Bayonne Insurance Rates:

Bayonne, NJ homeowners insurance is roughly $730 to $991, about $60-$82/month. Our thorough guide reveals consumers can save as much as $344 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State Farm has amazing customer service! I would recommend them to anyone that has just purchased a house! They treat you like family!
Progressive
I liked the fact that they offered wet basement coverage as in northern south Dakota we have flooding after winter, and periodic flash flooding
Aaa
Home coverage can be bundled with auto insurance to get a discount on your auto policy.
Farmer's Insurance
The policies provided are affordable and also sufficient for customers. very large sacrifices are not necessary for adequate protection with this company.
State Farm
Because i live in a tornado-prone area, their coverage for weather damage is great and i feel that my home will be safe in all kinds of weather.
State Farm
I have checked the premiums and coverage through other companies and state farm has the lowest premium for the coverage that I want.
Farmer's Insurance
It is safe and easy to use.
Progressive
I changed from Allstate last year after receiving yet another premium increase from them both auto and home. I began my search for a policy that covered as well but provided a more affordable premium. I am satisfied with the one I have now
New Jersey Manufacturers Insurance Company
It's a local business with offices near us and a convenient and user friendly website.
Nationwide
I love this company's customer service. Anytime I need something, they are quick to respond and assist as needed. They focus on their customers and keeping them happy.
Amica Mutual Insurance
i would recommend them to anyone whos looking for better coverage with lower costs and waived deductible.
Allstate
Their 24/7 customer service members are the friendliest you will ever talk to. They are constantly checking to make sure I was getting all of the attention I needed. They were quick to investigate and finish the process and helped me all the way through the hotel accommodations to getting my home fixed and getting back in it.
New Jersey Manufacturers Insurance Company
I would recommend NJM I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication.
State Farm
I would recommend them due to dependable service, offerings, and availability of agents even in rural areas across the country (US).
Allstate
Great service, reasonable price, and available at convinient times. Have not had any issies with them so far. I would most definitley recommend them.

Bayonne, NJ Homeowners Insurance By Home Value

Bayonne, NJ Home Value Total Homes % of Total Average Bayonne, NJ Homeowners Insurance
Less than $50,000 123 1.0% $60
$100,000 to $124,999 103 1.0% $275
$125,000 to $149,999 93 1.0% $344
$150,000 to $174,999 305 4.0% $404
$175,000 to $199,999 148 1.0% $473
$200,000 to $249,999 1,220 16.0% $567
$250,000 to $299,999 1,643 21.0% $696
$300,000 to $399,999 3,695 49.0% $885

Top Home Insurance Agents Near Bayonne, NJ

Home Insurance Company Near Bayonne, NJ Homeowners Insurance Agency Near Bayonne, NJ Address
NA Automatic Data Processing Insurance Agency, Inc. 71 Hanover Rd , Florham Park, NJ, 7932
NA Thomas Solimine Agency 60 Albemarle Rd White Plains, White Plains, NY, 10605
Travelers Abbott Insurance Agency 705 Ridge Rd, Lyndhurst, NJ, 7071
Allstate Robin Grund 204 E Main St, Jefferson Valley, NY, 10535
Liberty Mutual Independent Stuber Insurance Agency 115 Mill St, Hackettstown, NJ, 7840

Bayonne, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Bayonne, NJ

Streets in Bayonne Area Homeowners Insurance Cost
W 15th St, W 43rd St, W 31st St, Schuyler Pl W, E 38th St, Evergreen St, W 11th St, Hudson Ct, E 28th St, W 15th St$870
Robinson Cir, W 56th St, W 30th St, Bergen Ct, Elna Ct, E 5th St, W 24th St, Sunset Ave, Linnett St, W 41st St$855
Goldsborough Dr, W 46th St, Pulaski St, Trask Ave, W 32nd St, Broadway St, W 28th St, W 49th St, E 30th St, E Grand St$868
E 25th St, State Rte 169, Ave F, W 3rd St, Plank Rd, W 29th St, W 49th St, E 30th St, E 16th St, Garretson Ave$866
E 33rd St, E 21st St, Humphrey Ave, W 48th St, W 40th St, E 24th St, West Dr, Court Pl, W 42nd St, E 53rd St$867

Bayonne, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bayonne$128 to $131
Jersey City$129
Elizabeth$127
Hudson County$130

Bayonne, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jersey City city, New Jersey $129 $172 $258
Elizabeth city, New Jersey $127 $169 $254
Hudson County, New Jersey $130 $173 $260

Bayonne, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bayonne, NJ2.7%7.2%
Jersey City2.68%7.58%
Elizabeth2.77%7.38%
Hudson County2.63%7.22%

Bayonne Renters Insurance as a Percentage of Rent

Bayonne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 386 2.0% $329
$200 to $299 546 3.0% $779
$300 to $499 610 4.0% $1229
$500 to $749 1,343 8.0% $1904
$750 to $999 3,388 22.0% $2654
$1,000 to $1,499 6,863 45.0% $3779
$1,500 or more 1,806 12.0% $5429

Bayonne, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Bayonne Homeowner Insurance Premium Example $2,100$1,500
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,500$13,900
Net Savings to Bayonne Home Owner from High Deductible Plan $600

Bayonne, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bayonne, NJ Home Replacement Value MORE than Home Value Bayonne, NJ Home Replacement Value LESS than Home Value
Replacement Value $430,000 $277,500
Insurance Premium based on Replacement Value $1,850 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,000 Risk Exposure from Under Insuring Coverage is $74,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year

Example Bayonne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 436292
Year Built 196519851970
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bayonne, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1958 230,000 Membrane Roof 1,370 2 $500- $1000 Deductible 100 1 Stone Siding No
1971 310,000 Tile Roof 1,650 2 $1000-$2500 Deductible 1230 10 Stone Siding No
1968 350,000 Metal Roof 1,810 3 $500- $1000 Deductible 1670 10 Stone Siding yes
1974 520,000 Slate Shingles Roof 2,660 4 $5000 to $10,000 Deductible 680 5 Vinyl siding yes
1988 400,000 Slate Shingles Roof 2,080 4 > $10,000 Deductible 460 5 Stucco siding yes
1962 435,000 Slate Shingles Roof 2,970 4 $500- $1000 Deductible 650 4 Brick siding yes
1971 270,000 Asphalt Shingles Roof 1,900 3 $2500-$5000 Deductible 70 1 Vinyl siding yes
1950 180,000 Membrane Roof 1,130 2 $2500-$5000 Deductible 280 4 Vinyl siding yes
1966 380,000 Tile Roof 1,980 3 $2500-$5000 Deductible 140 1 Vinyl siding yes
1964 200,000 Shingles Roof 1,090 2 $500 Deductible 160 2 Vinyl siding No
1952 350,000 Shingles Roof 1,960 3 $2500-$5000 Deductible 500 5 Brick siding yes
1945 175,000 Composition Roof 1,270 3 $1000-$2500 Deductible 540 8 Vinyl siding No
1977 200,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 520 7 Fiber-Cement Siding yes
1982 335,000 Slate Shingles Roof 2,030 4 > $10,000 Deductible 410 6 Fiber-Cement Siding No
1945 375,000 Slate Shingles Roof 1,980 3 $500- $1000 Deductible 360 3 Stucco siding yes
1972 455,000 Metal Roof 2,390 3 $2500-$5000 Deductible 830 5 Stucco siding No
1981 305,000 Composition Roof 1,550 2 $500- $1000 Deductible 260 2 Wood siding yes
1950 265,000 Shingles Roof 1,910 4 > $10,000 Deductible 260 4 Brick siding yes
1944 235,000 Tile Roof 1,660 2 $2500-$5000 Deductible 210 4 Wood siding yes
1966 255,000 Shingles Roof 1,810 4 $2500-$5000 Deductible 410 5 Wood siding yes
1978 215,000 Slate Shingles Roof 1,480 2 $500- $1000 Deductible 730 9 Stucco siding yes
1984 215,000 Membrane Roof 1,350 2 $500 Deductible 60 1 Stucco siding yes
1964 195,000 Composition Roof 1,110 2 $2500-$5000 Deductible 490 9 Fiber-Cement Siding yes
1970 285,000 Shingles Roof 1,780 4 $1000-$2500 Deductible 110 1 Stone Siding No
1972 315,000 Asphalt Shingles Roof 1,730 3 $5000 to $10,000 Deductible 970 12 Stone Siding yes
1943 575,000 Wood Shake Roof 3,140 4 $2500-$5000 Deductible 890 4 Fiber-Cement Siding No
1982 215,000 Metal Roof 1,290 3 $2500-$5000 Deductible 800 12 Stone Siding No
1977 305,000 Wood Shake Roof 1,600 3 $500 Deductible 680 5 Wood siding No
1969 290,000 Composition Roof 2,020 4 $500 Deductible 360 4 Stone Siding No
1940 170,000 Shingles Roof 970 2 $500- $1000 Deductible 400 7 Stucco siding yes
1964 165,000 Metal Roof 970 2 $500 Deductible 220 4 Fiber-Cement Siding yes
1965 225,000 Metal Roof 1,250 2 $500- $1000 Deductible 790 8 Fiber-Cement Siding yes
1945 330,000 Asphalt Shingles Roof 2,230 4 $500- $1000 Deductible 640 6 Wood siding No
1970 380,000 Metal Roof 2,260 3 $500- $1000 Deductible 1640 12 Fiber-Cement Siding yes

How To Make Your Bayonne, NJ Home Insurnace Cheaper