Bear Insurance Rates:

Bear, DE homeowners insurance is about $646 to $880, about $53-$73/month. Our extensive analysis reveals consumers can save upto $305 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are very reasonable on pricing but not the cheapest around. that's really the only bad thing to say
State Farm
I like that my local office is really responsive and good with following up with me. when i reached out to them with a question regarding my policy, they gave me a quick and correct answer.
State Farm
I like having a reputable company that is known nationwide. i once had an accident and had a plumber out to look at the problem. when i told him who my the insurance company was, he seemed impressed.
Travelers
So far the company has been fine. It offers good coverage. I think the premiums are fine. Their online presence is good. The claims process was easy and they need a payment on my claim. I would know the other insurance company denied the claim after the hailstorm to other homes in the area. Some covered it and some did not. Mine did
Progressive
Every time we've spoken to Progressive they've been very open and understanding. They've offered us things like the snapshot for discounts. Generally speaking, an awesome company.
Geico
I have not had to file a claim with this company and have only had a limited amount of phone contact regarding my payments and such.
Allstate
Our agent is always very responsive to our calls. He answers all our questions and is very responsive.

Bear, DE Homeowners Insurance By Home Value

Bear, DE Home Value Total Homes % of Total Average Bear, DE Homeowners Insurance
Less than $50,000 908 20.0% $99
$50,000 to $59,999 85 1.0% $206
$90,000 to $99,999 62 1.0% $381
$100,000 to $124,999 127 2.0% $434
$125,000 to $149,999 175 4.0% $549
$150,000 to $174,999 554 12.0% $648
$175,000 to $199,999 457 10.0% $747
$200,000 to $249,999 716 16.0% $900
$250,000 to $299,999 766 17.0% $1106
$300,000 to $399,999 457 10.0% $1403

Top Home Insurance Agents Near Bear, DE

Home Insurance Company Near Bear, DE Homeowners Insurance Agency Near Bear, DE Address
Allstate Eckert & Lafferty Insurance Assoc 1620 Baltimore Park, Chadds Ford, PA, 19317
Liberty Mutual Erica Tamburro 123 Egg Harbor Road Suite 806, Sewell, NJ, 8080
Farmers Mark Chaikin 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406
Travelers Sassa & Concannon Inc 227 CHESTER PIKE, NORWOOD, PA, 19074
State Farm Stephen Diorio 512 W Lancaster Avenue, Wayne, PA, 19087-3122

Cost Of Homeowners Insurance By Street Near Bear, DE

Streets in Bear Area Homeowners Insurance Cost
Garnet St, Ranee Loop, Shagbark Ct, Brandon Dr, Woodduck Dr, S Oxford Dr, Gregory Dr, Cynthia Rd, Eldridge Ct, Sepia Ct$750
Trudy Dr, Sun Blvd, Tammie Dr, Glasgow Pine Dr, Rickey Blvd, Bluebill Rd, Dufferin Dr, Vellan Dr, Broadleaf Dr, Ashkirk Dr$771
N Jacqueline Ct, Edinburg St, County Rd, Oakwood Cir, Teal Cir, Carol Ann Ct, Country Path Dr, Lexington Dr, Brant Dr, Tracy Dr$791
Cheryl Dr, Kellys Trlr Park Ct, Hillary Cir, Kinsdale Ct, Alley, Berwick Ct, Pimlico Ln, Glendale Blvd, Lauren Dr, Ravenworth Ct$786
Clifton Dr, Cheer Ct, Robin Dr, Thomas Neal Dr, Betel Dr, Hasting Ct, Blair Ct, Berwick Ln, Tirano Dr, Barberry Ct$784

Bear, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bear$113 to $115
New Castle County$117
Glasgow$118
Brookside$114

Bear, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Castle County, Delaware $98 $130 $195
Glasgow CCD, New Castle County, Delaware $99 $132 $198
Brookside CDP, Delaware $96 $127 $191

Bear, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bear, DE4.2%10.9%
New Castle County3.87%14.07%
Glasgow3.59%14.69%
Brookside4.32%16.41%

Bear Renters Insurance as a Percentage of Rent

Bear Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 97 4.0% $1931
$750 to $999 128 5.0% $2681
$1,000 to $1,499 1,171 53.0% $3806
$1,500 or more 777 35.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Bear For Different Scenarios

Coverage Construction type Age of home Company Premium Deductible
500,000 Frame construction 10 years old Electric Insurance Company 1,326 500
150,000 Brick/masonry construction 25 years old Electric Insurance Company 347 500
500,000 Brick/masonry construction 25 years old Federal Ins Co 2,637 1000
500,000 Brick/masonry construction 25 years old Garrison Property & Casualty Ins. Co. 1,819.1 1000
150,000 Brick/masonry construction 25 years old Garrison Property & Casualty Ins. Co. 902.91 1000
250,000 Brick/masonry construction 10 years old Goodville Mut Cas Co 525 1000
250,000 Brick/masonry construction 10 years old Liberty Insurance Corporation 891.47 1000
250,000 Brick/masonry construction 25 years old Liberty Insurance Corporation 979.34 500
350,000 Frame construction 25 years old Metropolitan Group Property And Casualty 1,245 1000

Bear, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Bear Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,000$8,500
Net Savings to Bear Home Owner from High Deductible Plan $1,500

Bear, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bear, DE Home Replacement Value MORE than Home Value Bear, DE Home Replacement Value LESS than Home Value
Replacement Value $203,000 $124,000
Insurance Premium based on Replacement Value $750 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Bear Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualGEICO Insurance
Monthly Premium 3653101
Year Built 199620012010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bear, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 150,000 Slate Shingles Roof 1,290 3 $5000 to $10,000 Deductible 160 6 Brick siding No
1998 300,000 Membrane Roof 2,320 4 $1000-$2500 Deductible 440 4 Stone Siding yes
1983 295,000 Asphalt Shingles Roof 3,380 5 $2500-$5000 Deductible 890 12 Fiber-Cement Siding yes
1982 185,000 Membrane Roof 1,980 3 $500- $1000 Deductible 470 12 Fiber-Cement Siding No
2013 525,000 Tile Roof 5,000 5 $500- $1000 Deductible 1990 10 Fiber-Cement Siding No
2001 340,000 Membrane Roof 2,680 4 $2500-$5000 Deductible 640 7 Stone Siding yes
1986 370,000 Slate Shingles Roof 3,110 5 $1000-$2500 Deductible 980 8 Stone Siding yes
1984 130,000 Tile Roof 1,300 3 $1000-$2500 Deductible 70 2 Wood siding yes
1985 195,000 Composition Roof 1,710 4 $1000-$2500 Deductible 600 10 Wood siding yes
1993 165,000 Slate Shingles Roof 1,550 3 $2500-$5000 Deductible 210 4 Brick siding No
1980 500,000 Composition Roof 4,150 5 $500 Deductible 940 5 Stone Siding No
2008 170,000 Membrane Roof 1,430 3 $1000-$2500 Deductible 510 8 Brick siding yes
1996 205,000 Asphalt Shingles Roof 1,680 3 $500 Deductible 340 6 Brick siding yes
2013 200,000 Membrane Roof 2,050 3 $500 Deductible 320 6 Wood siding yes
2001 155,000 Wood Shake Roof 1,810 4 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
1987 280,000 Composition Roof 2,470 5 $5000 to $10,000 Deductible 380 7 Vinyl siding No
2006 205,000 Shingles Roof 2,210 3 $500- $1000 Deductible 100 2 Brick siding No
2013 150,000 Shingles Roof 1,380 3 $500- $1000 Deductible 40 1 Brick siding No
2010 250,000 Composition Roof 2,270 3 $2500-$5000 Deductible 800 12 Fiber-Cement Siding yes
2011 235,000 Metal Roof 2,650 4 $1000-$2500 Deductible 850 12 Vinyl siding yes
1987 325,000 Metal Roof 2,960 5 $2500-$5000 Deductible 170 2 Vinyl siding No
2013 205,000 Tile Roof 2,380 3 $1000-$2500 Deductible 100 2 Wood siding yes
1991 270,000 Composition Roof 3,040 4 $5000 to $10,000 Deductible 170 3 Stucco siding No
2013 165,000 Shingles Roof 1,490 3 $2500-$5000 Deductible 120 3 Vinyl siding No
2012 220,000 Asphalt Shingles Roof 2,190 3 $500 Deductible 100 2 Fiber-Cement Siding yes
1999 195,000 Asphalt Shingles Roof 1,880 3 $500- $1000 Deductible 280 4 Brick siding No
1999 205,000 Shingles Roof 1,950 3 > $10,000 Deductible 440 12 Stucco siding yes
1996 455,000 Asphalt Shingles Roof 4,710 5 > $10,000 Deductible 260 4 Fiber-Cement Siding No