Bayport Insurance Rates:

Bayport, NY homeowners insurance is approximately $558 to $760, about $46-$63/month. Our exhaustive analysis reveals consumers can save as much as $263 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bayport, NY Homeowners Insurance By Home Value

Bayport, NY Home Value Total Homes % of Total Average Bayport, NY Homeowners Insurance
Less than $50,000 40 5.0% $32
$70,000 to $79,999 10 1.0% $105
$150,000 to $174,999 10 1.0% $230
$175,000 to $199,999 7 1.0% $263
$200,000 to $249,999 50 7.0% $316
$250,000 to $299,999 49 7.0% $388
$300,000 to $399,999 504 75.0% $494

Top Home Insurance Agents Near Bayport, NY

Home Insurance Company Near Bayport, NY Homeowners Insurance Agency Near Bayport, NY Address
NA Platinum Coverage, Inc 84 Nesconset Highway , Port Jefferson Station, NY, 11776
NA Brown & Brown D/B/A Fitzharris Agency, Inc. 333 Earle Ovington Blvd 333 Earle Ovington Blvd Uniondale, Uniondale, NY, 11553
NA Gary G. Emanuel Brokerage Inc. 29 - 27 Queens Plz N 29 - 27 Queens Plz N Long Island City, NYC, NY, 11101
Liberty Mutual Catherine Stillwaggon 150 Motor Parkway, Hauppauge, NY, 11788
Allstate Colin Tooker 1236 Roanoke Ave, Riverhead, NY, 11901

Cost Of Homeowners Insurance By Street Near Bayport, NY

Streets in Bayport Area Homeowners Insurance Cost
Connetquot Rd, Kensington Ave, Ira Pl, Baygrove Ct, Greenview Ct, Collins Ct, Jenney Rd, Poplar Ln, Vitamin Dr, April Ln$687
The Lane, Co Rd 85, Sauters Ln, Eatondale Dr, Imperial Way, S Ocean Ave, Saltmeadow Ln, Belinda Ln, Suydam Ln, Stephen Ct$645
Parkland Ct, Cinque Ct, Gerritsen Ave, Ridgewood Ct, Cole Ct, Waverly Ave W, Academy St, Co Rd 78, Slone Ct, Bayport Ave$646
Manny Rose Ct, Renee Dr, S Snedecor Ave, Cartwright Loop, Purick St, Grady St, Midwood Ct, McConnell Ave, Circle Pl, Matilda Ct$643
Stephen Rd, McConnell Ave, Browns River Rd 2, Oak Grove Ln, Northwood Ct, Harriet Rd, Gracie Ct, Monica Ct, Kaywood Ct, Tucker Dr$672

Bayport, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bayport$98 to $101
Blue Point$97
Sayville$98
Patchogue$94

Bayport, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blue Point CDP, New York $97 $129 $194
Sayville CDP, New York $98 $130 $195
Patchogue village, New York $94 $125 $188

Bayport, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bayport, NY1.7%5.5%
Blue Point1.94%5.4%
Sayville1.83%5.44%
Patchogue2.36%5.22%

Bayport Renters Insurance as a Percentage of Rent

Bayport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 13 1.0% $766
$300 to $499 13 1.0% $1216
$500 to $749 15 1.0% $1891
$750 to $999 81 7.0% $2641
$1,000 to $1,499 512 48.0% $3766
$1,500 or more 427 40.0% $5416

Bayport, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$7,200
Yearly Bayport Homeowner Insurance Premium Example $4,000$2,500
Out of Pocket Expense During Claim$1,200$7,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $21,200$19,700
Net Savings to Bayport Home Owner from High Deductible Plan $1,500

Bayport, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bayport, NY Home Replacement Value MORE than Home Value Bayport, NY Home Replacement Value LESS than Home Value
Replacement Value $711,000 $426,500
Insurance Premium based on Replacement Value $8,025 $4,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $120,500 Risk Exposure from Under Insuring Coverage is $164,000
Premium Impact Insurance cheaper by $1,850/year Insurance costlier by $1,350/year

Example Bayport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceErie InsuranceAllstate
Monthly Premium 446307348
Year Built 198820072013
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $800000-$900000$400000-$500000$500000-$600000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bayport, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 215,000 Composition Roof 1,150 2 $2500-$5000 Deductible 1600 12 Stucco siding yes
1974 585,000 Membrane Roof 3,030 4 $5000 to $10,000 Deductible 1810 5 Stone Siding yes
1962 535,000 Shingles Roof 2,180 3 $2500-$5000 Deductible 2460 10 Stucco siding yes
1987 1,115,000 Asphalt Shingles Roof 4,760 5 $2500-$5000 Deductible 5720 12 Brick siding No
1983 345,000 Composition Roof 1,600 2 $500- $1000 Deductible 980 4 Wood siding yes
1979 430,000 Tile Roof 1,710 4 $500 Deductible 390 1 Brick siding yes
1945 235,000 Composition Roof 990 2 $5000 to $10,000 Deductible 580 6 Stucco siding yes
1985 680,000 Wood Shake Roof 3,040 5 $5000 to $10,000 Deductible 890 2 Fiber-Cement Siding yes
1987 460,000 Slate Shingles Roof 2,310 4 $500 Deductible 2280 7 Wood siding yes
2006 355,000 Tile Roof 1,790 2 $500 Deductible 1600 5 Brick siding yes
2007 225,000 Composition Roof 910 2 $500- $1000 Deductible 1850 12 Stone Siding No
1989 275,000 Wood Shake Roof 1,460 2 $1000-$2500 Deductible 1360 6 Fiber-Cement Siding yes
1986 390,000 Slate Shingles Roof 1,660 2 $500- $1000 Deductible 1810 5 Brick siding yes
1941 435,000 Composition Roof 1,710 2 $500 Deductible 1700 6 Fiber-Cement Siding yes
2002 230,000 Slate Shingles Roof 1,190 2 $5000 to $10,000 Deductible 350 3 Wood siding yes
2012 200,000 Metal Roof 940 2 $500 Deductible 540 3 Stone Siding yes
2011 650,000 Asphalt Shingles Roof 3,640 5 > $10,000 Deductible 2330 10 Vinyl siding yes
1974 330,000 Shingles Roof 1,530 5 > $10,000 Deductible 1430 9 Brick siding No
1943 680,000 Tile Roof 3,260 4 $5000 to $10,000 Deductible 4820 12 Stone Siding No
2000 460,000 Composition Roof 2,510 5 $500- $1000 Deductible 700 2 Vinyl siding No
1946 525,000 Composition Roof 2,040 4 $500 Deductible 1320 3 Wood siding No
1974 415,000 Asphalt Shingles Roof 2,160 3 $2500-$5000 Deductible 3090 9 Fiber-Cement Siding No
1941 700,000 Membrane Roof 2,730 4 $5000 to $10,000 Deductible 1080 3 Stone Siding No
1977 375,000 Asphalt Shingles Roof 1,450 3 $1000-$2500 Deductible 300 1 Stucco siding No
2002 305,000 Composition Roof 1,210 2 $2500-$5000 Deductible 790 4 Vinyl siding yes
2002 980,000 Composition Roof 4,760 5 $500 Deductible 9000 12 Vinyl siding No
2000 255,000 Composition Roof 1,220 2 $500 Deductible 750 3 Wood siding yes
2007 330,000 Metal Roof 1,660 2 $500 Deductible 250 1 Vinyl siding yes
2010 260,000 Metal Roof 1,160 2 $500 Deductible 250 1 Wood siding No
2009 575,000 Shingles Roof 2,210 3 $500- $1000 Deductible 1970 4 Brick siding yes
1972 655,000 Tile Roof 3,080 5 $500- $1000 Deductible 1690 5 Fiber-Cement Siding yes
1987 355,000 Wood Shake Roof 1,750 4 $5000 to $10,000 Deductible 1670 9 Brick siding yes
2003 415,000 Composition Roof 1,770 3 $500 Deductible 2730 8 Stucco siding yes
1975 340,000 Metal Roof 1,860 5 $500- $1000 Deductible 1910 8 Vinyl siding yes