Beaumont Insurance Rates:

Beaumont, TX homeowners insurance is approximately $866 to $1,173, about $72-$97/month. Our all inclusive research reveals consumers can save upto $407 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
They have really good customer service and i love talking to my local representatives about the different things very good company
Goosehead Insurance
They are a great company, but they're part of a brokerage group. so we're not totally sure of who to talk to.
Amica Mutual Insurance
I receive a discount for paperless billing and for having my bill automatically deducted from my checking account. this makes the cost less and the process more convenient.
State Farm
We then upped our deductibles because there is no point in paying for insurance coverage you won't need unless faced with a major claim.
Liberty Mutual
I like that as soon as I called they were ready to listen and help me with my needs. A number of people were qualified to answer direct questions about my policy and otherwise direct me to my agent.
Allstate
When I called at 9:30 in the evening after the storm knocked a tree down hitting our roof the representative was great for helping me. He let me know how to find who to call at this late hour to get a tarp on the roof until daylight. He was very helpful and sounded caring.
Progressive
The overall premiums seem a little high, it would be nice to save some money. And I would like to see the coverage expand a bit.
Geico
I didn't shop around much but I was amazed at how low a premium I was offered for the amount I was paying. overall I'm very happy with it
State Farm
I always want to have an A rated company and Safeco gives good value for an A rated company. I went to a broker, so she looked at several companies at that time and then reviews it annually so I get good value.
Allstate
Overall, I feel this company is on my side and will help me in any way they can. As a first time homebuyer and homeowner, they are very good at explaining things to me without making me feel ill-informed.
Allstate
I can't think of anything I dislike about Allstate, except their high premiums. Having said that, I do believe that Allstate is a good value, and I am getting what I am paying for.
Allstate
It is a trusted company, they are fast with things, they also have great customer service
State Farm
Overall I enjoy the company, but I have had some trouble switching to electronic payments. This was resolved eventually but it was a pain for a while.
Allstate
they have not let me down not even one, because of that I really like this company and always recommend them

Beaumont, TX Homeowners Insurance By Home Value

Beaumont, TX Home Value Total Homes % of Total Average Beaumont, TX Homeowners Insurance
Less than $50,000 4,930 19.0% $254
$50,000 to $59,999 1,701 6.0% $540
$60,000 to $69,999 1,638 6.0% $672
$70,000 to $79,999 1,384 5.0% $774
$80,000 to $89,999 2,168 8.0% $876
$90,000 to $99,999 1,655 6.0% $978
$100,000 to $124,999 3,126 12.0% $1141
$125,000 to $149,999 2,133 8.0% $1426
$150,000 to $174,999 2,062 8.0% $1681
$175,000 to $199,999 1,184 4.0% $1946
$200,000 to $249,999 1,698 6.0% $2333
$250,000 to $299,999 852 3.0% $2853
$300,000 to $399,999 725 2.0% $3627

Top Home Insurance Agents Near Beaumont, TX

Home Insurance Company Near Beaumont, TX Homeowners Insurance Agency Near Beaumont, TX Address
State Farm Heather Montagne 3127 N 16th St, Orange, TX, 77630-2383
State Farm Keith Wolfe 2431 Mlk Dr, Orange, TX, 77630-1774
Allstate Meadow Coward 334 Main St Ste 3, Liberty, TX, 77575
Farmers Patricia De La Concha 3175 Calder St, Beaumont, TX, 77702
NA Gulf Coast Insurance Agency 2860 Interstate 10 East , Beaumont, TX, 77703

Cost Of Homeowners Insurance By Street Near Beaumont, TX

Streets in Beaumont Area Homeowners Insurance Cost
Earl St, N Willowood Ln, Tenaha St, Wade St, Brace Dr, Galveston St, Redwood Dr, Austin St, Cherrywood Dr, Johns St$990
Roland Rd, Bankston Rd, Brownstone Pl, Maple Ave, McGee Ln, Vw & R Dr, Emile St, S Garden Dr, Robinson St, N 21st St$993
Forest Glen, Jean Dr, Augusta Dr, Phillips St, Dewey St, Ashley Ave, Mitchell Ln, Townhouse Ln, Camellia Dr, E Caston St$992
Lantern Dr, Rolling Hills Dr, Rice Cir, Chepeg St, Merion, W Florida Ave, Simmons Ave, Bun St, Southern Pacific Ave, Cement St$1,030
Falsworth Dr, Spindletop Ave, E Clubb Rd, Margaret Ln, Drennan Dr, Sunnydale St, Pleasant Bend Dr, Dickinson St, Donna Ln, Evergreen Ln$1,016
Wildwood Dr, Gardner St, Fulbright Rd, Masterson Dr, Jenard St, N 14th St, Melrose St, Woodridge St, Southern Pacific Rd, Silver St$1,019
Holland Dr, N 2nd St, Manion Ct, Wier Dr, E Florida Ave, Crescent Dr, Best Rd, Heights Ave, Spring St, E Delaware St$1,093
Crossmeadow Dr, Hidden Valley Dr, Opal St, Seagull Ln, Tyrrell Park Rd, Galewood Ln, N 19th St, Norwalk Ln, Hodgson Rd, Smart Dairy Ln$1,035
Thoreau St, Ridgeland Dr, George St, Washington St, Monterrey Dr, Ivy Ln, Jirou St, Averill St, Lake Placid, Sunnyside Dr$1,030
Arthur St, Sheridan Pl, Ted Roll Ln, Ollie St, Broadoak, Capo St, W Caldwood Dr, Sarah St, Falcon Ln, Terry St$1,004

Beaumont, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beaumont$152 to $155
Rose City$149
Rose Hill Acres$154
Bevil Oaks$155

Beaumont, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rose City city, Texas $125 $166 $249
Rose Hill Acres city, Texas $129 $171 $257
Bevil Oaks city, Texas $129 $172 $258

Beaumont, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beaumont, TX7.0%20.0%
Rose City7.77%24.75%
Rose Hill Acres7.42%20.27%
Bevil Oaks7.03%16.98%

Beaumont Renters Insurance as a Percentage of Rent

Beaumont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 441 2.0% $355
$200 to $299 956 5.0% $805
$300 to $499 2,169 11.0% $1255
$500 to $749 5,610 30.0% $1930
$750 to $999 5,417 29.0% $2680
$1,000 to $1,499 2,816 15.0% $3805
$1,500 or more 710 3.0% $5455

Beaumont, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Beaumont Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Beaumont Home Owner from High Deductible Plan $600

Beaumont, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beaumont, TX Home Replacement Value MORE than Home Value Beaumont, TX Home Replacement Value LESS than Home Value
Replacement Value $67,500 $39,000
Insurance Premium based on Replacement Value $650 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Beaumont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 83103113
Year Built 196420121986
Home Details 3 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$150000-$175000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Beaumont, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 60,000 Shingles Roof 1,030 2 $1000-$2500 Deductible 360 9 Stone Siding No
1986 75,000 Metal Roof 1,370 2 $500- $1000 Deductible 360 9 Fiber-Cement Siding yes
1969 135,000 Metal Roof 1,830 3 $1000-$2500 Deductible 500 5 Stucco siding yes
1995 135,000 Membrane Roof 2,110 3 $1000-$2500 Deductible 550 10 Fiber-Cement Siding No
1960 55,000 Tile Roof 930 2 $2500-$5000 Deductible 30 1 Vinyl siding yes
1999 190,000 Shingles Roof 2,930 5 $500- $1000 Deductible 930 8 Stone Siding yes
1990 110,000 Wood Shake Roof 1,450 2 $500 Deductible 500 5 Fiber-Cement Siding No
2012 165,000 Slate Shingles Roof 2,430 4 $1000-$2500 Deductible 890 8 Vinyl siding yes
1972 75,000 Composition Roof 1,020 2 $1000-$2500 Deductible 130 3 Wood siding yes
1969 95,000 Composition Roof 1,370 2 $2500-$5000 Deductible 60 1 Vinyl siding No
1967 215,000 Slate Shingles Roof 2,770 5 > $10,000 Deductible 610 6 Brick siding No
1981 155,000 Wood Shake Roof 1,980 3 $500- $1000 Deductible 1110 9 Fiber-Cement Siding No
1964 255,000 Shingles Roof 4,330 5 $1000-$2500 Deductible 1450 9 Vinyl siding No
1984 135,000 Asphalt Shingles Roof 2,230 3 $2500-$5000 Deductible 70 1 Stone Siding yes
2010 210,000 Asphalt Shingles Roof 3,190 4 $500 Deductible 1780 12 Fiber-Cement Siding yes
1969 165,000 Slate Shingles Roof 2,290 3 $1000-$2500 Deductible 790 6 Wood siding No
2012 200,000 Wood Shake Roof 3,240 4 $500- $1000 Deductible 850 8 Wood siding No
1971 70,000 Shingles Roof 1,080 2 $500 Deductible 480 9 Vinyl siding yes
1970 95,000 Asphalt Shingles Roof 1,280 3 $1000-$2500 Deductible 70 1 Vinyl siding No