Beatrice Insurance Rates:

Beatrice, NE homeowners insurance is about $788 to $1,078, about $65-$89/month. Our thorough research reveals consumers can save upto $373 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Beatrice, NE Homeowners Insurance By Home Value

Beatrice, NE Home Value Total Homes % of Total Average Beatrice, NE Homeowners Insurance
Less than $50,000 459 14.0% $233
$50,000 to $59,999 164 5.0% $503
$60,000 to $69,999 251 7.0% $625
$70,000 to $79,999 231 7.0% $718
$80,000 to $89,999 427 13.0% $811
$90,000 to $99,999 172 5.0% $914
$100,000 to $124,999 462 14.0% $1054
$125,000 to $149,999 369 11.0% $1324
$150,000 to $174,999 362 11.0% $1558
$175,000 to $199,999 131 4.0% $1800
$200,000 to $249,999 103 3.0% $2164
$250,000 to $299,999 71 2.0% $2649
$300,000 to $399,999 67 2.0% $3368

Top Home Insurance Agents Near Beatrice, NE

Home Insurance Company Near Beatrice, NE Homeowners Insurance Agency Near Beatrice, NE Address
NA Djl Associates, Llc 7525 San Mateo Ln, Lincoln, NE, 68516
NA First Nebraska Bank Ins Group, Inc. 50 Monroe St, Bennet, NE, 68317
NA Padgett Agency, Inc. 417 Commercial Ave, Greenleaf, KS, 66943
Travelers Penner Insurance Agency 2205 N. 6Th Street, Beatrice, NE, 68310
State Farm Sarah Kohlhof 1221 N Cotner Blvd Ste 2, Lincoln, NE, 68505-1879

Cost Of Homeowners Insurance By Street Near Beatrice, NE

Streets in Beatrice Area Homeowners Insurance Cost
N 4th St, SW 61st Rd, 22nd St, Union Ave, 27th Cir, Sharpless St, Monroe St, Tonka Dr, Court St, W Belvedere Ave$935
S 4th St, N 17th St, Blue Ridge Dr, Arbor Ave, Bell St, N Ashland Ave, N Bell St, Wiebe St, Arbor St, S West St$950
Doyle Ln, Eastridge St, High St, N Sumner St, Jefferson St, Florence Ave, Belvedere Ave, W Helen St, N 20th St, S 9th St$944
Clear View Cir, State, Thayer St, Elm St, N Woodland Ave, S 3rd Ave, Herbert St, N Hayes St, SW 32 Rd, Memorial Dr$950
Morton Dr, 25th St, Helen St, Doane St, Irving St, Grant St, S 16th St, W Belvedere St, Paddock Ln, Lake View Ln$932

Beatrice, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beatrice$139 to $142
Midland$145
Gage County$140
Riverside$141

Beatrice, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Midland township, Gage County, Nebraska $146 $194 $291
Gage County, Nebraska $140 $187 $281
Riverside township, Gage County, Nebraska $142 $189 $284

Beatrice, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beatrice, NE7.2%18.7%
Midland6.98%16.98%
Gage County6.87%18.44%
Riverside6.82%15.93%

Beatrice Renters Insurance as a Percentage of Rent

Beatrice Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 75 3.0% $348
$200 to $299 155 8.0% $798
$300 to $499 576 30.0% $1248
$500 to $749 704 36.0% $1923
$750 to $999 370 19.0% $2673
$1,000 to $1,499 34 1.0% $3798

Beatrice, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Beatrice Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,400$13,800
Net Savings to Beatrice Home Owner from High Deductible Plan $600

Beatrice, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beatrice, NE Home Replacement Value MORE than Home Value Beatrice, NE Home Replacement Value LESS than Home Value
Replacement Value $127,000 $84,000
Insurance Premium based on Replacement Value $700 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Beatrice Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmAllstate
Monthly Premium 436542
Year Built 198920061974
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$100000-$125000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Beatrice, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 80,000 Asphalt Shingles Roof 1,310 2 $500 Deductible 340 12 Stucco siding yes
1981 155,000 Slate Shingles Roof 2,090 3 $2500-$5000 Deductible 440 7 Stone Siding No
1944 150,000 Tile Roof 2,100 3 $500- $1000 Deductible 260 6 Fiber-Cement Siding yes
1946 85,000 Wood Shake Roof 1,440 2 $500- $1000 Deductible 220 6 Vinyl siding yes
1983 130,000 Asphalt Shingles Roof 1,720 3 $1000-$2500 Deductible 300 7 Stone Siding No
1978 290,000 Metal Roof 4,190 5 $500- $1000 Deductible 470 5 Fiber-Cement Siding No
2000 80,000 Asphalt Shingles Roof 1,230 3 $500 Deductible 40 1 Fiber-Cement Siding yes
2003 160,000 Metal Roof 2,410 4 $2500-$5000 Deductible 410 9 Wood siding No
2005 95,000 Composition Roof 1,410 2 $1000-$2500 Deductible 60 2 Wood siding yes
1961 120,000 Shingles Roof 1,750 2 $2500-$5000 Deductible 140 4 Stone Siding yes
1974 210,000 Asphalt Shingles Roof 3,150 5 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
1974 105,000 Wood Shake Roof 1,800 4 $1000-$2500 Deductible 140 4 Stucco siding No
1968 115,000 Tile Roof 2,040 3 $500 Deductible 280 7 Wood siding No
1977 325,000 Composition Roof 4,700 5 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding yes
1985 60,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 140 9 Fiber-Cement Siding yes
1980 120,000 Shingles Roof 1,640 2 $500 Deductible 420 10 Stucco siding yes
1943 75,000 Metal Roof 1,110 2 $500- $1000 Deductible 340 12 Brick siding yes
1966 90,000 Membrane Roof 1,610 2 $2500-$5000 Deductible 60 2 Vinyl siding No
1985 260,000 Membrane Roof 3,170 4 $5000 to $10,000 Deductible 510 6 Vinyl siding yes
1945 160,000 Shingles Roof 2,320 5 $500 Deductible 350 5 Fiber-Cement Siding No
2007 80,000 Membrane Roof 1,340 2 $2500-$5000 Deductible 140 8 Vinyl siding No
1963 160,000 Wood Shake Roof 2,640 4 $500- $1000 Deductible 80 1 Vinyl siding No
1940 75,000 Composition Roof 1,180 2 $500- $1000 Deductible 300 10 Brick siding yes
2009 135,000 Wood Shake Roof 2,060 3 $1000-$2500 Deductible 180 4 Fiber-Cement Siding No
1974 90,000 Slate Shingles Roof 1,300 3 $1000-$2500 Deductible 180 7 Wood siding No
1966 190,000 Asphalt Shingles Roof 2,760 4 $1000-$2500 Deductible 840 12 Stucco siding yes
1947 195,000 Shingles Roof 3,180 4 $1000-$2500 Deductible 600 9 Stone Siding yes
2001 270,000 Asphalt Shingles Roof 3,400 5 $500- $1000 Deductible 440 3 Stucco siding yes
2000 115,000 Slate Shingles Roof 2,130 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
1969 85,000 Composition Roof 1,430 3 $500 Deductible 490 12 Fiber-Cement Siding No
1982 235,000 Membrane Roof 3,740 5 $500- $1000 Deductible 320 5 Fiber-Cement Siding No
1984 100,000 Wood Shake Roof 1,320 3 $500- $1000 Deductible 330 7 Brick siding yes
1962 165,000 Tile Roof 2,190 3 $500 Deductible 600 8 Stucco siding No
1984 140,000 Shingles Roof 1,770 5 $1000-$2500 Deductible 270 6 Vinyl siding No