How Much Does Beaumont, TX Home Insurance Cost?
Beaumont, TX Average Homeowners Insurance Cost
$1,518
Homeowners Insurance Cost - Beaumont, TX
$99,800
Median Home Value - Beaumont, TX
Beaumont, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.22 | $1,499.78 |
| $1000 Deductible | -$161.21 | $1,356.79 |
| $1500 Deductible | -$240.75 | $1,277.25 |
| $2000 Deductible | -$358.55 | $1,159.45 |
| $2500 Deductible | -$428.08 | $1,089.92 |
Beaumont, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$395 | $1,123 |
| 30 year old | +$23 | $1,541 |
| 40 year old | +$39 | $1,557 |
| 50 year old | +$58 | $1,576 |
| Above 50 year old | +$73 | $1,591 |
Beaumont, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$213 | $1,305 |
| Superior | -$137 | $1,381 |
| Masonry | -$76 | $1,442 |
| Brick | -$76 | $1,442 |
| Hail Resistant Roof | -$46 | $1,472 |
Beaumont, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,548 |
| Swimming Pool With A Diving Board | +$76 | $1,594 |
| Swimming Pool With Slide | +$91 | $1,609 |
Beaumont, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,472 |
| Police Department | $15 | $1,503 |
Beaumont, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$637.56 | $2,156 |
| Filing a Second Liability Claim | +$576.84 | $2,095 |
| Filing a Second Theft Claim | +$576.84 | $2,095 |
| Filing a Second Water Claim | +$500.94 | $2,019 |
| Filing a Fire Claim | +$303.6 | $1,822 |
| Filing a Liability Claim | +$288.42 | $1,806 |
| Filing a Theft Claim | +$288.42 | $1,806 |
| Filing a Water Claim | +$242.88 | $1,761 |
| Filing a Weather Claim | +$242.88 | $1,761 |