Beaverton Insurance Rates:

Beaverton, OR homeowners insurance is about $389 to $527, about $32-$43/month. Our in depth analysis reveals consumers can save as much as $183 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Average Cost of Homeowners Insurance in Beaverton, OR

The average cost of home insurance in Beaverton, OR, is $746. There's a lot to think about when it comes to your home. You want to keep your family and belongings safe, but you also want to ensure you're prepared for anything life throws your way. That's where home insurance comes in. Home insurance is a type of property insurance that covers your home and your belongings in the event of damage or loss. It can help protect you from financial loss if your home is damaged or destroyed by fire, theft, or other covered events. A home insurance policy typically covers the structure of your home, your personal belongings, and liability for any injuries on your property. It can also provide coverage for temporary living expenses if your home is uninhabitable due to a covered event.

You can never be too cautious when it comes to securing your house. Before buying homeowners insurance, you should take all required precautions to protect your largest investment. When it comes time to get coverage, there are many options available. The insurance plan that best meets your needs must be chosen, which is difficult. The following factors to consider when looking for homeowners insurance in Beaverton, OR.

Cost of Home Insurance Based on the Coverage Level in Beaverton, OR

A package known as coverage provides protection against unanticipated disasters for your home and other structures on your property. It ensures that your home, belongings, and other priceless items will be safe from harm and theft. The price may change depending on the type of coverage a homeowner selects. For example, homeowners in Beaverton, OR, pay $470 for home insurance for coverage of $200,000. Homeowners in Beaverton, Oregon, frequently pay between $243 and $929 for coverage between $100K and $300K.

Cost of Home Insurance Based on the Deductibles in Beaverton, OR

If you're a homeowner in Beaverton, Oregon, you're probably aware that your home insurance policy comes with a deductible. But what you may not know is that the amount of your deductible can greatly impact the cost of your insurance. The deductible is the amount of money you must pay out-of-pocket before your insurance company starts paying for any damages. So, if you have a $1,000 deductible and your home is damaged in a fire that costs $10,000 to repair, you would have to pay the first $1,000, and your insurance company would pay the remaining $9,000. The higher your deductible, the lower your insurance premiums will be. That's because you're taking on more of the risk yourself, so the insurance company doesn't have to pay out as much if something happens to your home. Homeowners in Beaverton, Oregon, spend $737.05 for homeowners insurance when choosing a $500 low deductible. In contrast, in Beaverton, Oregon, homeowners choose a high $2500 deductible and pay $535.63 for their home insurance.

Cost of Home Insurance Based on the Age of the Home in Beaverton, OR

The cost of your home insurance in Beaverton, Oregon, can be considerably impacted by the age of your home. The insurance cost is often higher for older homes because older homes are more likely to experience problems that require coverage, such as water damage, fire damage, or damage from severe weather. In addition, older homes are also more likely to have outdated electrical systems, plumbing, and heating and cooling systems, which can also lead to higher insurance rates. Homes older than 30 and 50 pay $757.19 and $774.34 in Beaverton, OR, respectively, for homeowners insurance. On the other hand, newly built homes in Beaverton, OR, may be eligible for insurance savings of $574.42.

Beaverton, OR Homeowners Insurance By Home Value

Beaverton, OR Home Value Total Homes % of Total Average Beaverton, OR Homeowners Insurance
Less than $50,000 443 3.0% $36
$100,000 to $124,999 277 1.0% $169
$125,000 to $149,999 393 2.0% $215
$150,000 to $174,999 855 5.0% $251
$175,000 to $199,999 909 6.0% $293
$200,000 to $249,999 3,047 20.0% $352
$250,000 to $299,999 3,322 22.0% $430
$300,000 to $399,999 4,964 34.0% $549

Top Home Insurance Agents Near Beaverton, OR

Home Insurance Company Near Beaverton, OR Homeowners Insurance Agency Near Beaverton, OR Address
NA R Bauer Ins Inc 2745 Liberty St Ne Keizer, Salem, OR, 97307
Farmers Jerry Enders 12520 NE Halsey St, Portland, OR, 97230
Travelers Mary Lou Hadwick 1122 NE 122ND AVE STE 8, PORTLAND, OR, 97230
Nationwide Ray Insurance Agency 8600 SW Salish Lane STE 5, Wilsonville, OR, 97070-9632
Liberty Mutual Independent Sandy Insurance Center 39075 PROCTOR BLVD STE A, SANDY, OR, 97055

Beaverton, OR Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Beaverton, OR

Streets in Beaverton Area Homeowners Insurance Cost
SW 177th Pl, NW Tatum Ranch Pl, SW Shannon Pl, SW Redwing Ter, SW Whistling Way, SW 147th Ter, NW 172nd Pl, SW Conestoga Dr, SW 84th Pl, SW Vermont Loop$461
SW Snowgoose Ln, SW Trillium Ave, SW Orchid St, SW Obsidian St, SW Meade St, NW Jennifer Pl, SW Hamilton St, SW Meadowlark Ln, NW Lost Park Dr, NW Stonehedge Ct$498
SW 119th Pl, Green Valley Ter, NW 133rd Pl, SW Cabot St, NW 170th Pl, SW Roundtree Dr, SW Zander Ct, SW Ingrid Ter, Jeanne Ct, SW Marty Ln$464
SW Bryce Ct, SW 2nd St, SW 90th Pl, SW Rogue River Ter, SW 101st Ct, SW 161st Ct, NW Gianola Ct, SW Greystone Ct, NW 117th Dr, SW Secretariet Ct$477
SW Heather Ln, SW Midea Ct, NW Lone Rock Dr, NW 115th Ave, NW 162nd Ter, SW Trenton Ct, SW Coral Bell Ct, SW 164th Pl, SW Devonwood Ave, SW Albert Ct$475
SW Walnut Ln, SW Pegg Ct, NW 134th Pl, SW Templar Pl, SW 175th Pl, SW Buckskin Ter, SW Picard Ct, SW Catalina Dr, SW Briggs Rd, SW Club Meadow Ln$456
NW Dallas Pl, SW Benji Ct, SW Oleson Rd, NW Kino Springs Pl, SW 119th Ave, NW Wheatfield Way, SW Highgate Ter, SW Wood Duck Pl, SW Meadow Ln, NW 159th Ter$452
NW Pioneer Rd, NW 112th Ave, SW Savannah Pl, SW Hicrest Ave, SW Lily Pl, SW Oxbow Ter, SW 69th Pl, NW Bridle Ln, NW Coburg Ct, SW Maypark Ct$445
NW 116th Pl, SW Heritage Park Way, SW Balsam Ave, SW Erica Pl, SW Roshak Rd, SW 178th Pl, SW 158th Ter, SW Rice Ct, SW 172nd Ct, SW 91st Ct$460
SW Glencreek Ct, NW 178th Ave, SW Sapphire Ln, NW Albion Ct, 84th Ave, NW Burton St, SW Redbird St, NW Heritage Loop, NW Bobcat Pl, NW Kenzie Ln$466

Beaverton, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beaverton$68 to $70
Cedar Hills$68
West Slope$71
Raleigh Hills$73

Beaverton, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cedar Hills CDP, Oregon $57 $76 $114
West Slope CDP, Oregon $60 $79 $119
Raleigh Hills CDP, Oregon $61 $81 $122

Beaverton, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beaverton, OR2.0%6.9%
Cedar Hills2.01%7.04%
West Slope1.88%6.25%
Raleigh Hills1.61%5.83%

Beaverton Renters Insurance as a Percentage of Rent

Beaverton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 269 1.0% $778
$300 to $499 412 2.0% $1228
$500 to $749 2,431 13.0% $1903
$750 to $999 7,382 40.0% $2653
$1,000 to $1,499 5,863 32.0% $3778
$1,500 or more 1,625 8.0% $5428

Beaverton, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Beaverton Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,300$8,700
Net Savings to Beaverton Home Owner from High Deductible Plan $600

Beaverton, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beaverton, OR Home Replacement Value MORE than Home Value Beaverton, OR Home Replacement Value LESS than Home Value
Replacement Value $290,500 $212,500
Insurance Premium based on Replacement Value $725 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Beaverton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 477168
Year Built 199719842001
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths3 Beds, 2 Baths
Coverage Amount $175000-$200000$350000-$400000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Beaverton, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 160,000 Membrane Roof 960 2 $5000 to $10,000 Deductible 130 5 Stone Siding No
1975 420,000 Slate Shingles Roof 2,440 4 > $10,000 Deductible 610 12 Vinyl siding No
2000 215,000 Metal Roof 1,700 3 $500- $1000 Deductible 460 9 Stucco siding No
1970 675,000 Metal Roof 4,340 5 $5000 to $10,000 Deductible 1160 9 Wood siding yes
2000 150,000 Slate Shingles Roof 1,010 2 $500- $1000 Deductible 220 6 Fiber-Cement Siding yes
1976 420,000 Metal Roof 2,930 4 $5000 to $10,000 Deductible 260 5 Wood siding yes
1971 435,000 Composition Roof 3,260 4 $2500-$5000 Deductible 960 12 Brick siding No
1983 390,000 Wood Shake Roof 2,830 4 $500 Deductible 650 8 Brick siding No
1973 730,000 Metal Roof 4,700 5 $2500-$5000 Deductible 340 2 Stucco siding No
1987 420,000 Composition Roof 2,940 5 $5000 to $10,000 Deductible 300 6 Stone Siding No
1971 465,000 Wood Shake Roof 3,010 4 > $10,000 Deductible 460 8 Brick siding yes
2006 330,000 Membrane Roof 1,990 3 $500 Deductible 80 1 Vinyl siding yes
2010 720,000 Slate Shingles Roof 4,830 5 $500- $1000 Deductible 2420 12 Vinyl siding No
2012 150,000 Wood Shake Roof 1,060 2 $500 Deductible 440 12 Fiber-Cement Siding yes
2011 380,000 Shingles Roof 2,120 3 $1000-$2500 Deductible 390 4 Fiber-Cement Siding No
1998 250,000 Slate Shingles Roof 1,570 2 $2500-$5000 Deductible 480 8 Brick siding No
1991 225,000 Asphalt Shingles Roof 1,380 3 $1000-$2500 Deductible 450 10 Stucco siding yes
1972 310,000 Wood Shake Roof 1,910 3 > $10,000 Deductible 140 4 Vinyl siding yes
2003 250,000 Metal Roof 1,730 4 $1000-$2500 Deductible 550 10 Stucco siding yes
1990 360,000 Composition Roof 2,320 3 $1000-$2500 Deductible 690 8 Vinyl siding yes
1988 485,000 Shingles Roof 3,590 5 $500- $1000 Deductible 740 6 Wood siding yes
1987 180,000 Composition Roof 1,270 2 $5000 to $10,000 Deductible 60 2 Fiber-Cement Siding yes
2010 355,000 Composition Roof 2,040 5 $500- $1000 Deductible 140 2 Wood siding No
2011 325,000 Asphalt Shingles Roof 2,160 5 $5000 to $10,000 Deductible 300 8 Fiber-Cement Siding No
2013 475,000 Slate Shingles Roof 3,870 5 $1000-$2500 Deductible 180 2 Stucco siding yes
2007 260,000 Shingles Roof 1,730 2 $2500-$5000 Deductible 200 4 Wood siding No
2006 315,000 Metal Roof 2,150 4 $5000 to $10,000 Deductible 200 6 Vinyl siding No
2008 345,000 Shingles Roof 2,510 4 $500- $1000 Deductible 830 12 Stucco siding No
1972 315,000 Shingles Roof 1,990 4 $2500-$5000 Deductible 480 7 Vinyl siding No
1975 590,000 Slate Shingles Roof 3,720 5 $500 Deductible 770 7 Stucco siding yes
2011 235,000 Slate Shingles Roof 1,940 3 $2500-$5000 Deductible 260 6 Wood siding yes
1996 220,000 Slate Shingles Roof 1,630 4 $500- $1000 Deductible 160 3 Stone Siding No
2001 290,000 Membrane Roof 1,670 5 $500- $1000 Deductible 780 9 Stone Siding yes
1986 315,000 Composition Roof 2,400 3 $2500-$5000 Deductible 580 9 Brick siding No
1980 110,000 Composition Roof 630 1 $500 Deductible 100 5 Stucco siding yes

Latest Home Insurance Reviews

Farmer's Insurance
Farmers covers my 20 year old mobile home where others won't. It also offers better coverage than those others who do offer insurance for mobile homes.
Liberty Mutual
They are included in my mortgage and has helped me out a lot. Its included in my escrow plan so I don't have to pay differently for it.
I would recommend Geico because they have amazing customer service, amazing prices and awesome coverage.
Farmer's Insurance
I'm really happy with my insurance company, so I give them a "5". They have always been really clear about everything and really care about keeping us safe and the price of the insurance as low as possible.
State Farm
I find State Farm to be one of the best and most comprehensive insurance companies. I use to have farmers and they were okay but no where near as friendly or polite.
It is convenient that they are grouped together with our car insurance. it definitely makes bill paying easier for us.
Amica Mutual Insurance
Amica seems to be slightly more expensive than other insurance companies which provide similar policies in the same area i live in.
The Hartford
It is very easy to use and shows me my coverage and costs at the click of a finger. I can ask a question using the app or click a button and call them immediately. I like the ability to have all my information on my phone, ready when I need it.
Liberty Mutual
I have not encountered anything I do not like about the company so far.
State Farm
They are great in a lot of ways, they handle claims in a quickly
State Farm
I have not had any bad dealings with my home insurance company so I have nothing bad to say about them.
Liberty Mutual
very polite very knowledgeable they get back to you quick haven't needed to talk to them that much
State Farm
I would recommend this company for home insurance because I have been with them for many years and I find them to be very reliable in handling your claims and paying in a very fast manner.
Our current insurance company has always been easy to deal with. Whenever there is an issue they are quick to speak with us and set up anything that is needed.

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