Beacon Falls Insurance Rates:

Beacon Falls, CT homeowners insurance is roughly $729 to $999, about $60-$83/month. Our complete research reveals consumers can save as much as $345 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Beacon Falls, CT Homeowners Insurance By Home Value

Beacon Falls, CT Home Value Total Homes % of Total Average Beacon Falls, CT Homeowners Insurance
Less than $50,000 129 7.0% $77
$100,000 to $124,999 73 4.0% $345
$125,000 to $149,999 19 1.0% $431
$150,000 to $174,999 47 2.0% $517
$175,000 to $199,999 208 12.0% $595
$200,000 to $249,999 324 19.0% $716
$250,000 to $299,999 265 16.0% $871
$300,000 to $399,999 533 32.0% $1113

Top Home Insurance Agents Near Beacon Falls, CT

Home Insurance Company Near Beacon Falls, CT Homeowners Insurance Agency Near Beacon Falls, CT Address
Allstate Franklin Osei-Assibey 44 Main St, East Hartford, CT, 6118
Erie Gerelli Insurance Agency Inc. 23 Lady Blue Devils Lane, Cold Spring, NY, 10516
Travelers Lindquist Insurance Assoc Inc 6 EXECUTIVE DR, FARMINGTON, CT, 6062
Liberty Mutual Independent Robert C Bill Associates Inc 150 BROADHOLLOW RD STE 307, MELVILLE, NY, 11747
NA L.P.L. Risk Management Ltd. & Paul Liotta Inc. 148-2 Remington Blvd, Ronkonkoma, NY, 11779

Cost Of Homeowners Insurance By Street Near Beacon Falls, CT

Streets in Beacon Falls Area Homeowners Insurance Cost
Laurel Ridge, Pamanata Meadows, Cook Ln, Kaleas Way, Bronson Rd, Breault Rd, Pond View Cir, Concord Ct, Oak Dr, Marilyn Ave$863
Bonna St, Hubbell Ave, Feldspar Ave, Fawn Hill Rd, Cold Spring Rd, Cedar Cir, Lopus Rd Exd, Main Dr, Skokorat St, Haley Ridge Rd$857
September Ln, Pinesbridge Rd, Fairfield Pl, Ave C, Hillside Dr, Bethany Rd, South Cir, Ave B, Avon Ct, Country Ct$866
Old Turnpike Rd, Ellen Draka Eileen Dr, Summerfield St, Blackberry Hill Rd, Randall Dr, Brockton Ct, Ellen Dr, Jane St, Essex Ct, High Rock Rd$861
Lopus Rd, Columbine Ln, Lane Dr, October Ln, State Hwy 852, Nancy Ave, Gruber Rd, Wolfe Ave, West Rd, Fieldstone Ln$860

Beacon Falls, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Beacon Falls$128 to $130
Naugatuck$126
Bethany$135
Seymour$129

Beacon Falls, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Naugatuck borough, Connecticut $127 $169 $254
Bethany town, New Haven County, Connecticut $135 $180 $270
Seymour town, New Haven County, Connecticut $130 $173 $260

Beacon Falls, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Beacon Falls, CT3.7%9.3%
Naugatuck3.84%8.87%
Bethany2.92%7.49%
Seymour3.53%9.11%

Beacon Falls Renters Insurance as a Percentage of Rent

Beacon Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 26 7.0% $1911
$750 to $999 90 27.0% $2661
$1,000 to $1,499 149 44.0% $3786
$1,500 or more 67 20.0% $5436

Beacon Falls, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$7,500
Yearly Beacon Falls Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$1,500$7,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,100$20,100
Net Savings to Beacon Falls Home Owner from High Deductible Plan $1,000

Beacon Falls, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Beacon Falls, CT Home Replacement Value MORE than Home Value Beacon Falls, CT Home Replacement Value LESS than Home Value
Replacement Value $351,000 $200,000
Insurance Premium based on Replacement Value $3,475 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $81,000
Premium Impact Insurance cheaper by $800/year Insurance costlier by $700/year

Example Beacon Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersFarmers Insurance
Monthly Premium 248182175
Year Built 201019601992
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$175000-$200000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Beacon Falls, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 145,000 Shingles Roof 950 2 $1000-$2500 Deductible 460 5 Stone Siding yes
1960 330,000 Metal Roof 2,040 4 $2500-$5000 Deductible 910 5 Fiber-Cement Siding No
1994 315,000 Wood Shake Roof 1,850 3 $5000 to $10,000 Deductible 1590 8 Fiber-Cement Siding yes
1961 130,000 Tile Roof 1,100 2 $500- $1000 Deductible 1040 9 Vinyl siding No
1999 395,000 Composition Roof 2,320 3 $500 Deductible 1020 4 Stone Siding yes
1987 340,000 Slate Shingles Roof 2,060 4 $500 Deductible 850 2 Brick siding No
2013 470,000 Shingles Roof 3,290 4 > $10,000 Deductible 470 3 Wood siding No
2014 195,000 Asphalt Shingles Roof 1,470 2 $500- $1000 Deductible 2420 12 Brick siding yes
1984 195,000 Membrane Roof 1,480 3 $500- $1000 Deductible 1390 8 Vinyl siding No
1994 330,000 Membrane Roof 2,260 5 $500 Deductible 1000 3 Fiber-Cement Siding yes
1969 210,000 Composition Roof 1,670 4 $2500-$5000 Deductible 1040 9 Stone Siding yes
1964 215,000 Membrane Roof 1,650 2 $1000-$2500 Deductible 1300 7 Vinyl siding yes
2014 320,000 Composition Roof 1,940 4 $500 Deductible 760 3 Brick siding yes
1963 550,000 Wood Shake Roof 3,270 4 $2500-$5000 Deductible 1300 4 Vinyl siding yes
1961 220,000 Slate Shingles Roof 1,440 3 $500- $1000 Deductible 340 2 Brick siding yes
2013 245,000 Composition Roof 1,590 2 $500- $1000 Deductible 1370 7 Stone Siding No
1965 160,000 Membrane Roof 1,340 3 $2500-$5000 Deductible 810 6 Wood siding No
2013 125,000 Metal Roof 940 2 $1000-$2500 Deductible 270 3 Vinyl siding No
1982 295,000 Metal Roof 2,350 3 $2500-$5000 Deductible 1520 9 Fiber-Cement Siding No
1941 515,000 Metal Roof 3,050 5 > $10,000 Deductible 1710 8 Vinyl siding yes
1964 360,000 Wood Shake Roof 2,620 4 $500 Deductible 440 2 Stucco siding yes
1961 405,000 Tile Roof 2,480 5 $2500-$5000 Deductible 1300 6 Fiber-Cement Siding yes
1947 380,000 Wood Shake Roof 2,450 4 $500 Deductible 250 1 Wood siding yes
1999 495,000 Metal Roof 3,290 4 $2500-$5000 Deductible 610 2 Fiber-Cement Siding No
1989 595,000 Composition Roof 4,350 5 $5000 to $10,000 Deductible 3350 9 Vinyl siding No
1997 260,000 Tile Roof 1,930 3 $1000-$2500 Deductible 1000 6 Fiber-Cement Siding yes
1961 360,000 Wood Shake Roof 2,450 5 $1000-$2500 Deductible 790 3 Stucco siding yes
2012 395,000 Composition Roof 2,560 4 $1000-$2500 Deductible 2600 12 Wood siding yes
1987 285,000 Tile Roof 1,990 4 $500- $1000 Deductible 1680 7 Brick siding No
1989 355,000 Tile Roof 2,400 5 $500- $1000 Deductible 3680 12 Stucco siding No
2013 270,000 Membrane Roof 1,610 4 > $10,000 Deductible 400 3 Fiber-Cement Siding No
1969 185,000 Metal Roof 1,510 2 $500- $1000 Deductible 990 6 Vinyl siding yes