Lincoln Ave, Sycamore Dr, Patton Hill Rd, 7th St, Shawnee Woods Dr, Parks Addition Rd, Norton Ave$794
12th St, Old State Rd 37 N, Co Rd 800 E, Byers Cemetery Rd, 18th St, Woods Ln, Old Union Church Rd, Huron Pike, Co Rd 375 W, Silver Ln$809
Prv Dr, Country Estates Dr, 14th St, Co Rd 417 E, Terrel St, Maple Leaf Rd, Pike Rd, Eric Ave, W St, Co Rd 1000 S$810
Mitchell St, Patricia Ln, Snow Rd, Co Rd 600 W, Bright Ln, Airy Hills Ln, Williams Ln, Western Ave, Deer Creek Ests, Pearl St$809
26th St, Quiet Ln, Co Rd 450, 11th St, Sandy Ln, River Bluff Ln, Co Rd 500 W, Old Buddha Rd, Elkins Rd, Cobb Ln$812
Old State Rd 37 N, Leatherwood Creek Esta, Illinois St, Liberty Rd, Ralph Owens Rd, Woodview Estates Rd, Lenord Patton Rd, Twin Ponds Rd, Pinewood Rd, W Old US Highway 60$809
Hearth Rd, Valley St, Briar Ave, Indian Springs Rd, W Sound Ingram, George Johnson Rd, Harrodsburg Rd, Hendricks St, E St, Martin Dr$812

Bedford, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bedford$118 to $121
Lawrence County$120
Oolitic$119
Indian Creek$122

Bedford, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lawrence County, Indiana $120 $160 $240
Oolitic town, Indiana $119 $159 $239
Shawswick township, Lawrence County, Indiana $120 $160 $240

Bedford, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bedford, IN7.4%18.6%
Lawrence County6.8%18.49%
Oolitic6.89%18.35%
Shawswick6.94%18.42%

Bedford Renters Insurance as a Percentage of Rent

Bedford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 3.0% $360
$200 to $299 213 9.0% $810
$300 to $499 507 23.0% $1260
$500 to $749 834 38.0% $1935
$750 to $999 387 17.0% $2685
$1,000 to $1,499 147 6.0% $3810

Bedford, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Bedford Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Bedford Home Owner from High Deductible Plan $600

Bedford, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bedford, IN Home Replacement Value MORE than Home Value Bedford, IN Home Replacement Value LESS than Home Value
Replacement Value $119,000 $76,500
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Bedford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 414519
Year Built 196119741946
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$50000-$75000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bedford, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 100,000 Wood Shake Roof 1,880 4 $500- $1000 Deductible 60 2 Wood siding No
1946 335,000 Slate Shingles Roof 4,500 5 $1000-$2500 Deductible 290 3 Fiber-Cement Siding No
1987 105,000 Metal Roof 1,910 3 $1000-$2500 Deductible 460 10 Stone Siding yes
1980 245,000 Membrane Roof 3,210 5 $5000 to $10,000 Deductible 300 4 Brick siding No
1948 130,000 Wood Shake Roof 1,830 4 $1000-$2500 Deductible 280 6 Vinyl siding No
1982 160,000 Membrane Roof 2,230 3 $500 Deductible 380 6 Brick siding No
1981 50,000 Membrane Roof 900 2 $1000-$2500 Deductible 140 8 Fiber-Cement Siding No
1984 115,000 Wood Shake Roof 1,690 2 $500 Deductible 210 4 Vinyl siding No
1987 85,000 Metal Roof 1,550 2 $500- $1000 Deductible 420 12 Wood siding yes
1964 120,000 Slate Shingles Roof 2,360 4 $2500-$5000 Deductible 130 5 Stucco siding No
1940 160,000 Metal Roof 2,590 5 $500 Deductible 560 10 Stone Siding No
1969 150,000 Shingles Roof 2,200 3 $500- $1000 Deductible 810 10 Fiber-Cement Siding No
1942 235,000 Wood Shake Roof 3,380 4 $1000-$2500 Deductible 250 3 Brick siding No
1963 130,000 Metal Roof 2,130 3 $500 Deductible 100 2 Vinyl siding yes
1986 115,000 Membrane Roof 2,090 3 $2500-$5000 Deductible 170 4 Stucco siding yes
1977 285,000 Tile Roof 5,000 5 $500 Deductible 390 4 Vinyl siding No
1942 165,000 Shingles Roof 2,980 4 $500- $1000 Deductible 460 6 Vinyl siding No
1960 170,000 Membrane Roof 2,950 5 $500 Deductible 440 8 Fiber-Cement Siding yes
1943 215,000 Wood Shake Roof 2,870 4 $2500-$5000 Deductible 450 7 Wood siding No
1986 135,000 Slate Shingles Roof 1,870 4 $500- $1000 Deductible 360 8 Brick siding yes
1980 200,000 Asphalt Shingles Roof 2,650 5 $5000 to $10,000 Deductible 560 12 Stucco siding No
1965 115,000 Shingles Roof 1,610 2 $500- $1000 Deductible 270 5 Stone Siding No
1986 145,000 Shingles Roof 2,260 3 $2500-$5000 Deductible 130 3 Stone Siding No
1972 205,000 Asphalt Shingles Roof 2,880 5 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
1947 110,000 Metal Roof 1,600 2 $2500-$5000 Deductible 40 1 Stucco siding yes
1962 110,000 Tile Roof 1,670 3 $2500-$5000 Deductible 400 12 Vinyl siding No
1985 130,000 Tile Roof 1,680 5 $1000-$2500 Deductible 430 12 Stone Siding No
1963 205,000 Composition Roof 2,810 5 $500 Deductible 290 5 Wood siding yes
1976 170,000 Asphalt Shingles Roof 2,650 4 $500 Deductible 310 5 Stone Siding yes
1975 115,000 Asphalt Shingles Roof 1,550 3 $500- $1000 Deductible 440 10 Fiber-Cement Siding No
1940 100,000 Tile Roof 1,650 4 $500 Deductible 250 7 Stone Siding No
1969 105,000 Metal Roof 1,930 4 $2500-$5000 Deductible 310 12 Stone Siding yes