Bay County Insurance Rates:

Bay County, MI homeowners insurance is approximately $621 to $841, about $51-$70/month. Our all inclusive guide indicates shoppers can save upto $292 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews by Location

Midland, MI

Farmer's Insurance
My insurance company make it very inconvenient for me to find out my policy offerings.
Read more Midland home insurance reviews

Bay City, MI

Foremost Insurance
My policy is pretty basic for the area and type of home I have. I like in a 30 year old mobile home, on an acre parcel. I have all the basic coverage, nothing special.
Read more Bay City home insurance reviews

Bay County, MI Homeowners Insurance By Home Value

Bay County, MI Home Value Total Homes % of Total Average Bay County, MI Homeowners Insurance
Less than $50,000 4,929 14.0% $182
$50,000 to $59,999 1,803 5.0% $380
$60,000 to $69,999 2,348 6.0% $475
$70,000 to $79,999 2,829 8.0% $548
$80,000 to $89,999 2,979 8.0% $621
$90,000 to $99,999 2,573 7.0% $694
$100,000 to $124,999 4,782 14.0% $804
$125,000 to $149,999 3,302 9.0% $1008
$150,000 to $174,999 3,026 8.0% $1191
$175,000 to $199,999 1,743 5.0% $1381
$200,000 to $249,999 1,935 5.0% $1659
$250,000 to $299,999 971 2.0% $2024
$300,000 to $399,999 656 1.0% $2573

Top Home Insurance Agents Near Bay County, MI

Home Insurance Company Near Bay County, MI Homeowners Insurance Agency Near Bay County, MI Address
NA Harris Insurance Agency, Inc. 116 W Broad St , Chesaning, MI, 48616
NA Tri-County Agency, Inc. 1118 Lake St Tawas City, Tawas City, MI, 48763
State Farm Brandon Sutkowi 446 Court St, West Branch, MI, 48661-9310
State Farm Jeff Hunt 4359 Wilder Rd, Bay City, MI, 48706-2207
State Farm Matt Grubb 1026 E Main St, Owosso, MI, 48867-9007

Cost Of Homeowners Insurance By Street Near Bay County, MI

Streets in Bay County Area Homeowners Insurance Cost
Clover Ln, E McDonnell St, Cypress Pointe Dr, W Gary St, Deja Ln, Mosher St, Van Etten St, Bush Dr, Bay-Mid Co Line, Hickory Ln$742
Douglas Dr, N Water St, E Borton Rd, 30th St, N Riata Dr, S Heritier Rd, 27th St, Jaybe Ct, E Midland St, Berthiaume Dr$750
Wetters Rd, N Grant St, E Malcolm St, N Erie St, Lantern Ct, N Tuscola Rd, Donahue Beach Rd, Cass Rd, Lamoe Dr, Lebourdais Rd$737
Campbell St, Whiteherse Dr, S Garfield Rd, Hilltop Dr, Bay-Tuscola County Line Rd, W Almeda Beach Rd, Qwinn Ct, Litchfield St, Hale Dr, Maple Dr$740
Loessel Ct, Fairway Pines Court 3, 9 Mile Rd, Taylor St, Heather Ridge Dr, Saganing Rd, Voorhess Ln, Macomber Ave, Old Kawkawlin Rd, Kiesel Rd$773
Lakeside Dr, State Hwy 247, Kilkenny Dr, Lee Dr, E Whitefeather Rd, W North Union St, Nurmi Ct, 11 Mile Rd, N Jones Rd, S Park Ave$729
39th St, N Tuscola Rd, E Center St, Oak St, Finn Rd, 30th St, Quinn Ct, Angus Ct, Northwood Dr, W Sherman Rd$731
Miller Ct, S Chilson St, Freeland Rd, M-13, E Mundy Ave, Marshall St, Lemuel Dr, Noreen Dr, Doud Rd, Harry S Truman Pkwy$736
Boyscout Rd, S Mountain St, Telu Ct, Cadillac Dr, Oak Rd, Patricia St, Bala Dr, Catalina Dr, Woodside Ln, Agnes Dr$750
Dover Ln, 26th St, Pine St, Stempek Ln, W Pinconning Rd, Cypress Pointe, Stoney Creek Dr, N Burns Rd, 9 Mile Rd, W Crump St$732

Bay County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bay County$109 to $111
Kawkawlin$111
Monitor charter$112
Bay City$107

Bay County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kawkawlin township, Bay County, Michigan $112 $149 $224
Bangor charter township, Bay County, Michigan $111 $148 $222
Monitor charter township, Bay County, Michigan $113 $150 $225

Bay County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bay County, MI5.3%13.9%
Kawkawlin4.92%13.15%
Bangor charter5.31%15.55%
Monitor charter4.99%13.68%

Bay County Renters Insurance as a Percentage of Rent

Bay County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 203 2.0% $357
$200 to $299 765 8.0% $807
$300 to $499 1,848 20.0% $1257
$500 to $749 3,462 38.0% $1932
$750 to $999 1,564 17.0% $2682
$1,000 to $1,499 991 11.0% $3807
$1,500 or more 145 1.0% $5457