Beaufort Insurance Rates:

Beaufort, SC homeowners insurance is roughly $722 to $1,002, about $60-$83/month. Our in depth research reveals consumers can save upto $344 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Beaufort, SC Homeowners Insurance By Home Value

Beaufort, SC Home Value Total Homes % of Total Average Beaufort, SC Homeowners Insurance
Less than $50,000 193 9.0% $86
$50,000 to $59,999 25 1.0% $181
$60,000 to $69,999 27 1.0% $224
$70,000 to $79,999 26 1.0% $258
$90,000 to $99,999 32 1.0% $327
$100,000 to $124,999 198 9.0% $379
$125,000 to $149,999 155 7.0% $474
$150,000 to $174,999 254 12.0% $568
$175,000 to $199,999 212 10.0% $655
$200,000 to $249,999 285 13.0% $784
$250,000 to $299,999 393 19.0% $965
$300,000 to $399,999 237 11.0% $1224

Top Home Insurance Agents Near Beaufort, SC

Home Insurance Company Near Beaufort, SC Homeowners Insurance Agency Near Beaufort, SC Address
Travelers C T Lowndes & Company 330 N LUCAS ST, WALTERBORO, SC, 29488
Allstate Lee Demarest 1890 Sam Rittenberg Blvd, Charleston, SC, 29407
Travelers Morris Insurance Group Inc 1730 CENTRAL PARK RD, CHARLESTON, SC, 29412
Travelers P C & L Agency Inc 1901 ASHLEY RIVER RD STE 7A, CHARLESTON, SC, 29407
Travelers Wbi & Associates 2972 SIDNEYS RD, WALTERBORO, SC, 29488

Cost Of Homeowners Insurance By Street Near Beaufort, SC

Streets in Beaufort Area Homeowners Insurance Cost
Charleston Hwy, Sunny Pl, Coquinas Ln, Webb Way, S Bluff Ln, Whites Dr, Aniyika Aye Ln, Island Tank Rd, Broad Oaks Ct, Sunset Blvd$896
Walnut St, Wickecliff Pl, Maxine Ln, Charity Dr, Fc Carter Dr, State Rd S-7-504, Sunshine Ln, Mossy Oaks Rd, Osprey Rd, 8th St$775
Burroughs Ave, State Rd S-7-599, Sams Point Rd, Bull Ln, Riverfront Pl, Stuart St, Twin Oaks Ln, Hickory St, River Chase Blvd, Flora Ct$849
Ramsey Rd, Brenda Ln, Harris Rd, Admiration Ave, Bowman Way, Preserve Ave E, State Rd S-7-238, Stratford Ln, Cricket Ln, Murray Rd$815
Cypress St, Cedarwood St, Spearmint Cir, W Belleview Cir, Walsh Dr W, Nyssa Ln, Hodge Dr, Robinson Hill Ct, el Sueno Ln, Scott St$856
Judith Attaway, Woods Ln, Sawgrass Dr, State Rd S-7-47, Egret Ct, Neil Rd, Hiland Dr, State Hwy 116, Retreat Plantation, Jacob Ln$858
Wade Hampton Dr, Thomasina Dr, Cottage Walk Cir, Bear Swamp Rd, Wrights Point Cir, Kiah Ln, State Rd S-7 595, Inlet Rd, Johnson Rd, Coakley Dr$791
North St, Glebe St, State Rd S-7-250, Plough Pt, Glendale Ln, White Dogwood Rd, Kelly Rd, Wren Ln, Sandel Ln, South Pl$852
State Rd S-7-279, Milledge Village Rd, Habersham Ave, Red Tip Rd, Phillips St, John St, Audusta Pl, Quarter Horse Rd, Carolina Ln, Thomas Atkins Rd$831
State Rd S-7-769, Laudonniere St, Frazier Village Dr, Casablanca Cir, Seabrook Rd, State Rd S-7-489, Wayside Ln, High Pt, State Rd S-7-520, Hudson Dr$777

Beaufort, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beaufort$127 to $131
Beaufort-Port Royal$123
Burton$121
Shell Point$125

Beaufort, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beaufort-Port Royal CCD, Beaufort County, South Carolina $103 $137 $206
Burton CDP, South Carolina $101 $135 $202
Laurel Bay CDP, South Carolina $103 $137 $205

Beaufort, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beaufort, SC4.5%14.5%
Beaufort-Port Royal5.04%15.47%
Burton5.3%15.59%
Laurel Bay6.01%17.75%

Beaufort Renters Insurance as a Percentage of Rent

Beaufort Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 148 8.0% $773
$300 to $499 127 7.0% $1223
$500 to $749 311 18.0% $1898
$750 to $999 582 34.0% $2648
$1,000 to $1,499 442 26.0% $3773
$1,500 or more 65 3.0% $5423

Beaufort, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Beaufort Homeowner Insurance Premium Example $3,200$3,000
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,600$26,000
Net Savings to Beaufort Home Owner from High Deductible Plan $600

Beaufort, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beaufort, SC Home Replacement Value MORE than Home Value Beaufort, SC Home Replacement Value LESS than Home Value
Replacement Value $195,000 $121,500
Insurance Premium based on Replacement Value $1,675 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $300/year

Example Beaufort Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateNationwide Insurance
Monthly Premium 107106321
Year Built 199620131965
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$175000-$200000$500000-$600000
Deductible > $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Beaufort, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 495,000 Shingles Roof 3,390 5 $2500-$5000 Deductible 1000 3 Brick siding No
2013 185,000 Membrane Roof 1,700 3 $2500-$5000 Deductible 900 8 Wood siding No
2012 340,000 Shingles Roof 2,210 3 $1000-$2500 Deductible 2140 12 Stucco siding No
1992 315,000 Composition Roof 1,990 5 > $10,000 Deductible 960 7 Stone Siding yes
2013 220,000 Wood Shake Roof 1,740 4 $500 Deductible 530 3 Wood siding yes
1993 485,000 Wood Shake Roof 4,120 5 $1000-$2500 Deductible 2640 10 Fiber-Cement Siding yes
2010 720,000 Composition Roof 4,890 5 $1000-$2500 Deductible 2220 6 Fiber-Cement Siding No
2010 290,000 Membrane Roof 2,080 3 $500- $1000 Deductible 1360 7 Fiber-Cement Siding yes
1991 410,000 Tile Roof 2,600 4 $500- $1000 Deductible 1940 10 Stucco siding No
2013 245,000 Composition Roof 2,150 4 $5000 to $10,000 Deductible 370 4 Vinyl siding yes
2006 555,000 Shingles Roof 4,480 5 $500 Deductible 420 1 Fiber-Cement Siding yes
1967 535,000 Tile Roof 4,020 5 $5000 to $10,000 Deductible 930 5 Stone Siding yes
2010 540,000 Asphalt Shingles Roof 4,170 5 $500 Deductible 630 2 Vinyl siding yes
1994 195,000 Wood Shake Roof 1,660 5 $1000-$2500 Deductible 1100 9 Vinyl siding yes
1995 270,000 Asphalt Shingles Roof 2,540 4 $1000-$2500 Deductible 340 2 Wood siding No
2014 240,000 Slate Shingles Roof 2,280 3 $5000 to $10,000 Deductible 240 3 Brick siding yes
1962 300,000 Composition Roof 2,080 4 $2500-$5000 Deductible 1440 9 Stucco siding yes
2014 505,000 Membrane Roof 4,370 5 $2500-$5000 Deductible 1330 5 Wood siding yes
2013 265,000 Membrane Roof 2,150 3 $5000 to $10,000 Deductible 500 5 Brick siding yes
2008 320,000 Tile Roof 2,370 4 $5000 to $10,000 Deductible 870 5 Vinyl siding No
1968 325,000 Shingles Roof 2,230 5 $1000-$2500 Deductible 150 1 Vinyl siding yes
2005 525,000 Wood Shake Roof 3,400 4 $500 Deductible 670 2 Brick siding No
2010 335,000 Membrane Roof 3,110 4 $500- $1000 Deductible 1370 10 Stone Siding No
1997 490,000 Metal Roof 4,550 5 $5000 to $10,000 Deductible 960 5 Brick siding No
1998 435,000 Composition Roof 3,350 5 $500 Deductible 1410 5 Stucco siding No
1962 505,000 Asphalt Shingles Roof 3,810 5 $2500-$5000 Deductible 910 4 Fiber-Cement Siding No
1960 540,000 Asphalt Shingles Roof 4,390 5 > $10,000 Deductible 1790 7 Wood siding No
2013 235,000 Composition Roof 1,940 4 > $10,000 Deductible 80 1 Vinyl siding yes
1969 310,000 Tile Roof 2,470 4 $500 Deductible 1510 10 Fiber-Cement Siding No
2014 275,000 Slate Shingles Roof 2,240 3 $2500-$5000 Deductible 1700 12 Fiber-Cement Siding yes
2012 280,000 Membrane Roof 1,990 5 $1000-$2500 Deductible 930 6 Stone Siding yes
2010 295,000 Membrane Roof 1,940 3 $2500-$5000 Deductible 840 7 Wood siding No
2003 275,000 Wood Shake Roof 1,860 5 > $10,000 Deductible 700 7 Vinyl siding yes
1996 220,000 Membrane Roof 2,050 3 $5000 to $10,000 Deductible 80 1 Stone Siding No