Bay County Insurance Rates:

Bay County, MI homeowners insurance is approximately $621 to $841, about $51-$70/month. Our all inclusive guide indicates shoppers can save upto $292 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I really trust and feel safe having nationwide as my insurance whenever natural disasters happen i know everything will be ok in the end.
Safeco Insurance
With the increasing coverage they automatically increase rates, there is no way to negotiate the price or coverage options to be lower.
Foremost
My company is foremost. i have never filed a claim yet. the company promptly mails out the bills. it is relatively easy to pay. i can pay by credit card, credit card, and bank transfer. i can this online.
Progressive
I like the ease of accessing the information but it could be a little more visually appealing
Foremost
The people who work for the insurance company are very nice. they also just processed a claim for us very quickly and are just a wonderful company.
State Farm
I really like the customer service I get from the company. While I don't like the premium hikes every couple years, I do understand that more and more bad things are happening they have to cover. The app and general interaction with state farm is pretty top notch. I have never had an issue with a claim or overall anything for that matter.
Foremost
Easy to understand directions on how to pay online. They also send reminders to me via email.
Allstate
We have not complaints about the communication or interactions from the All State company as they have been very nice and kind to me and family each time we have met.
Liberty Mutual
I would think the premium is on par with other local insurance companies. I have shopped around.
State Farm
I actually like state farms. When i have any issues with my home i would call state farms and their customer service would provide me with the info i need.
Foremost Insurance
I like that fact that I can call anytime and their responses are quick and pleasant to talk with. They are very knowledgeable about the services they provide and courteous when I call.
Liberty Mutual
I recently got a quote from my auto insurance provider since they offered a discount to bundle home and auto insurance. The quote turned out to be about $300 less per year than my current total. I'm a bit torn due to the ease of the claim process with my current company, but the considerably lower cost of the new company.
Allstate
What I like best about my homeowners home policy are the agents. They are always super nice and friendly. They make the policy more accepting (on a personal level).
Allstate
I like about this company is the friendly people, the quick response and the caring nature that they put out there.
Progressive
I dislike the insincerity when it comes to purchasing home insurance. It seems like they're only out for themselves in this part of their business.
Foremost Insurance
It's decent, not the best. This is based on what I see that other insurance companies do. Other companies have a great website layout, very modern, while mine is terrible and it looks bad, to be honest.
Foremost Insurance
If you live in a mobile home Foremost is the way to go. They understand that it is a valuable market. I don't know if they are better for conventional housing.
Foremost Insurance
I had and and courteous service from Foremost and from the office which sold us the policy.
Synergy Insurance Group
I think it has been fairly laid back and simple. I get my bill and it's paid on time. That's about it. There have been no headaches so far.
Auto Owners Insurance
I don't like the premium increases that happen every year. But, that happens industry-wide.
Progressive
there isn't much to dislike about Progressive their rates are excellent and their customer service is Bar None I guess the only thing they could change is to have more offices in my area I handle most of my insurance online because they do not have local offices.

Bay County, MI Homeowners Insurance By Home Value

Bay County, MI Home Value Total Homes % of Total Average Bay County, MI Homeowners Insurance
Less than $50,000 4,929 14.0% $182
$50,000 to $59,999 1,803 5.0% $380
$60,000 to $69,999 2,348 6.0% $475
$70,000 to $79,999 2,829 8.0% $548
$80,000 to $89,999 2,979 8.0% $621
$90,000 to $99,999 2,573 7.0% $694
$100,000 to $124,999 4,782 14.0% $804
$125,000 to $149,999 3,302 9.0% $1008
$150,000 to $174,999 3,026 8.0% $1191
$175,000 to $199,999 1,743 5.0% $1381
$200,000 to $249,999 1,935 5.0% $1659
$250,000 to $299,999 971 2.0% $2024
$300,000 to $399,999 656 1.0% $2573

Top Home Insurance Agents Near Bay County, MI

Home Insurance Company Near Bay County, MI Homeowners Insurance Agency Near Bay County, MI Address
State Farm Brandon Sutkowi 446 Court St, West Branch, MI, 48661-9310
State Farm Jeff Hunt 4359 Wilder Rd, Bay City, MI, 48706-2207
State Farm Matt Grubb 1026 E Main St, Owosso, MI, 48867-9007
NA Harris Insurance Agency, Inc. 116 W Broad St , Chesaning, MI, 48616
NA Tri-County Agency, Inc. 1118 Lake St Tawas City, Tawas City, MI, 48763

Cost Of Homeowners Insurance By Street Near Bay County, MI

Streets in Bay County Area Homeowners Insurance Cost
Clover Ln, E McDonnell St, Cypress Pointe Dr, W Gary St, Deja Ln, Mosher St, Van Etten St, Bush Dr, Bay-Mid Co Line, Hickory Ln$742
Douglas Dr, N Water St, E Borton Rd, 30th St, N Riata Dr, S Heritier Rd, 27th St, Jaybe Ct, E Midland St, Berthiaume Dr$750
Wetters Rd, N Grant St, E Malcolm St, N Erie St, Lantern Ct, N Tuscola Rd, Donahue Beach Rd, Cass Rd, Lamoe Dr, Lebourdais Rd$737
Campbell St, Whiteherse Dr, S Garfield Rd, Hilltop Dr, Bay-Tuscola County Line Rd, W Almeda Beach Rd, Qwinn Ct, Litchfield St, Hale Dr, Maple Dr$740
Loessel Ct, Fairway Pines Court 3, 9 Mile Rd, Taylor St, Heather Ridge Dr, Saganing Rd, Voorhess Ln, Macomber Ave, Old Kawkawlin Rd, Kiesel Rd$773
Lakeside Dr, State Hwy 247, Kilkenny Dr, Lee Dr, E Whitefeather Rd, W North Union St, Nurmi Ct, 11 Mile Rd, N Jones Rd, S Park Ave$729
39th St, N Tuscola Rd, E Center St, Oak St, Finn Rd, 30th St, Quinn Ct, Angus Ct, Northwood Dr, W Sherman Rd$731
Miller Ct, S Chilson St, Freeland Rd, M-13, E Mundy Ave, Marshall St, Lemuel Dr, Noreen Dr, Doud Rd, Harry S Truman Pkwy$736
Boyscout Rd, S Mountain St, Telu Ct, Cadillac Dr, Oak Rd, Patricia St, Bala Dr, Catalina Dr, Woodside Ln, Agnes Dr$750
Dover Ln, 26th St, Pine St, Stempek Ln, W Pinconning Rd, Cypress Pointe, Stoney Creek Dr, N Burns Rd, 9 Mile Rd, W Crump St$732

Bay County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bay County$109 to $111
Kawkawlin$111
Monitor charter$112
Bay City$107

Bay County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kawkawlin township, Bay County, Michigan $112 $149 $224
Bangor charter township, Bay County, Michigan $111 $148 $222
Monitor charter township, Bay County, Michigan $113 $150 $225

Bay County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bay County, MI5.3%13.9%
Kawkawlin4.92%13.15%
Bangor charter5.31%15.55%
Monitor charter4.99%13.68%

Bay County Renters Insurance as a Percentage of Rent

Bay County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 203 2.0% $357
$200 to $299 765 8.0% $807
$300 to $499 1,848 20.0% $1257
$500 to $749 3,462 38.0% $1932
$750 to $999 1,564 17.0% $2682
$1,000 to $1,499 991 11.0% $3807
$1,500 or more 145 1.0% $5457