Beaver Insurance Rates:

Beaver, WV homeowners insurance is approximately $743 to $1,015, about $61-$84/month. Our thorough analysis shows customers can save as much as $351 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Beaver, WV Homeowners Insurance By Home Value

Beaver, WV Home Value Total Homes % of Total Average Beaver, WV Homeowners Insurance
Less than $50,000 1,070 43.0% $351
$50,000 to $59,999 136 5.0% $738
$60,000 to $69,999 193 7.0% $922
$70,000 to $79,999 235 9.0% $1063
$80,000 to $89,999 165 6.0% $1204
$90,000 to $99,999 30 1.0% $1344
$100,000 to $124,999 152 6.0% $1555
$125,000 to $149,999 205 8.0% $1951
$150,000 to $174,999 126 5.0% $2302
$200,000 to $249,999 81 3.0% $3199
$250,000 to $299,999 29 1.0% $3911

Top Home Insurance Agents Near Beaver, WV

Home Insurance Company Near Beaver, WV Homeowners Insurance Agency Near Beaver, WV Address
Erie Appalachian Insurance Agency 583 Canterbury Drive, Beckley, WV, 25801
Allstate Chaney Ins Agency 418 4th Ave, Montgomery, WV, 25136
Nationwide Clark West Agency Inc. 1558 E Main St, Oak Hill, WV, 25901-3033
Nationwide John F Hindson Lutcf 314 Ferry St, Montgomery, WV, 25136-2227
Liberty Mutual Independent Wells Fargo Ins Svcs Of Wv Inc 41 EAGLES RD, BECKLEY, WV, 25801

Cost Of Homeowners Insurance By Street Near Beaver, WV

Streets in Beaver Area Homeowners Insurance Cost
Muddlety Valley, Airport Rd, Upper Spruce St, Orchard Heights Rd, Peaceful Valley Rd, Rockhouse Rd, Davis Ridge Rd, Trinity Way, Alderson Church Rd, Junior St$888
Lost Rd, Co Rte 20/12, Juniper St, Crooked Run Rd, Co Rte 19/10, Little Beaver Rd, Locust St, Little Brook Rd, Sourwood Dr, Hamrick Ln$888
Sue Ln, Mocking Bird Ln, Co Rte 19/5, Kyler Rd, Rhodenderon Ln, Co Rte 20/26, Moore St, Bug Valley Rd, Flanagan Rd, Ward Ln$891
Meadows Rd, Delaware Dr, Perkins, 2nd St, Hughart Ln, Radcliff Rd, State Rte 55, Cranberry, Wispering Pine Rd, Hamilton St$888
Birch St, Co Rte 44/8, Fayette Ln, Hoopin Holler Rd, Co Rte 44/6, Little Trl, Co Rte 1/4, Co Rte 3/4, Cherry Run, Co Rte 43/1$886

Beaver, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beaver$131 to $134
Craigsville$133
Camden-on-Gauley$131
Fenwick$128

Beaver, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Craigsville CDP, West Virginia $111 $148 $222
Camden-on-Gauley town, West Virginia $110 $146 $219
Fenwick CDP, West Virginia $107 $143 $214

Beaver, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beaver, WV9.8%27.9%
Craigsville10.17%27.4%
Camden-on-Gauley9.74%44.29%
Richwood10.14%25.23%

Beaver Renters Insurance as a Percentage of Rent

Beaver Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 8.0% $386
$200 to $299 94 17.0% $836
$300 to $499 136 25.0% $1286
$500 to $749 220 41.0% $1961
$750 to $999 33 6.0% $2711

Beaver, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Beaver Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Beaver Home Owner from High Deductible Plan $600

Beaver, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beaver, WV Home Replacement Value MORE than Home Value Beaver, WV Home Replacement Value LESS than Home Value
Replacement Value $97,000 $67,000
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Beaver Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceAllstate
Monthly Premium 295141
Year Built 195419411981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$125000-$150000$100000-$125000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Beaver, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 175,000 Composition Roof 3,490 5 $2500-$5000 Deductible 370 6 Wood siding No
1948 120,000 Wood Shake Roof 2,300 4 $500 Deductible 550 10 Fiber-Cement Siding yes
1958 160,000 Wood Shake Roof 3,250 5 $5000 to $10,000 Deductible 360 9 Vinyl siding yes
2011 175,000 Composition Roof 3,420 5 $500 Deductible 400 4 Wood siding No
1942 140,000 Asphalt Shingles Roof 2,650 5 $2500-$5000 Deductible 290 7 Brick siding No
1995 85,000 Slate Shingles Roof 1,940 3 $500- $1000 Deductible 90 3 Stucco siding yes
1950 70,000 Slate Shingles Roof 1,290 3 $1000-$2500 Deductible 230 9 Wood siding No
1954 310,000 Tile Roof 4,980 5 $500 Deductible 1150 12 Fiber-Cement Siding No
2011 65,000 Membrane Roof 1,490 3 $1000-$2500 Deductible 90 4 Stone Siding No
1952 85,000 Membrane Roof 1,430 3 $2500-$5000 Deductible 30 1 Brick siding yes
1954 115,000 Metal Roof 2,280 3 $1000-$2500 Deductible 220 5 Stucco siding yes
2007 255,000 Membrane Roof 4,010 5 $500 Deductible 1060 12 Wood siding yes
1997 85,000 Wood Shake Roof 1,520 3 $1000-$2500 Deductible 110 5 Vinyl siding No
2012 175,000 Membrane Roof 2,980 4 $500 Deductible 260 4 Stucco siding No
2013 85,000 Membrane Roof 1,830 3 $500- $1000 Deductible 200 7 Wood siding yes
2011 95,000 Tile Roof 1,850 3 $500- $1000 Deductible 120 3 Wood siding No
1988 200,000 Metal Roof 3,210 5 $2500-$5000 Deductible 340 9 Wood siding No
2001 110,000 Shingles Roof 1,920 3 $1000-$2500 Deductible 230 9 Wood siding yes
1988 90,000 Metal Roof 1,760 3 $500 Deductible 160 3 Stone Siding yes
1967 75,000 Wood Shake Roof 1,430 3 $500 Deductible 160 4 Fiber-Cement Siding No
1969 130,000 Metal Roof 2,060 5 $1000-$2500 Deductible 220 5 Fiber-Cement Siding yes
1946 160,000 Tile Roof 3,590 5 $500 Deductible 470 6 Stone Siding yes
1995 170,000 Composition Roof 2,660 5 $2500-$5000 Deductible 240 5 Stucco siding No
2004 200,000 Tile Roof 3,480 5 $500- $1000 Deductible 230 3 Stone Siding No
1992 80,000 Metal Roof 1,270 3 $1000-$2500 Deductible 230 8 Stone Siding No
2012 140,000 Shingles Roof 2,510 4 $500- $1000 Deductible 310 8 Stone Siding No
2008 105,000 Asphalt Shingles Roof 1,800 3 $500 Deductible 40 1 Fiber-Cement Siding No
1963 85,000 Shingles Roof 1,310 3 $500 Deductible 80 2 Wood siding No
1942 145,000 Tile Roof 2,530 5 $500 Deductible 420 8 Stucco siding yes
2013 120,000 Composition Roof 2,220 5 $1000-$2500 Deductible 380 9 Fiber-Cement Siding No
2014 120,000 Slate Shingles Roof 2,220 3 $2500-$5000 Deductible 100 3 Stucco siding yes
1995 145,000 Shingles Roof 3,080 5 $1000-$2500 Deductible 560 10 Stone Siding yes
1953 115,000 Membrane Roof 2,220 3 $2500-$5000 Deductible 360 10 Fiber-Cement Siding No
2004 85,000 Wood Shake Roof 1,940 3 $500- $1000 Deductible 190 6 Wood siding No