Beacon Falls, CT homeowners insurance is roughly $729 to $999, about $60-$83/month. Our complete research reveals consumers can save as much as $345 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Beacon Falls, CT | Homeowners Insurance Agency Near Beacon Falls, CT | Address |
|---|---|---|
| Allstate | Franklin Osei-Assibey | 44 Main St, East Hartford, CT, 6118 |
| Erie | Gerelli Insurance Agency Inc. | 23 Lady Blue Devils Lane, Cold Spring, NY, 10516 |
| Travelers | Lindquist Insurance Assoc Inc | 6 EXECUTIVE DR, FARMINGTON, CT, 6062 |
| Liberty Mutual Independent | Robert C Bill Associates Inc | 150 BROADHOLLOW RD STE 307, MELVILLE, NY, 11747 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Naugatuck borough, Connecticut | $127 | $169 | $254 |
| Bethany town, New Haven County, Connecticut | $135 | $180 | $270 |
| Seymour town, New Haven County, Connecticut | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Beacon Falls, CT | 3.7% | 9.3% |
| Naugatuck | 3.84% | 8.87% |
| Bethany | 2.92% | 7.49% |
| Seymour | 3.53% | 9.11% |
| Beacon Falls Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 26 | 7.0% | $1911 |
| $750 to $999 | 90 | 27.0% | $2661 |
| $1,000 to $1,499 | 149 | 44.0% | $3786 |
| $1,500 or more | 67 | 20.0% | $5436 |
| Streets in Beacon Falls Area | Homeowners Insurance Cost |
|---|---|
| Laurel Ridge, Pamanata Meadows, Cook Ln, Kaleas Way, Bronson Rd, Breault Rd, Pond View Cir, Concord Ct, Oak Dr, Marilyn Ave | $863 |
| Bonna St, Hubbell Ave, Feldspar Ave, Fawn Hill Rd, Cold Spring Rd, Cedar Cir, Lopus Rd Exd, Main Dr, Skokorat St, Haley Ridge Rd | $857 |
| September Ln, Pinesbridge Rd, Fairfield Pl, Ave C, Hillside Dr, Bethany Rd, South Cir, Ave B, Avon Ct, Country Ct | $866 |
| Old Turnpike Rd, Ellen Draka Eileen Dr, Summerfield St, Blackberry Hill Rd, Randall Dr, Brockton Ct, Ellen Dr, Jane St, Essex Ct, High Rock Rd | $861 |
| Lopus Rd, Columbine Ln, Lane Dr, October Ln, State Hwy 852, Nancy Ave, Gruber Rd, Wolfe Ave, West Rd, Fieldstone Ln | $860 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Beacon Falls | $128 to $130 |
| Naugatuck | $126 |
| Bethany | $135 |
| Seymour | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $7,500 |
| Yearly Beacon Falls Homeowner Insurance Premium Example | $2,800 | $1,800 |
| Out of Pocket Expense During Claim | $1,500 | $7,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $21,100 | $20,100 |
| Net Savings to Beacon Falls Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Beacon Falls, CT Home Replacement Value MORE than Home Value | Beacon Falls, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $351,000 | $200,000 |
| Insurance Premium based on Replacement Value | $3,475 | $1,975 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $70,000 | Risk Exposure from Under Insuring Coverage is $81,000 |
| Premium Impact | Insurance cheaper by $800/year | Insurance costlier by $700/year |
| Insurance Company | Allstate | Travelers | Farmers Insurance |
| Monthly Premium | 248 | 182 | 175 |
| Year Built | 2010 | 1960 | 1992 |
| Home Details | 5 Beds, 4 Baths | 2 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $175000-$200000 | $300000-$350000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |