Beaufort Insurance Rates:

Beaufort, NC homeowners insurance is approximately $519 to $717, about $43-$59/month. Our detailed guide shows customers can save as much as $247 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Beaufort, NC Homeowners Insurance By Home Value

Beaufort, NC Home Value Total Homes % of Total Average Beaufort, NC Homeowners Insurance
Less than $50,000 186 9.0% $68
$60,000 to $69,999 30 1.0% $185
$70,000 to $79,999 92 4.0% $210
$80,000 to $89,999 54 2.0% $241
$90,000 to $99,999 36 1.0% $272
$100,000 to $124,999 140 7.0% $315
$125,000 to $149,999 179 9.0% $389
$150,000 to $174,999 192 9.0% $464
$175,000 to $199,999 215 10.0% $538
$200,000 to $249,999 264 13.0% $643
$250,000 to $299,999 227 11.0% $792
$300,000 to $399,999 357 18.0% $1002

Top Home Insurance Agents Near Beaufort, NC

Home Insurance Company Near Beaufort, NC Homeowners Insurance Agency Near Beaufort, NC Address
Nationwide Amato Insurance Group Inc. 138 US Highway 70 W, Havelock, NC, 28532
Nationwide Elizabeth D Velthoven 784 W Corbett Ave, Swansboro, NC, 28584-8452
Allstate Mark Bailey 1014 Henderson Dr, Jacksonville, NC, 28540
Nationwide Necaise Insurance & Financial Services Inc. 7075 US Highway 70 E STE A, Newport, NC, 28570
Travelers Robinson & Stith Ins Agcy 513 POLLOCK ST, NEW BERN, NC, 28562

Cost Of Homeowners Insurance By Street Near Beaufort, NC

Streets in Beaufort Area Homeowners Insurance Cost
Island Dr, Shipmast Ct, Baeufort Manor Dr, Village Dr, State Rd 1428, Youpon Ln, Queen St, State Hwy 12, Shore Path Ln, Tradd St$602
Thurman Rd, Pine Cone Ln, Scallop Ct, Clipper Pt Way, Cannon Ln, Donnie Davis Rd, Sherwood Blvd, Lennoxville Rd, Seaview St, State Rd 1163$598
Taylors Creek Ln, Craven Ave, Doris Willis Rd, Nelson Bay Rd, Tripzend Land'n, State Rd 1316, North Ave, State Rd 1303, Berrys Creek Rd, Bertram Rd$602
E Back Creek Rd, Old Russell Ln, George St, State Rd 1426, Locust Ln, State Rd 1318, Adams Creek Rd, State Rd 1432, Church St, Piver Rd$649
Sensation Weigh, Stanton Rd, Russells Creek Rd, Radio Island Rd, Merrimon Rd, Sandy Huss Dr, State Rd 1326, State Hwy 101, Pleasant Dr, Victory Ln$611
Colony Point St, Lewis Rd, Hammock Ln, Horseshoe Rd, Core Creek Rd, Marsh St, Plantation St, Dumpling Shore Ln, State Rd 1166, Ware Creek Rd$602
Madison Bay Dr, Courtney Ln, 1st St, Backfield Rd, Teels Ln, Croaker St, Eastman Creek Dr, Oyster Ct, State Rd 1307, Longleaf Dr$610
Liberty Ln, Hardesty Loop Rd, Anglers Way, W Beaufort Rd, Short St, Pine St, Ransom Brook Ct, State Hwy 101, Hammocks Landing Rd, Shell Landing Rd$593
State Rd 1300, Vine St, June Bug Ln, Crittenton Dr, Allen Graham Ln, State Rd 1449, Marsh St, Beaufort Manor Dr, Comet Dr, State Rd 1371$598
State Rd 1427, Emilee Ln, Conway Rd, Cartuca Trl, State Rd 1162, Rosemary Dr, Hwy 70 Davis, Royal Rd, Old Deer Trl, Steel Tank Rd$589

Beaufort, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beaufort$91 to $93
Straits$89
Carteret County$92
Harkers Island$94

Beaufort, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Straits township, Carteret County, North Carolina $89 $119 $179
Harlowe township, Carteret County, North Carolina $89 $119 $179
Carteret County, North Carolina $92 $123 $185

Beaufort, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beaufort, NC4.0%11.2%
Straits4.74%13.68%
Harlowe4.65%13.04%
Carteret County3.84%12.19%

Beaufort Renters Insurance as a Percentage of Rent

Beaufort Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 161 13.0% $319
$200 to $299 84 6.0% $769
$300 to $499 142 11.0% $1219
$500 to $749 297 24.0% $1894
$750 to $999 194 15.0% $2644
$1,000 to $1,499 327 26.0% $3769
$1,500 or more 28 2.0% $5419

Beaufort, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Beaufort Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,800$8,800
Net Savings to Beaufort Home Owner from High Deductible Plan $1,000

Beaufort, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beaufort, NC Home Replacement Value MORE than Home Value Beaufort, NC Home Replacement Value LESS than Home Value
Replacement Value $345,000 $211,500
Insurance Premium based on Replacement Value $2,000 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,500 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $450/year

Example Beaufort Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 3511384
Year Built 198519932011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$250000-$300000$250000-$300000
Deductible > $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Beaufort, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 205,000 Slate Shingles Roof 1,550 3 $1000-$2500 Deductible 770 12 Stone Siding yes
1963 170,000 Slate Shingles Roof 1,500 3 $2500-$5000 Deductible 70 1 Stone Siding yes
1963 350,000 Wood Shake Roof 3,530 5 $2500-$5000 Deductible 750 9 Vinyl siding yes
1992 365,000 Composition Roof 2,560 4 $500 Deductible 1910 10 Stone Siding No
1942 260,000 Tile Roof 2,540 4 $500- $1000 Deductible 190 2 Vinyl siding No
1994 215,000 Asphalt Shingles Roof 1,550 5 $500- $1000 Deductible 550 7 Vinyl siding No
1961 510,000 Membrane Roof 3,630 5 $500- $1000 Deductible 1320 7 Fiber-Cement Siding No
2011 640,000 Tile Roof 4,520 5 $1000-$2500 Deductible 530 2 Stucco siding No
1988 195,000 Membrane Roof 1,690 4 $2500-$5000 Deductible 90 2 Brick siding No
1992 230,000 Tile Roof 1,670 5 $500- $1000 Deductible 340 4 Brick siding yes
2011 365,000 Metal Roof 3,120 5 $5000 to $10,000 Deductible 1040 8 Fiber-Cement Siding yes
1994 675,000 Wood Shake Roof 4,990 5 $1000-$2500 Deductible 1630 10 Wood siding No
1964 235,000 Shingles Roof 1,650 5 $2500-$5000 Deductible 530 8 Vinyl siding No
1944 255,000 Asphalt Shingles Roof 1,780 5 $2500-$5000 Deductible 350 5 Stone Siding No
2010 455,000 Membrane Roof 4,760 5 $500- $1000 Deductible 780 4 Brick siding No
2010 255,000 Asphalt Shingles Roof 2,180 3 $500 Deductible 640 6 Vinyl siding yes
1962 365,000 Metal Roof 2,620 5 $2500-$5000 Deductible 130 1 Vinyl siding No
1992 265,000 Slate Shingles Roof 2,800 4 > $10,000 Deductible 670 9 Stucco siding No
1968 195,000 Slate Shingles Roof 2,070 4 $500 Deductible 1010 10 Fiber-Cement Siding yes
1983 355,000 Tile Roof 3,410 5 $500- $1000 Deductible 890 6 Brick siding No
1992 170,000 Tile Roof 1,310 3 $2500-$5000 Deductible 340 8 Wood siding yes
1941 240,000 Membrane Roof 1,860 3 $500 Deductible 1010 9 Brick siding yes
1969 310,000 Asphalt Shingles Roof 2,300 3 $500 Deductible 500 4 Stucco siding yes
1941 510,000 Composition Roof 4,570 5 $2500-$5000 Deductible 510 3 Fiber-Cement Siding yes
1945 135,000 Asphalt Shingles Roof 1,310 3 $500- $1000 Deductible 520 12 Stucco siding yes
1982 140,000 Asphalt Shingles Roof 1,260 3 $500- $1000 Deductible 900 12 Stucco siding No
1947 250,000 Composition Roof 2,090 3 $500- $1000 Deductible 480 5 Stone Siding No
2011 305,000 Slate Shingles Roof 2,370 5 $500- $1000 Deductible 1110 10 Fiber-Cement Siding yes